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Best Indiabulls Equity Mutual Funds

With a customer base of more than 9,20,000, Indiabulls Mutual funds are registered with SEBI and proffer a wide range of financial services across the country. This Asset Management Company entered the mutual fund market in 2011. They have managed assets of approximately Rs.663 crore till 31st March 2021. 

Indiabulls Mutual Funds set up as a Trust under the sponsorship of Indiabulls Housing Finance Limited and Indiabulls Trustee Company Ltd as their Trustee. Indiabulls MF proposes more than 11 mutual funds under different categories, including best Indiabulls equity mutual funds. This fund house has more than 6 categories under equity mutual funds. 

Equity mutual funds are well diversified to meet the investors with different financial needs and goals. The risk-reward apparatus of top Indiabulls equity mutual funds attract investors with varying financial requirements. With calculated risk, investors can expect a rewarding return on investment. 

Depending on the category, equity mutual funds invest in multiple stocks of different companies from all market capitalisations and yield higher returns than debt or hybrid MFs. The equity component works towards capital appreciation. As a result, individuals often invest for higher returns despite its risk. 

Besides understanding the investment and return equation and its different categories in the best Indiabulls equity mutual funds 2021, having an idea about the tax regime of equity mutual funds is also crucial. 

Taxability

Here’s how equity mutual funds are taxed.  

Long-term Capital Gains Tax: Investors are entitled to pay Long-term Capital Gains Tax or LTCGT on selling equity mutual funds after remaining invested more than 1 year. The capital gain of up to Rs. 1 lakh is tax-exempt in a year. However, a 10% LTCGT plus cess and surcharge is levied on long-term capital gains exceeding Rs. 1 lakh.  

Short-term Capital Gains Tax: STCGT or Short-term Capital Gain Tax applies if you earn by selling your mutual funds within a year of investing. You need to pay an STCGT of 15% + cess+ surcharge on the capital gains earned on equity funds held for less than a year.

TDS: Dividend income exceeding Rs.5,000 in a financial year attracts TDS at the rate of 10%. 

Factors to Consider Before Investing

Besides taxability, the following are some of the crucial parameters that help choose the best Indiabulls equity funds.

Investment objective: An individual’s investment objective primarily depends on various factors like the preferred period of investment, type of mutual funds, etc. Considering them, investors can choose the best Indiabulls equity mutual fund that meets a thought-out investment goal. 

Risk appetite: Mutual funds are exposed to market risk. Thus, analysing the risk factor before investing is imperative, regardless of fund types. For instance, equity mutual funds are susceptible to market risk but partly immune from inflation risk. Moreover, the financial behaviour of investors also plays a crucial role in mutual funds risk management. Usually, an aggressive investor is more risk-tolerant than a moderate investor. 

Past performance of the fund: The performance of an equity fund is not constant, and the return on investments fluctuates due to various conditions. However, a review of the past performance provides an insight into how it had worked in the past under various market conditions. Hence, assessing past performance is a crucial step before choosing the best Indiabulls equity mutual funds. 

Holding analysis: Equity mutual funds allocate their assets across different small and large-cap companies for better risk management. A portfolio analysis allows you to know the asset allocations and prospective growth of your investment. Equity mutual funds carry moderate to high-risk quotient depending on their asset allocation. So, to choose the best Indiabulls equity mutual funds, holding analysis is necessary. 

Experience of the fund manager: An experienced fund manager helps sail through the bull and bear phases and promises the highest possible returns. This is why checking a fund manager’s experience constitutes a vital parameter of choosing a suitable mutual fund. 

Expense ratio: It refers to an aggregate expense that AMC levies on generated return on an equity mutual fund. Checking this ratio is essential before investing in any mutual fund. In this matter, you should also choose carefully between regular plans and direct plans. Incidentally, the expense ratio is less on direct plans, so it generates better returns. This is because one can obtain a direct plan from fund houses without any third-party involvement, which is not possible in the case of regular plans where third-party is crucial.

