Capital Trust

Capital Trust Limited is a Delhi-based non-banking finance company (NBFC) established in 1985, which is focused on providing financial inclusion services to underserved populations in India. Its vision is to connect the rural population to financial services, empowering them through technology-powered solutions in underprivileged nations. The company achieves this by merging innovative fintech with traditional financing, creating what it calls India's first 'Rural Doorstep-Fintech' company. It specializes in offering income-generating digital business loans primarily in Tier 3 to Tier 5 towns, addressing a significant credit gap in these areas. The company strategically targets the 'missing middle' economic segment, which is typically excluded from both formal banking systems and micro-finance industry services. This digital-first approach has successfully resulted in nearly 80% of new Capital Business Loan EMIs being paid through digital modes, showcasing high customer adoption.;