Paisalo Digital

Paisalo Digital Limited is a Non-Banking Finance Company registered with the RBI, providing accessible loans to the financially excluded at the bottom of India's economic pyramid. The company envisions becoming the leading non-banking financial company (NBFC) in India dedicated to serving the unbanked population and creating economic opportunities for them. It aspires to build a financially inclusive India where every individual, regardless of their socio-economic background, has equal access to financial resources and services. Its operational model focuses on providing small-ticket size loans, ranging from ₹10,000 to ₹2,00,000, for livelihood-generating ventures like dairy farming and handicrafts. The company uses a co-lending model with major banks, combining their low-cost funds with Paisalo's operational efficiency to serve the unbanked population of the country. Its total geographic footprint has expanded to 2,455 touchpoints, which include 279 branches and 973 Customer Service Points, across 21 states in India.;