Exit load: It is a charge AMCs levy on investors when they decide to exit or redeem a unit from mutual funds. Generally, this charge is levied on liquidating mutual funds within the lock-in period, which is usually 1 year. Depending on the fund chosen, AMCs decide the percentage of exit load. However, in some cases, AMCs may not levy any exit charges. In any case, checking exit load is a crucial parameter that investors should consider. 

After considering the above-mentioned factors, you can settle for the best Indiabulls equity mutual funds that meet your investment goal and objective. 

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Top 10 Indiabulls Mutual Funds

Fund NameCategoryRisk1Y ReturnsRatingFund Size(in Cr)
Indiabulls Liquid Direct FundDebtLow to Moderate3.2%2₹160
Indiabulls Short Term FundDebtLow to Moderate3.9%3₹26
Indiabulls Bluechip Direct FundEquityVery High24.1%2₹107
Indiabulls Arbitrage FundHybridLow3.4%2₹13
Indiabulls Tax Savings FundEquityVery High30.0%2₹51
Indiabulls Value FundEquityVery High33.4%2₹13
Indiabulls Equity Hybrid FundHybridVery High23.3%₹35
Indiabulls Dynamic Bond FundDebtLow to Moderate4.2%3₹24
Indiabulls Overnight FundDebtLow3.1%1₹197
Indiabulls Savings Income FundHybridModerate16.3%3₹10
Indiabulls Income FundDebtLow7.5%4₹16
Indiabulls Ultra Short Term Direct FundDebtLow4.7%4₹18
Indiabulls Gilt FundDebtLow2.8%3₹1
Indiabulls Savings FundDebtLow5.7%1₹1
Indiabulls Banking And PSU Debt FundDebtLow4.9%2₹15
View All Top 10 Indiabulls Mutual Funds

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Now let us jump and check about these top 10 mutual fund schemes.

Indiabulls Liquid Direct Fund Growth

Fund Performance: The Indiabulls Liquid Direct Fund has given 4.74% annualized returns in the past three years and 5.67% in the last 5 years. The Indiabulls Liquid Direct Fund belongs to the Debt category of Indiabulls Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Indiabulls Liquid Direct Fund via lump sum is ₹500 and via SIP is ₹500.

Min Investment Amt₹500
AUM₹160Cr
1Y Returns3.2%

Indiabulls Short Term Fund Direct Growth

Fund Performance: The Indiabulls Short Term Fund has given 6.24% annualized returns in the past three years and 6.66% in the last 5 years. The Indiabulls Short Term Fund belongs to the Debt category of Indiabulls Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Indiabulls Short Term Fund via lump sum is ₹500 and via SIP is ₹500.

Min Investment Amt₹500
AUM₹26Cr
1Y Returns3.9%

Indiabulls Bluechip Direct Fund Growth

Fund Performance: The Indiabulls Bluechip Direct Fund has given 14% annualized returns in the past three years and 14.72% in the last 5 years. The Indiabulls Bluechip Direct Fund belongs to the Equity category of Indiabulls Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Indiabulls Bluechip Direct Fund via lump sum is ₹500 and via SIP is ₹500.

Min Investment Amt₹500
AUM₹107Cr
1Y Returns24.1%

Indiabulls Arbitrage Fund Direct Growth

Fund Performance: The Indiabulls Arbitrage Fund has given 4.53% annualized returns in the past three years and 5.25% in the last 5 years. The Indiabulls Arbitrage Fund belongs to the Hybrid category of Indiabulls Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Indiabulls Arbitrage Fund via lump sum is ₹500 and via SIP is ₹1,000.

Min Investment Amt₹500
AUM₹13Cr
1Y Returns3.4%

Indiabulls Tax Savings Fund Direct Growth

Fund Performance: The Indiabulls Tax Savings Fund has given 14.72% annualized returns in the past three years and null% in the last 5 years. The Indiabulls Tax Savings Fund belongs to the Equity category of Indiabulls Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Indiabulls Tax Savings Fund via lump sum is ₹500 and via SIP is ₹500.

