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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
Bank of India Short Term Income Fund Growth
+6.93%
3Y annualised
-0.09% 1D
NAV: 23 Apr '26
₹27.76
Min. for SIP
₹1,000
Fund size (AUM)
₹277.81 Cr
Expense ratio
1.18%
Rating
2
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,136 | +1.89% | |
| 3 years | ₹1,80,000 | ₹1,98,400 | +10.22% | |
| 5 years | ₹3,00,000 | ₹3,70,694 | +23.56% | |
| 10 years | ₹6,00,000 | ₹8,34,288 | +39.05% |
Holdings (29)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 11.91% |
| LIC Housing Finance Ltd. | Financial | NCD | 7.13% |
| GOI | Sovereign | GOI Sec | 6.45% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 5.35% |
| Export-Import Bank Of India | Financial | CD | 5.32% |
| Torrent Pharmaceuticals Ltd. | Healthcare | NCD | 4.28% |
| REC Ltd. | Financial | Debenture | 3.93% |
| Muthoot Finance Ltd. | Financial | NCD | 3.64% |
| Godrej Industries Ltd. | Consumer Staples | NCD | 3.61% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 3.59% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 3.59% |
| Aditya Birla Housing Finance Ltd. | Financial | CP | 3.37% |
| Power Finance Corporation Ltd. | Financial | NCD | 2.16% |
| GOI | Sovereign | GOI Sec | 1.83% |
| Bajaj Finance Ltd. | Financial | NCD | 1.81% |
| Vedanta Ltd. | Metals & Mining | Debenture | 1.81% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 1.80% |
| Muthoot Finance Ltd. | Financial | Debenture | 1.80% |
| Power Finance Corporation Ltd. | Financial | NCD | 1.80% |
| Indian Bank | Financial | CD | 1.78% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 1.78% |
| HDFC Bank Ltd. | Financial | CD | 1.77% |
| AU Small Finance Bank Ltd. | Financial | CD | 1.74% |
| Punjab State | Others | SDL | 1.73% |
| Bank Of Baroda | Financial | CD | 1.68% |
| Godrej Housing Finance Ltd. | Financial | CP | 1.68% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 1.26% |
| Manappuram Finance Ltd. | Financial | NCD | 1.08% |
| Reserve Bank of India | Financial | T-Bills | 0.66% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +6.9% | +10.1% | +5.4% | +6.1% |
| Category average (Debt Short Duration) | +7.1% | +5.9% | +6.6% | -- |
| Rank (Debt Short Duration) | 8 | 1 | 17 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
HDFC Savings Fund Growth | +5.59% | +8.23% | 5,433.30 | |
ICICI Prudential Short Term Fund Growth | +5.67% | +7.35% | 20,688.43 | |
HDFC Short Term Debt Fund Growth | +5.39% | +7.33% | 14,727.92 | |
Nippon India Short Duration Fund Growth | +5.22% | +7.14% | 6,631.95 | |
Sundaram Short Term Debt Fund Growth | +12.83% | +5.33% | 361.74 | |
| Compare | ||||
Fund management
MBMithraem BharuchaAug 2021 - PresentView details
MB
Mithraem Bharucha
Aug 2021 - Present
View details
About Bank of India Short Term Income Fund Growth
Bank of India Short Term Income Fund Growth is a Debt Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 31 Mar 2008. Mithraem Bharucha is the Current Fund Manager of Bank of India Short Term Income Fund Growth fund. The fund currently has an Asset Under Management(AUM) of ₹13,424 Cr and the Latest NAV as of 23 Apr 2026 is ₹27.76.
The Bank of India Short Term Income Fund Growth is rated Moderate risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000.
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Investment Objective
The scheme seeks to generate reasonable returns by investing in debt and money market instruments. The scheme would not be investing more than 70% into securities having average maturity of more than 370 days.
Fund benchmarkCRISIL Short Duration Debt A-II Index
Fund house
Rank (total assets)#31 in India
Total AUM₹13,424.16 Cr
Date of Incorporation31 Mar 2008
Launch Date31 Mar 2008
AddressB/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,