How to Invest in UTI Smart Woman Savings Plan Direct Growth?

You can easily invest in UTI Smart Woman Savings Plan Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for UTI Smart Woman Savings Plan Direct Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in UTI Smart Woman Savings Plan Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does UTI Smart Woman Savings Plan Direct Growth provide?

The UTI Smart Woman Savings Plan Direct Growth has been there from 01 Jan 2013 and the average annual returns provided by this fund is 8.33% since its inception.

How much expense ratio is charged by UTI Smart Woman Savings Plan Direct Growth?

The term Expense Ratio used for UTI Smart Woman Savings Plan Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of UTI Smart Woman Savings Plan Direct Growth is 1.78% as of 17 Jul 2025...

What is the AUM of UTI Smart Woman Savings Plan Direct Growth?

The AUM, short for Assets Under Management of UTI Smart Woman Savings Plan Direct Growth is ₹382.11Cr as of 17 Jul 2025.

How to Redeem UTI Smart Woman Savings Plan Direct Growth?

If you want to sell your UTI Smart Woman Savings Plan Direct Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of UTI Smart Woman Savings Plan Direct Growth?

You can select either SIP or Lumpsum investment of UTI Smart Woman Savings Plan Direct Growth based on your investment objective and risk tolerance.

What is the NAV of UTI Smart Woman Savings Plan Direct Growth?

The NAV of UTI Smart Woman Savings Plan Direct Growth is ₹38.41 as of 02 May 2018.

What is the PE and PB ratio of UTI Smart Woman Savings Plan Direct Growth?

The PE ratio ratio of UTI Smart Woman Savings Plan Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

UTI Smart Woman Savings Plan Direct Growth - NAV, Mutual Fund Performance & Portfolio

