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Bajaj Finserv Banking and PSU Fund Direct Growth
Debt
Banking and PSU
Moderate Risk
NAV: 06 Feb '26
₹11.86
Min. SIP amount
₹1,000
Fund size
₹388.30 Cr
Expense ratio
0.35%
Return calculator
Monthly SIP
One time
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 3 months | ₹15,000 | ₹15,023 | +0.15% | |
| 6 months | ₹30,000 | ₹30,230 | +0.77% | |
| 1 year | ₹60,000 | ₹61,350 | +2.25% |
Holdings (21)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 6.70% |
| REC Ltd. | Financial | Debenture | 6.70% |
| National Highways Authority of India Ltd. | Services | NCD | 6.57% |
| Food Corporation of India | Consumer Staples | NCD | 6.52% |
| Kotak Mahindra Prime Ltd. | Financial | Debenture | 6.41% |
| Small Industries Devp. Bank of India Ltd. | Financial | NCD | 6.37% |
| Punjab National Bank | Financial | CD | 6.34% |
| Canara Bank | Financial | CD | 6.33% |
| Power Finance Corporation Ltd. | Financial | Debenture | 6.32% |
| Bank Of Baroda | Financial | CD | 6.05% |
| National Bank For Agriculture & Rural Development | Financial | CP | 3.79% |
| Housing & Urban Development Corporation Ltd. | Financial | Debenture | 2.68% |
| GOI | Sovereign | GOI Sec | 2.63% |
| National Housing Bank | Financial | Debenture | 2.62% |
| Export-Import Bank Of India | Financial | Bonds | 2.58% |
| Bajaj Finance Ltd. | Financial | Debenture | 2.56% |
| NTPC Ltd. | Energy | NCD | 2.52% |
| Power Grid Corporation Of India Ltd. | Energy | Bonds | 1.38% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 1.28% |
| National Bank For Financing Infrastructure And Development | Financial | Debenture | 1.26% |
| Maharashtra State | Others | SDL | 0.78% |
See All
Minimum investments
Min. for 1st investment
₹1,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000
Returns and rankings
Annualised returns
Absolute returns
| Name | 3M | 6M | 1Y | All |
|---|---|---|---|---|
| Fund returns | +0.4% | +1.7% | +7.1% | +18.3% |
| Category average (Debt Banking and PSU) | -- | -- | +7.4% | -- |
| Rank (Debt Banking and PSU) | 19 | 17 | 11 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
ICICI Prudential Banking & PSU Debt Direct Growth | +7.28% | +7.83% | 9,583.50 | |
UTI Banking & PSU Fund Direct Growth | +7.42% | +7.53% | 1,101.43 | |
TRUSTMF Banking & PSU Fund Direct Growth | +7.12% | +7.51% | 130.72 | |
Axis Banking & PSU Debt Direct Plan Growth | +7.06% | +7.34% | 13,573.62 | |
Bandhan Banking and PSU Fund Direct Growth | +6.78% | +7.31% | 12,553.48 | |
| Compare | ||||
Fund management
NCNimesh ChandanOct 2023 - PresentView details
NC
Nimesh Chandan
Oct 2023 - Present
View details
SCSiddharth ChaudharyOct 2023 - PresentView details
SC
Siddharth Chaudhary
Oct 2023 - Present
View details
About Bajaj Finserv Banking and PSU Fund Direct Growth
Bajaj Finserv Banking and PSU Fund Direct Growth is a Debt Mutual Fund Scheme launched by Bajaj Finserv Mutual Fund. This scheme was made available to investors on 18 Oct 2021. Nimesh Chandan is the Current Fund Manager of Bajaj Finserv Banking and PSU Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹30,827 Cr and the Latest NAV as of 06 Feb 2026 is ₹11.86.
The Bajaj Finserv Banking and PSU Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹1,000.
;
Investment Objective
The scheme seeks to generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India.;
Fund benchmarkNifty Banking & PSU Debt Index A-II
Fund house
Rank (total assets)NA
Total AUM₹30,826.88 Cr
Date of Incorporation18 Oct 2021
Launch Date18 Oct 2021
AddressS. No - 239/2, 11th Floor, Office No. 1101 A and 1101 B,Sky One Corporate Park, Lohegaon, Pune, Maharashtra Pune 411032
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,