IDFC First Private Credit Card

IDFC First Private Credit Card

Source: IDFC Bank Official Website

Suitability

Selected Customers

Offers

The Bank contributes Karma points in the cardholder's name for every Rupee spent beyond Rs. 30,000 in a month. 

Renewal Fee

Rs. 50,000

Invitation

• This card is issued by invitation only, which means the individual need not apply for the card himself; the Bank invites the individual to avail the card. 

Annual Fees Benefit

• 1 lakh bonus reward points (which is worth Rs. 25,000) are provided on the payment of the annual fees. 
• The cardholder can avail of a Taj Epicure Membership renewal on an annual fee payment. 

Joining Benefits

• 2 lakh bonus points (which is Rs. 50,000) are received on the commencement fee payment. 
• A Taj Epicure Membership is provided as a joining benefit. 

Reward Benefits

• Monthly spends more than Rs. 30,000 get 6X reward points on online spending and 3X reward points on offline spending. 
• 10X reward points for monthly spending crossing Rs. 30,000. 
• 1X reward points on insurance premium payments. 
• 10X reward points on birthday spends. 
• 25% bonus reward points for the rewards donated to a cause. 

Birthday Benefits

• When cardholders opt for the birthday donation feature, the Bank will donate 10% of the spending on the birthday to the charity chosen by the cardholder. 

Charity Offers on Cardholder's Name

• The Bank will contribute Karma points in the name of the cardholder for every Rupee spent over Rs. 30,000 in a monthly cycle

Luxury Benefits

• Two instant discounts every month on movies, plays and shows through BookMyShow
• Two complimentary golf rounds or lessons for a month
• Visa's infinite platform offers airport limo transfer, meet-and-greet immigration services, and dining programs 

Global Benefits

• 0% forex markup rates on international use
• Interest-free cash withdrawal for 48 days
• Four complimentary railway lounge visits
• Unlimited complimentary access to international and domestic lounges and spas in India
• Cancellation covers worth Rs. 50,000
• Comprehensive accident cover
• Complimentary roadside assistance 

Fee

Amount

Annual Charges

Rs. 50,000

Renewal Charges

Rs. 50,000

Credit Card Name

Characteristic

HDFC Infinia Credit Card Metal Edition

Unlimited airport lounge access and 10X rewards on shopping and travel spending. 

Axis Magnus Credit Card

Unlimited airport lounge access and reward points can be converted to Air Miles or Hotel Loyalty points. 

SBI Aurum Credit Card

Unlimited international lounge access and membership of top brands. 

ICICI Emerald Private Metal Credit Card

Complimentary Taj Epicure and EazyDiner Prime membership and unlimited lounge access.