What is Pension Payment Order (PPO): All You Need to Know

What is PPO Number in Pension

The Pension Payment Order is a special 12-digit number given to every pensioner in the Employee Provident Fund (EPF). This number is used for all transactions and communications related to the Employees’ Pension Scheme (EPS).

The PPO number helps you manage and track your pension-related activities efficiently.

Here is a breakdown of the Pension Payment Order number:

• The first 5 digits represent the code of the PPO issuing authority
• Its next 2 digits show its issuance year
• The following 4 digits are the PPO's sequential number
• The last digit is a check digit

Importance of Pension Payment Order

Now that you know what PPO number means, here are the key reasons why the Pension Payment Order is crucial:

• Pension Tracking

Your PPO number serves as your personal reference for efficiently tracking and receiving pension payments. It helps to streamline the process and reduces the chances of payment errors.

• Grievance Filing

If you encounter any issues or discrepancies with your pension payments, you need your PPO number to file grievances with the Employees’ Provident Fund Organisation (EPFO). This ensures that your issues are resolved systematically and transparently.

• Life Certificate Submission

To keep receiving your pension, you must submit an annual life certificate. Not submitting the certificate can result in the suspension of your pension payments.

• Bank Account Changes 

You can smoothly transfer your PPO number from one bank account to another if you need to change the bank account where your pension is deposited for any reason.

How to Check PPO Number - Stepwise Process

To know your PPO number, follow the steps mentioned below:

Step 1: Go to the official website of EPFO. 

Step 2: Under the ‘Services’ tab, select the ‘For Employees’ option. 

Step 3: Choose ‘Pensioner’s Portal’ and tap on it. 

Step 4: You will be redirected to the ‘Welcome to Pensioners Portal’ page. 

Step 5: Press 'Know your PPO No.' present on the left side of the screen.

Step 6: Provide either your bank account number or PF number.

Upon submitting your required details properly, the member ID, PPO number, pension type, and other crucial details will be displayed.

How to Check PPO Status

Follow the steps mentioned below to check your PPO status:

Step 1: Go to the official portal of the Central Pension Accounting Office.

Step 2: Tap on the ‘Pensioner’.

Step 3: Under ‘For Pensioners’, click on the ‘PPO Status’. 

Step 4: Next, enter your 12-digit PPO number and the captcha code in the required box. 

Step 5: Click on the ‘Submit’ button to view your PPO status.

Steps to Download Pension Payment Orders Online

To download your Pension Payment Orders online, follow the steps mentioned below:

Step 1: Go to the official website of DigiLocker. 

Step 2: Log in to your account and provide your mobile number, Aadhaar card number, or username. 

Step 3: Enter the OTP that you will receive on your Aadhar-registered mobile number.  

Step 4: After logging in, select ‘Issued Documents’ and tap on ‘Get More Issued Documents’.

Step 5: Choose ‘Employees’ Provident Fund Organisation’ under the 'Central Government' section. 

Step 6: Select UAN on the new webpage and mention your UAN number when asked.

Step 7: Tap on ‘Get Document’, and you will receive your PPO under ‘Saved Documents’.

You can now access and download the document. 

The Bottom Line

Pension Payment Order signifies your financial security and well-being after you retire. It guarantees that you get all the financial benefits for which you have worked hard over the years.

By being a key part of your retirement plan, it helps you enjoy your retirement with peace of mind.