Digispice Technologies

DiGiSPICE Technologies is a focused fintech company established with a vision to bridge India's financial inclusion divide by leveraging technology and an extensive network of nanopreneurs. Its primary vision is to become the largest digital financial services platform for the one billion consumers living in the semi-urban and rural areas of Bharat. The mission is to transform banking in Bharat by creating assisted touchpoints that offer tailored financial products for new-to-tech and under-banked consumers. Through its Spice Money subsidiary, it provides digital financial services like cash deposits, Aadhaar-led withdrawals, and micro-ATM services to citizens in rural and semi-urban areas. The business model relies on an extensive network of local entrepreneurs called Adhikaris, trained to serve the under-banked and advance India's financial inclusion agenda. This model generated a Gross Transaction Value of ₹1.08 lakh crore in FY 2023-24, marking the second year it surpassed the ₹1 lakh crore milestone.;