Min Investment Amt₹500
AUM₹51Cr
1Y Returns30.0%

Indiabulls Value Fund Direct Growth

Fund Performance: The Indiabulls Value Fund has given 14.72% annualized returns in the past three years and 11.21% in the last 5 years. The Indiabulls Value Fund belongs to the Equity category of Indiabulls Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Indiabulls Value Fund via lump sum is ₹500 and via SIP is ₹500.

Min Investment Amt₹500
AUM₹13Cr
1Y Returns33.4%

Indiabulls Equity Hybrid Fund Direct Growth

Fund Performance: The Indiabulls Equity Hybrid Fund belongs to the Hybrid category of Indiabulls Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Indiabulls Equity Hybrid Fund via lump sum is ₹500 and via SIP is ₹500.

Min Investment Amt₹500
AUM₹35Cr
1Y Returns23.3%

Indiabulls Dynamic Bond Fund Direct Growth

Fund Performance: The Indiabulls Dynamic Bond Fund belongs to the Debt category of Indiabulls Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Indiabulls Dynamic Bond Fund via lump sum is ₹500 and via SIP is ₹500.

Min Investment Amt₹500
AUM₹24Cr
1Y Returns4.2%

Indiabulls Overnight Fund Direct Growth

Fund Performance: The Indiabulls Overnight Fund belongs to the Debt category of Indiabulls Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Indiabulls Overnight Fund via lump sum is ₹500 and via SIP is ₹500.

Min Investment Amt₹500
AUM₹197Cr
1Y Returns3.1%

Indiabulls Savings Income Fund Direct Growth

Fund Performance: The Indiabulls Savings Income Fund has given 8.7% annualized returns in the past three years and 9.92% in the last 5 years. The Indiabulls Savings Income Fund belongs to the Hybrid category of Indiabulls Mutual Funds.

Minimum Investment Amount:

Min Investment Amt₹500
AUM₹10Cr
1Y Returns16.3%

Indiabulls Income Fund Direct Growth

Fund Performance: The Indiabulls Income Fund has given 7.92% annualized returns in the past three years and 8.23% in the last 5 years. The Indiabulls Income Fund belongs to the Debt category of Indiabulls Mutual Funds.

Minimum Investment Amount:

Min Investment Amt₹500
AUM₹16Cr
1Y Returns7.5%

Indiabulls Ultra Short Term Direct Fund Growth

Fund Performance: The Indiabulls Ultra Short Term Direct Fund has given 6.71% annualized returns in the past three years and 7.3% in the last 5 years. The Indiabulls Ultra Short Term Direct Fund belongs to the Debt category of Indiabulls Mutual Funds.

Minimum Investment Amount:

Min Investment Amt₹500
AUM₹18Cr
1Y Returns4.7%

Indiabulls Gilt Fund Direct Growth

Fund Performance: The Indiabulls Gilt Fund has given 7.44% annualized returns in the past three years and 9.22% in the last 5 years. The Indiabulls Gilt Fund belongs to the Debt category of Indiabulls Mutual Funds.

Minimum Investment Amount:

Min Investment Amt₹500
AUM₹1Cr
1Y Returns2.8%

Indiabulls Savings Fund Direct Growth

Fund Performance: The Indiabulls Savings Fund belongs to the Debt category of Indiabulls Mutual Funds.

Minimum Investment Amount:

Min Investment Amt₹500
AUM₹1Cr
1Y Returns5.7%

Indiabulls Banking And PSU Debt Fund Direct Growth

Fund Performance: The Indiabulls Banking And PSU Debt Fund belongs to the Debt category of Indiabulls Mutual Funds.

Minimum Investment Amount:

Min Investment Amt₹500
AUM₹15Cr
1Y Returns4.9%

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