Bank of India Short Term Income Fund Growth

Debt
Short Duration
Moderate Risk
9.72%
3Y annualised
+0.08% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 05 Sep 2025
₹27.05
Rating
NA
Min. SIP amount
Not Supported
Fund size
₹223.46Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (26)

NameSectorInstrumentAssets
LIC Housing Finance Ltd.
FinancialNCD8.97%
Punjab National Bank
FinancialCD6.58%
Motilal Oswal Financial Services Ltd.
FinancialCP6.31%
REC Ltd.
FinancialDebenture5.03%
Canara Bank
FinancialCD4.79%
Indian Railway Finance Corporation Ltd.
FinancialNCD4.58%
Small Industries Devp. Bank of India Ltd.
FinancialBonds4.58%
Muthoot Finance Ltd.
FinancialNCD4.57%
Godrej Industries Ltd.
Consumer StaplesNCD4.56%
GOI
SovereignGOI Sec4.46%
Kotak Mahindra Bank Ltd.
FinancialCD4.36%
Power Finance Corporation Ltd.
FinancialNCD2.76%
Bharti Telecom Ltd.
CommunicationCP2.65%
National Bank For Agriculture & Rural Development
FinancialCD2.59%
GOI
SovereignGOI Sec2.48%
SovereignGOI Sec2.32%
National Bank For Agriculture & Rural Development
FinancialBonds2.29%
Bajaj Finance Ltd.
FinancialNCD2.28%
Vedanta Ltd.
Metals & MiningDebenture2.26%
Bank Of Baroda
FinancialCD2.18%
Indian Bank
FinancialCD2.18%
Indian Bank
FinancialCD2.17%
Export-Import Bank Of India
FinancialCD2.16%
FinancialNCD1.80%
National Bank For Agriculture & Rural Development
FinancialDebenture1.61%
Reserve Bank of India
FinancialT-Bills0.11%
See All

Minimum investment amounts

Min. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported

Returns and rankings

Category: Debt Short Duration
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns9.5%9.7%10.1%6.1%
Category average7.9%7.1%5.9%NA
Rank with in category111NA
Understand terms

Peer Comparison

Debt, Short Duration fundsRating1Y3YFund Size(Cr)
4
5.6%8.2%5,433.30
5
8.3%7.7%22,069.50
5
8.3%7.6%18,143.46
4
8.4%7.4%8,739.28
5
12.8%5.3%361.74

Expense ratio, exit load and tax

Expense ratio: 1.07%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Mithraem Bharucha
Aug 2021 - Present
View details

Education
Mr. Bharucha is a BMS and MBA
Experience
Prior to joining Bank of India Mutual Fund, he has worked with YES Asset Management (India) Limited and BNP Paribas Asset Management India Pvt. Ltd.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Phone
NA
Launch Date
31 Mar 2008
Website
Bank of India Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,

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