IRR Calculator

Fixed Cash Flow
Irregular Cash Flow
Initial Investment
₹
Periodic Cash Flow
₹
Number of Periods
Growth per Period
%
Terminal Value
₹
Period Unit
▸ Advanced settings
Invested
Returns
Benchmark Comparison
Your IRR15.24%
Fixed Deposit (7%)7%
Nifty 50 (~13%)13%
IRR (Annualised)
%
Fixed Cash Flow · per Year
Total Invested₹1,00,000
Total Returns₹1,50,000
Net Profit₹50,000

What Is an IRR Calculator?

An IRR Calculator is a financial tool that automatically computes the Internal Rate of Return—the annualized rate at which an investment grows, accounting for all cash flows and their timing. Instead of spending hours on complex calculations, you simply enter your investment data and get instant results.

Internal Rate of Return (IRR) is the discount rate that makes the net present value of all cash flows equal to zero. It's expressed as a percentage and shows the true annualized return on your investment.

Why IRR Matters

IRR differs from simple return calculations because it:

  • Accounts for timing: Cash flows at different times have different values
  • Handles multiple cash flows: Works with SIPs, dividends, and withdrawals
  • Enables fair comparison: Allows you to compare investments held for different periods
  • Shows true performance: Reflects your actual investment experienc