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UTI Smart Woman Savings Plan Direct Growth
Hybrid
Conservative Hybrid
Moderately High Risk
8.91%
3Y annualised
+0.21% 1D
1M
6M
1Y
3Y
5Y
  NAV: 02 May 2018₹38.41
Min. SIP amountNot Supported
Rating3
Fund size₹382.11Cr
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Holdings (68)NameSectorInstrumentAssets
State Bank of India
FinancialBonds7.89%
GOI
SovereignGOI Sec7.32%
Axis Finance Ltd.
FinancialNCD6.24%
GOI
SovereignGOI Sec5.85%
Afcons Infrastructure Ltd.
ConstructionDebenture5.12%
Nirma Ltd.
FMCGNCD3.83%
Vodafone Idea Ltd.
CommunicationDebenture3.79%
Uttar Pradesh Power Corporation Ltd
EngineeringSO2.77%
Bajaj Finance Ltd.
FinancialEquity2.10%
Indusind Bank Ltd.
FinancialEquity1.91%
Yes Bank Ltd.
FinancialEquity1.73%
Yes Bank Ltd.
FinancialBonds1.50%
Export-Import Bank Of India
FinancialBonds1.34%
Steel Authority Of India Ltd.
MetalsBonds1.30%
HDFC Bank Ltd.
FinancialEquity1.28%
Infosys Ltd.
TechnologyEquity1.08%
MindTree Ltd.
TechnologyEquity1.08%
Tata Consultancy Services Ltd.
TechnologyEquity1.04%
LIC Housing Finance Ltd.
FinancialDebenture0.91%
Kotak Mahindra Bank Ltd.
FinancialEquity0.86%
Astral Poly Technik Ltd.
ChemicalsEquity0.83%
Motherson Sumi Systems Ltd.
AutomobileEquity0.83%
REC Ltd.
FinancialBonds0.81%
Housing Development Finance Corpn. Ltd.
FinancialEquity0.77%
Maruti Suzuki India Ltd.
AutomobileEquity0.76%
Gruh Finance Ltd.
FinancialEquity0.71%
Shree Cement Ltd.
ConstructionEquity0.70%
Divi's Laboratories Ltd.
HealthcareEquity0.68%
ITC Ltd.
FMCGEquity0.65%
Page Industries Ltd.
TextilesEquity0.63%
eClerx Services Ltd
ServicesEquity0.62%
Torrent Pharmaceuticals Ltd.
HealthcareEquity0.58%
Cadila Healthcare Ltd.
HealthcareEquity0.58%
Titan Company Ltd.
Cons DurableEquity0.57%
Symphony Ltd.
Cons DurableEquity0.56%
Jubilant FoodWorks Ltd.
ServicesEquity0.55%
Eicher Motors Ltd.
AutomobileEquity0.53%
Sun Pharmaceutical Inds. Ltd.
HealthcareEquity0.52%
Info Edge (India) Ltd.
ServicesEquity0.50%
Shriram Transport Finance Co. Ltd.
FinancialBonds0.49%
Havells India Ltd.
EngineeringEquity0.49%
PI Industries Ltd.
ChemicalsEquity0.48%
Endurance Technologies Ltd.
AutomobileEquity0.43%
Hindustan Zinc Ltd.
MetalsEquity0.42%
Dr. Lal Pathlabs Ltd.
HealthcareEquity0.41%
Grindwell Norton Ltd.
MetalsEquity0.39%
Schaeffler India Ltd.
EngineeringEquity0.39%
Amara Raja Batteries Ltd.
EngineeringEquity0.38%
Emami Ltd.
FMCGEquity0.37%
Pidilite Industries Ltd.
ChemicalsEquity0.36%
Ipca Laboratories Ltd.
HealthcareEquity0.35%
Sheela Foam Ltd.
TextilesEquity0.33%
Lupin Ltd.
HealthcareEquity0.30%
Dabur India Ltd.
FMCGEquity0.30%
Ajanta Pharma Ltd.
HealthcareEquity0.28%
Nestle India Ltd.
FMCGEquity0.27%
Marico Ltd.
FMCGEquity0.27%
