Top 10 Dhfl Pramerica Mutual Funds

Fund NameCategoryRisk1Y ReturnsRatingFund Size(in Cr)
DHFL Pramerica Large Cap FundEquityModerately High-0.6%3star314
DHFL Pramerica Long Term Equity FundEquityModerately High-2.5%3star340
DHFL Pramerica Diversified Equity FundEquityModerately High-3.5%3star111
DHFL Pramerica Midcap Opportunities FundEquityModerately High-13.6%1star110
View All Top 10 Dhfl Pramerica Mutual Funds

Best DHFL Pramerica Equity Mutual Funds

DHFL was established in the year 1984 and it aimed to provide financial access to the middle and lower income strata of the society. Today, it is one of the most trusted and leading financial brands in India.

When it comes to the mutual fund space, this AMC provides funds across various categories and its main vision is financial inclusion, which means that their motto is to bring financial awareness to people in remote cities and towns. DHFL is therefore present in 351 locations across the country.

DHFL Pramerica Trustees Private Limited acts as the trustee company of DHFL Pramerica Mutual Fund and makes sure that all transactions are in accordance with the rules and regulations set-up by SEBI.

Equity Savings Fund typically invests the total capital in three segments- pure equity, arbitrage and debt funds. Generally, one-third of the total capital in pure equity, one-third in debt funds and the balance in arbitrage funds. However, the composition varies from fund to fund. The equity component can vary from 20-40% approx and depends on the type of mutual fund.

These funds outperform debt funds over taxation and treated as equity funds for taxation. If sold before a year, short term capital gains are taxed at 15% and if sold after a year, no tax is levied on the gains.

Purpose: Invest here for your longer duration to get higher returns than debt funds.

Let's have a closer look

Now let us jump and check about these top 10 mutual fund schemes.

PGIM India Large Cap Fund Direct Plan Growth

Fund Performance: This fund has consistently beaten its benchmark in Large Cap segment and provided 7.76% annualized returns in the last 3 years. In the last 1 year, it gave -0.6% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided -0.6% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Equity mutual fund in India.

Launch Date01 Jan 2013
Min Investment Amt5,000
AUM314Cr
1Y Returns-0.6%

PGIM India Long Term Equity Fund Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in ELSS segment and provided 8.05% annualized returns in the last 3 years. In the last 1 year, it gave -2.52% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided -2.52% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹500. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Equity mutual fund in India.

Launch Date10 Dec 2015
Min Investment Amt500
AUM340Cr
1Y Returns-2.5%

PGIM India Diversified Equity Fund Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Multi Cap segment and provided 6.57% annualized returns in the last 3 years. In the last 1 year, it gave -3.45% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided -3.45% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹100. Minimum SIP investment amount for this scheme is ₹100. This is one of the best Equity mutual fund in India.

Launch Date03 Mar 2015
Min Investment Amt100
AUM111Cr
1Y Returns-3.5%

PGIM India Midcap Opportunities Fund Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Mid Cap segment and provided 0.89% annualized returns in the last 3 years. In the last 1 year, it gave -13.6% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided -13.6% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Equity mutual fund in India.

Launch Date01 Dec 2013
Min Investment Amt5,000
AUM110Cr
1Y Returns-13.6%

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What does investing in DHFL Pramerica Equity Mutual Funds actually mean?

Suppose a mutual fund invests in ten stocks and total current market value of these stocks is 1.1 Crore. Out of this, the AMC deducts say, 0.1 Crore for operating the fund (this is known as the expense ratio). So the net value is 1 crore. Now the AMC will divide this 1 Crore into say, 10,000 parts. These parts are known as units. The cost of one unit is 1Cr/10,000 = Rs. 1000. This is known as the Net Asset Value (NAV) of the mutual fund. Suppose the AMC has set a minimum investment requirement of Rs. 500. Then if you pay Rs. 500, you will get 0.5 units of the fund. Remember that the cost of one unit is the cost when you made the purchase. Suppose after one year, the NAV has fallen to Rs. 700 per unit and you wish to exit the fund (also known as redemption), then you sell your 0.5 units back to the AMC and get 0.5 x Rs. 700 = Rs. 350 back. Yes, you invested Rs. 500 and got back Rs. 350 – a loss of 150 over a year. The point is, that you buy units at current NAV and sell units (fully or partially) at current NAV. This is what investing in mutual fund actually means.

How to invest in DHFL Pramerica Mutual Funds on Groww?

One of the best ways to hedge against the small-cap volatility is to adopt a phased approach, also known as Systematic Investment Plan (SIP) approach. We are sure that you must be aware of SIP and its benefits. Buying in small quantity but buying regularly provides you with faster growth. On Groww.in, all transactions to and from AMC is done via BSE. When you decide to invest in a large cap mutual fund of your choice, you choose that mutual fund on the website and click ‘invest’. Following that, you are redirected to the BSE page where you make the payment. BSE then directs your money to the AMC managing your mutual fund. To be assured at your end, you can visit the individual AMC website after the payment. You would be able to see all your purchased units against your folio number.

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