Bank of India Short Term Income Fund Growth

Debt
Short Duration
Moderate Risk
+7.44%
3Y annualised
-0.02% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 28 Nov 2025
₹27.44
Rating
NA
Min. SIP amount
Not Supported
Fund size
₹245.86Cr

Returns calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (29)

NameSectorInstrumentAssets
GOI
SovereignGOI Sec15.04%
LIC Housing Finance Ltd.
FinancialNCD8.15%
REC Ltd.
FinancialDebenture4.57%
Indian Railway Finance Corporation Ltd.
FinancialNCD4.15%
Small Industries Devp. Bank of India Ltd.
FinancialBonds4.15%
Godrej Industries Ltd.
Consumer StaplesNCD4.14%
Muthoot Finance Ltd.
FinancialNCD4.14%
360 ONE Wealth Ltd.
FinancialNCD4.08%
Bank Of Baroda
FinancialCD4.01%
Power Finance Corporation Ltd.
FinancialNCD2.50%
National Bank For Agriculture & Rural Development
FinancialCD2.39%
Motilal Oswal Financial Services Ltd.
FinancialCP2.19%
SovereignGOI Sec2.10%
Bajaj Finance Ltd.
FinancialNCD2.07%
National Bank For Agriculture & Rural Development
FinancialBonds2.07%
Manappuram Finance Ltd.
FinancialNCD2.06%
Vedanta Ltd.
Metals & MiningDebenture2.04%
FinancialDebenture2.04%
Punjab State
OthersSDL2.01%
Bank Of Baroda
FinancialCD2.00%
Canara Bank
FinancialCD2.00%
Punjab National Bank
FinancialCD1.99%
Export-Import Bank Of India
FinancialCD1.99%
HDFC Bank Ltd.
FinancialCD1.94%
AU Small Finance Bank Ltd.
FinancialCD1.92%
FinancialNCD1.63%
National Bank For Agriculture & Rural Development
FinancialDebenture1.46%
Union Bank of India
FinancialCD1.17%
Reserve Bank of India
FinancialT-Bills0.10%
See All

Minimum investment amounts

Min. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported

Returns and rankings

Category: Debt Short Duration
Annualised returns
Absolute returns
3Y5Y10YAll
Fund returns7.4%10.1%5.6%6.1%
Category average7.3%5.9%6.7%NA
Rank with in category10117NA
Understand terms

Peer Comparison

Debt, Short Duration fundsRating1Y3YFund Size(Cr)
4
5.6%8.2%5,433.30
5
8.2%7.9%17,946.84
5
8.2%7.8%22,880.36
4
8.4%7.7%9,296.65
5
12.8%5.3%361.74

Expense ratio, exit load and tax

Expense ratio: 1.07%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Mithraem Bharucha
Aug 2021 - Present
View details

Fund house & investment objective

Fund house contact details

Address
B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Phone
NA
Launch Date
31 Mar 2008
Website
Bank of India Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,

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