Top 10 Dhfl Pramerica Mutual Funds

Fund NameCategoryRisk1Y ReturnsRatingFund Size(in Cr)
DHFL Pramerica Hybrid Equity FundHybridModerately High-0.6%3star202
DHFL Pramerica Arbitrage FundHybridModerately Low6.2%2star522
DHFL Pramerica Equity Savings FundHybridModerately High4.5%2star33
DHFL Pramerica Hybrid Debt Fund HybridModerately High7.0%1star21
View All Top 10 Dhfl Pramerica Mutual Funds

Best DHFL Pramerica Hybrid Mutual Funds

DHFL was established in the year 1984 and it aimed to provide financial access to the middle and lower income strata of the society. Today, it is one of the most trusted and leading financial brands in India.

When it comes to the mutual fund space, this AMC provides funds across various categories and its main vision is financial inclusion, which means that their motto is to bring financial awareness to people in remote cities and towns. DHFL is therefore present in 351 locations across the country.

DHFL Pramerica Trustees Private Limited acts as the trustee company of DHFL Pramerica Mutual Fund and makes sure that all transactions are in accordance with the rules and regulations set-up by SEBI.

If we allocate 65 to 80 percent of a fund to equity and assign remaining to debt and similar instruments, then what we get in return is a Hybrid-Equity fund. These funds allow you to enjoy good returns and low-risk rates courtesy their significant allocation in debt funds. Market gurus believe that it is better to invest in these than to go for an equity-debt portfolio as there is no tax imposed on the debt funds in the mix. It has returns that are taxed at 15% if sold before one year, post this period a 10% tax is applicable on the gains.

Purpose: Invest in these funds instead of buying a different kind of equity-debt funds with 60-40 allocations. These funds are best to moderate your risk with a fair return in the high-risk portfolio.

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Now let us jump and check about these top 10 mutual fund schemes.

DHFL Pramerica Hybrid Equity Fund - Direct - Growth

Fund Performance: This fund has consistently beaten its benchmark in Aggressive segment and provided 7.33% annualized returns in the last 3 years. In the last 1 year, it gave -0.61% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided -0.61% returns in the last 1 year. Groww rated this fund as 3 Star. This is one of the best Hybrid mutual fund in India.

Fund Manager: Abhisek Bahinipati, Alok Agarwal

Launch Date1 Jan 2013
Min Investment Amt5,000
Groww Rating3star
AUM202Cr
1Y Returns-0.6%

DHFL Pramerica Arbitrage Fund - Direct - Growth

Fund Performance: This fund has consistently beaten its benchmark in Arbitrage segment and provided 6.59% annualized returns in the last 3 years. In the last 1 year, it gave 6.22% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 6.22% returns in the last 1 year. Groww rated this fund as 2 Star. This is one of the best Hybrid mutual fund in India.

Fund Manager: Utkarsh Katkoria, Hitash Dang

Launch Date26 Aug 2014
Min Investment Amt5,000
Groww Rating2star
AUM522Cr
1Y Returns6.2%

DHFL Pramerica Equity Savings Fund - Direct - Growth

Fund Performance: This fund has consistently beaten its benchmark in Equity Savings segment and provided 7.51% annualized returns in the last 3 years. In the last 1 year, it gave 4.46% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 4.46% returns in the last 1 year. Groww rated this fund as 2 Star. This is one of the best Hybrid mutual fund in India.

Fund Manager: Abhisek Bahinipati, Alok Agarwal

Launch Date1 Jan 2013
Min Investment Amt5,000
Groww Rating2star
AUM33Cr
1Y Returns4.5%

DHFL Pramerica Hybrid Debt Fund - Direct - Growth

Fund Performance: This fund has consistently beaten its benchmark in Conservative segment and provided 9.42% annualized returns in the last 3 years. In the last 1 year, it gave 7% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 7% returns in the last 1 year. Groww rated this fund as 1 Star. This is one of the best Hybrid mutual fund in India.

Fund Manager: Abhisek Bahinipati, Alok Agarwal

Launch Date1 Jan 2013
Min Investment Amt5,000
Groww Rating1star
AUM21Cr
1Y Returns7.0%

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What does investing in DHFL Pramerica Hybrid Mutual Funds actually mean?

Suppose a mutual fund invests in ten stocks and total current market value of these stocks is 1.1 Crore. Out of this, the AMC deducts say, 0.1 Crore for operating the fund (this is known as the expense ratio). So the net value is 1 crore. Now the AMC will divide this 1 Crore into say, 10,000 parts. These parts are known as units. The cost of one unit is 1Cr/10,000 = Rs. 1000. This is known as the Net Asset Value (NAV) of the mutual fund. Suppose the AMC has set a minimum investment requirement of Rs. 500. Then if you pay Rs. 500, you will get 0.5 units of the fund. Remember that the cost of one unit is the cost when you made the purchase. Suppose after one year, the NAV has fallen to Rs. 700 per unit and you wish to exit the fund (also known as redemption), then you sell your 0.5 units back to the AMC and get 0.5 x Rs. 700 = Rs. 350 back. Yes, you invested Rs. 500 and got back Rs. 350 – a loss of 150 over a year. The point is, that you buy units at current NAV and sell units (fully or partially) at current NAV. This is what investing in mutual fund actually means.

How to invest in DHFL Pramerica Mutual Funds on Groww?

One of the best ways to hedge against the small-cap volatility is to adopt a phased approach, also known as Systematic Investment Plan (SIP) approach. We are sure that you must be aware of SIP and its benefits. Buying in small quantity but buying regularly provides you with faster growth. On Groww.in, all transactions to and from AMC is done via BSE. When you decide to invest in a large cap mutual fund of your choice, you choose that mutual fund on the website and click ‘invest’. Following that, you are redirected to the BSE page where you make the payment. BSE then directs your money to the AMC managing your mutual fund. To be assured at your end, you can visit the individual AMC website after the payment. You would be able to see all your purchased units against your folio number.

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Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing.
Past performance is not indicative of future returns. Please consider your specific investment requirements, risk tolerance, investment goal, time frame, risk and reward balance and the cost associated with the investment before choosing a fund, or designing a portfolio that suits your needs.
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