Established in 1937 by Shri M.Ct.M. Chidambaram Chettyar, Indian Overseas Bank was founded to provide banking to the underserved and promote India's global trade aspirations. The bank's vision is to emerge as the preferred bank connecting generations, built upon high standards of ethics and strong governance. Its core mission is to provide the best banking solutions for customer delight, leveraging both digital and physical experiences through a skilled workforce. Operating on a universal banking model, it caters to a wide range of credit and deposit needs for its diverse customers. A pioneer in technology, IOB was among the first banks in India to introduce computerisation and digital banking to its customers. As of March 2025, the bank commands a formidable presence with 3,335 branches across India, including 929 in rural areas.;

CEO/MD

Shri Ajay Kumar Srivastava

Founded in

1937

NSE symbol

IOB

Shareholding pattern

Jun '25

Sep '25

Dec '25

Mar '26

Jun '26

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BSE • 4 weeks ago

Indian Overseas Bank revises MCLR rates effective 15.08.2026, increasing 3-month, 6-month, 1-year, 2-year, and 3-year rates by 5 bps each. Revised MCLRs: 3-month - 8.45%, 6-month - 8.7%, 1-year - 8.85%, 2-year - 8.85%, 3-year - 8.9%.

BSE • 1 month ago

CARE Ratings upgrades Indian Overseas Bank's Tier II Bonds rating to CARE AA (Stable), reflecting improved asset quality and profitability. IOB's CASA ratio stands at 41.05% as of June 2026, with gross advances growing by 24.2% in FY26. Asset quality and capitalisation remain strong.

Live Mint • 2 months ago

IOB wipes out ₹20,000-cr losses, enabling dividend declaration. The bank plans to raise ₹5,000 cr via share sale, says top official.

CNBC TV18 • 2 months ago

Indian Overseas Bank (IOB) targets credit growth above its 13-14% guidance for FY27 if conditions permit, aiming for over 20% growth. IOB plans to mobilize ₹600-650M FCNR-B deposits by Sept, maintaining NIM at 3.30-3.40% and ensuring robust asset quality.

ScoutQuest • 2 months ago

IOB's Ajay Kumar Srivastava confirms 13-14% credit growth guidance, expects NIMs at 3.3-3.4%. Asset quality concerns minimized; recent SMA increase termed temporary.

Livesquawk • 2 months ago

Indian Overseas Bank projects FY credit cost of 0.35%-0.4%. Bank targets INR 500m book in GIFT City by year-end.

Livesquawk • 2 months ago

Indian Overseas Bank expects NIM in the 3.3%-3.4% range by year-end. Management projects ROA to reach 1.45%-1.46%, driven by NIM improvement.

Business Standard • 2 months ago

Finance Ministry sets FCNR(B) deposit targets for PSBs till Sept 30. Forex inflows via swap facilities hit $20.7B since June 8 start.

ScoutQuest • 2 months ago

Indian Overseas Bank reports record Q1 net profit of Rs.1,659 Cr. The bank sets a 13-14% credit growth target for FY27.

Financial Express • 2 months ago

IOB aims to achieve Rs 10 lakh crore business in two years: MD & CEO.

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