GAIL (India) Ltd.
EnergyBonds0.26%
Berger Paints India Ltd.
ChemicalsEquity0.25%
Thermax Ltd.
EngineeringEquity0.21%
City Union Bank Ltd.
FinancialEquity0.19%
Cera Sanitaryware Ltd.
ConstructionEquity0.16%
AU Small Finance Bank Ltd.
FinancialEquity0.13%
Eris Lifesciences Ltd
HealthcareEquity0.12%
Igarashi Motors India Ltd.
EngineeringEquity0.11%
Syngene International Ltd.
HealthcareEquity0.07%
Power Grid Corporation of India Ltd.
EnergyBonds/NCD0.03%
Federal Bank Ltd.
FinancialST Dep.0.01%
See All
Minimum investment amountsMin. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported
Understand termsAnnualised returnsAverage of the yearly returns of a mutual fund over a given period.
Absolute returnsThe total return of a mutual fund over a given period.
Returns and rankingsCategory: Hybrid Conservative Hybrid
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns8.3%8.9%10.7%NA
Category average6.6%10.3%9.4%NA
Rank with in categoryNANANANA
Understand terms
Peer ComparisonHybrid, Conservative Hybrid fundsRating1Y3YFund Size(Cr)
Kotak Debt Hybrid Fund Direct Growth
4
7.5%13.0%3,134.41
Parag Parikh Conservative Hybrid Fund Direct Growth
5
9.0%12.4%2,755.57
HDFC Hybrid Debt Fund Direct Growth
4
6.3%12.3%3,401.26
SBI Conservative Hybrid Fund Direct Growth
4
7.2%11.8%9,748.22
Nippon India Conservative Hybrid Fund Direct Growth
4
9.2%10.1%895.11
Understand termsExpense ratioA fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
TaxA percentage of your capital gains payable to the government upon exiting  your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit loadA fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp dutyA form of tax payable for the purchase or sale of an asset or security. 
Past expense ratio & exit load
Expense ratio
Exit load
30 Apr 2018 - Present
1.78%
31 Mar 2018 - 30 Apr 2018
1.77%
28 Feb 2018 - 31 Mar 2018
1.78%
31 Jan 2018 - 28 Feb 2018
1.92%
31 Dec 2017 - 31 Jan 2018
1.89%
30 Nov 2017 - 31 Dec 2017
1.91%
31 Oct 2017 - 30 Nov 2017
1.99%
Expense ratio, exit load and taxExpense ratio: 1.78%Inclusive of GST
Exit loadNil
Stamp duty0.005% (from July 1st, 2020)
Tax implicationNA
Understand terms
Check past data
Fund house & investment objective
UTI Mutual Fund
Rank (total assets)#8 in India
Total AUM₹3,73,665.06Cr
Date of Incorporation14 Nov 2002
    UTI Smart Woman Savings Plan Direct Growth is a Hybrid Mutual Fund Scheme launched by UTI Mutual Fund.     This scheme was made available to investors on 14 Nov 2002.     Amandeep Chopra, Ajay Tyagi is the Current Fund Manager of UTI Smart Woman Savings Plan Direct Growth fund.     The fund currently has an Asset Under Management(AUM) of ₹3,73,665 Cr and     the Latest NAV as of 02 May 2018 is ₹38.41.  

