CSL Finance

CSL Finance Limited, a Non-banking Finance Company (NBFC) established in 1992, is dedicated to financially empowering small businesses and real estate corporates across India. Its core mission is to bridge the financial gap for unbanked and underbanked communities, evolving into a one-stop-shop for their diverse capital requirements. The company follows a customer-first approach, using a 'Phygital' model that combines technology with a physical branch network to ensure easy access to financial solutions. It operates through two main business verticals, which are SME Retail Lending for small businesses and Wholesale Lending that offers loans to other companies. A key strength is its use of alternative data for loan underwriting, allowing it to serve customers who lack access to traditional financing due to under-documentation. Highlighting its significant scale, the company's Assets Under Management (AUM) crossed the ₹1,000 Crores milestone in the financial year 2024.;