    The UTI Smart Woman Savings Plan Direct Growth is rated Moderately High risk.     Minimum SIP Investment is set to ₹500.          
  ;
Investment ObjectiveTo invest in a portfolio of equity/equity related securities and debt and money market instrument with a view to generate reasonable income with moderate capital appreciation. The asset allocation will be Debt: Minimum 70% Maximum 100% Equity: Minimum 0%, Maximum 30%. 
 
;
Fund benchmarkCRISIL Short Term Debt Hybrid 75+25 Index
Scheme Information Document(SID)
Fund house contact details
Address
UTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East)  Mumbai 400051
Phone
0263 2296993
Launch Date
14 Nov 2002
E-mail
NA
Website
www.utimf.com
UTI Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4,  Street No.1 Banjara Hills,
Email
[email protected]
Website
www.karvymfs.com
Compare funds
UTI Smart Woman Savings Plan Direct Growth
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Name	Sector	Instrument	Assets
State Bank of India	Financial	Bonds	7.89%
GOI	Sovereign	GOI Sec	7.32%
Axis Finance Ltd.	Financial	NCD	6.24%
GOI	Sovereign	GOI Sec	5.85%
Afcons Infrastructure Ltd.	Construction	Debenture	5.12%
Nirma Ltd.	FMCG	NCD	3.83%
Vodafone Idea Ltd.	Communication	Debenture	3.79%
Uttar Pradesh Power Corporation Ltd	Engineering	SO	2.77%
Bajaj Finance Ltd.	Financial	Equity	2.10%
Indusind Bank Ltd.	Financial	Equity	1.91%
Yes Bank Ltd.	Financial	Equity	1.73%
Yes Bank Ltd.	Financial	Bonds	1.50%
Export-Import Bank Of India	Financial	Bonds	1.34%
Steel Authority Of India Ltd.	Metals	Bonds	1.30%
HDFC Bank Ltd.	Financial	Equity	1.28%
Infosys Ltd.	Technology	Equity	1.08%
MindTree Ltd.	Technology	Equity	1.08%
Tata Consultancy Services Ltd.	Technology	Equity	1.04%
LIC Housing Finance Ltd.	Financial	Debenture	0.91%
Kotak Mahindra Bank Ltd.	Financial	Equity	0.86%
Astral Poly Technik Ltd.	Chemicals	Equity	0.83%
Motherson Sumi Systems Ltd.	Automobile	Equity	0.83%
REC Ltd.	Financial	Bonds	0.81%
Housing Development Finance Corpn. Ltd.	Financial	Equity	0.77%
Maruti Suzuki India Ltd.	Automobile	Equity	0.76%
Gruh Finance Ltd.	Financial	Equity	0.71%
Shree Cement Ltd.	Construction	Equity	0.70%
Divi's Laboratories Ltd.	Healthcare	Equity	0.68%
ITC Ltd.	FMCG	Equity	0.65%
Page Industries Ltd.	Textiles	Equity	0.63%
eClerx Services Ltd	Services	Equity	0.62%
Torrent Pharmaceuticals Ltd.	Healthcare	Equity	0.58%
Cadila Healthcare Ltd.	Healthcare	Equity	0.58%
Titan Company Ltd.	Cons Durable	Equity	0.57%
Symphony Ltd.	Cons Durable	Equity	0.56%
Jubilant FoodWorks Ltd.	Services	Equity	0.55%
Eicher Motors Ltd.	Automobile	Equity	0.53%
Sun Pharmaceutical Inds. Ltd.	Healthcare	Equity	0.52%
Info Edge (India) Ltd.	Services	Equity	0.50%
Shriram Transport Finance Co. Ltd.	Financial	Bonds	0.49%
Havells India Ltd.	Engineering	Equity	0.49%
PI Industries Ltd.	Chemicals	Equity	0.48%
Endurance Technologies Ltd.	Automobile	Equity	0.43%
Hindustan Zinc Ltd.	Metals	Equity	0.42%
Dr. Lal Pathlabs Ltd.	Healthcare	Equity	0.41%
Grindwell Norton Ltd.	Metals	Equity	0.39%
Schaeffler India Ltd.	Engineering	Equity	0.39%
Amara Raja Batteries Ltd.	Engineering	Equity	0.38%
Emami Ltd.	FMCG	Equity	0.37%
Pidilite Industries Ltd.	Chemicals	Equity	0.36%
Ipca Laboratories Ltd.	Healthcare	Equity	0.35%
Sheela Foam Ltd.	Textiles	Equity	0.33%
Lupin Ltd.	Healthcare	Equity	0.30%
Dabur India Ltd.	FMCG	Equity	0.30%
Ajanta Pharma Ltd.	Healthcare	Equity	0.28%
Nestle India Ltd.	FMCG	Equity	0.27%
Marico Ltd.	FMCG	Equity	0.27%
GAIL (India) Ltd.	Energy	Bonds	0.26%
Berger Paints India Ltd.	Chemicals	Equity	0.25%
Thermax Ltd.	Engineering	Equity	0.21%
City Union Bank Ltd.	Financial	Equity	0.19%
Cera Sanitaryware Ltd.	Construction	Equity	0.16%
AU Small Finance Bank Ltd.	Financial	Equity	0.13%
Eris Lifesciences Ltd	Healthcare	Equity	0.12%
Igarashi Motors India Ltd.	Engineering	Equity	0.11%
Syngene International Ltd.	Healthcare	Equity	0.07%
Power Grid Corporation of India Ltd.	Energy	Bonds/NCD	0.03%
Federal Bank Ltd.	Financial	ST Dep.	0.01%

	1Y	3Y	5Y	All
Fund returns	8.3%	8.9%	10.7%	NA
Category average	6.6%	10.3%	9.4%	NA
Rank with in category	NA	NA	NA	NA

Hybrid, Conservative Hybrid funds	Rating	1Y	3Y	Fund Size(Cr)
Kotak Debt Hybrid Fund Direct Growth	4	7.5%	13.0%	3,134.41
Parag Parikh Conservative Hybrid Fund Direct Growth	5	9.0%	12.4%	2,755.57
HDFC Hybrid Debt Fund Direct Growth	4	6.3%	12.3%	3,401.26
SBI Conservative Hybrid Fund Direct Growth	4	7.2%	11.8%	9,748.22
Nippon India Conservative Hybrid Fund Direct Growth	4	9.2%	10.1%	895.11