1M
6M
1Y
3Y
All
| NAV: 14 Jan 2025 | ₹13.77 |
| Min. SIP amount | ₹100 |
| Rating | 2 |
| Fund size | ₹4,253.98Cr |
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Returns and rankings
Category: Hybrid Dynamic Asset Allocation
Annualised returns
Absolute returns
| 6M | 1Y | 3Y | All | |
|---|---|---|---|---|
| Fund returns | NA | 8.2% | 10.8% | 10.5% |
| Category average | NA | 9.1% | 9.7% | NA |
| Rank with in category | NA | 26 | 15 | NA |
Understand terms
Peer Comparison
| Hybrid, Dynamic Asset Allocation funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
SBI Balanced Advantage Fund Direct IDCW | 4 | 11.7% | 12.9% | 32,940.95 |
HSBC Balanced Advantage Fund Direct IDCW | 4 | 11.8% | 11.4% | 1,509.80 |
NJ Balanced Advantage Fund Direct IDCW | 2 | 8.2% | 10.8% | 4,253.98 |
LIC MF Balanced Advantage Fund Direct IDCW | 3 | 11.3% | 10.6% | 844.69 |
Holdings (159)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
Reliance Industries Ltd. | Energy | Equity | 8.03% |
HCL Technologies Ltd. | Technology | Equity | 3.71% |
Alkem Laboratories Ltd. | Healthcare | Equity | 3.22% |
Ajanta Pharma Ltd. | Healthcare | Equity | 3.17% |
Torrent Pharmaceuticals Ltd. | Healthcare | Equity | 2.92% |
HDFC Asset Management Company Ltd. | Financial | Equity | 2.82% |
Coal India Ltd. | Energy | Equity | 2.66% |
Bosch Ltd. | Automobile | Equity | 2.64% |
Bajaj Auto Ltd. | Automobile | Equity | 2.54% |
Hero Motocorp Ltd. | Automobile | Equity | 2.12% |
Colgate-Palmolive (India) Ltd. | Consumer Staples | Equity | 2.06% |
Divi's Laboratories Ltd. | Healthcare | Equity | 1.54% |
Gillette India Ltd. | Consumer Staples | Equity | 1.54% |
UTI Asset Management Company Ltd. | Financial | Equity | 1.49% |
Bajaj Finance Ltd. | Financial | Equity | 1.47% |
Tech Mahindra Ltd. | Technology | Equity | 1.44% |
Petronet LNG Ltd. | Energy | Equity | 1.38% |
Infosys Ltd. | Technology | Equity | 1.35% |
Sun Pharmaceutical Industries Ltd. | Healthcare | Equity | 1.34% |
Eicher Motors Ltd. | Automobile | Equity | 1.33% |
Tata Consultancy Services Ltd. | Technology | Equity | 1.31% |
Gujarat State | Construction | SDL | 1.27% |
Reserve Bank of India | Financial | T-Bills | 1.27% |
Reserve Bank of India | Financial | T-Bills | 1.26% |
Reserve Bank of India | Financial | T-Bills | 1.26% |
GOI | Sovereign | GOI Sec | 1.26% |
Reserve Bank of India | Financial | T-Bills | 1.25% |
Reserve Bank of India | Financial | T-Bills | 1.25% |
Reserve Bank of India | Financial | T-Bills | 1.24% |
Reserve Bank of India | Financial | T-Bills | 1.24% |
Reserve Bank of India | Financial | T-Bills | 1.24% |
Reserve Bank of India | Financial | T-Bills | 1.24% |
Pidilite Industries Ltd. | Chemicals | Equity | 1.21% |
Dr. Lal Pathlabs Ltd. | Healthcare | Equity | 1.20% |
Indian Energy Exchange Ltd. | Services | Equity | 1.19% |
Havells India Ltd. | Capital Goods | Equity | 1.15% |
Maharashtra State | Others | SDL | 1.14% |
Britannia Industries Ltd. | Consumer Staples | Equity | 1.01% |
Mahanagar Gas Ltd. | Energy | Equity | 0.92% |
Karnataka State | Others | SDL | 0.89% |
Bank Of Baroda | Financial | Equity | 0.89% |
Indusind Bank Ltd. | Financial | Equity | 0.52% |
State Bank of India | Financial | Equity | 0.41% |
HDFC Bank Ltd. | Financial | Equity | 0.38% |
Indian Railway Catering & Tourism Corporation Ltd. | Services | Equity | 0.34% |
Crisil Ltd. | Services | Equity | 0.34% |
Coforge Ltd. | Technology | Equity | 0.32% |
Adani Enterprises Ltd. | Services | Equity | 0.31% |
Kotak Mahindra Bank Ltd. | Financial | Equity | 0.27% |
Oracle Financial Services Software Ltd. | Technology | Equity | 0.26% |
Page Industries Ltd. | Textiles | Equity | 0.26% |
Tata Motors Ltd. | Automobile | Equity | 0.25% |
Tamilnadu State | Others | SDL | 0.25% |
Abbott India Ltd. | Healthcare | Equity | 0.24% |
Apollo Hospitals Enterprise Ltd. | Healthcare | Equity | 0.24% |
Birlasoft Ltd. | Technology | Equity | 0.24% |
Axis Bank Ltd. | Financial | Equity | 0.23% |
Cyient Ltd. | Technology | Equity | 0.23% |
Mphasis Ltd. | Technology | Equity | 0.22% |
ITC Ltd. | Consumer Staples | Equity | 0.22% |
Marico Ltd. | Consumer Staples | Equity | 0.22% |
Happiest Minds Technologies Ltd. | Technology | Equity | 0.21% |
LTIMindtree Ltd. | Technology | Equity | 0.21% |
L&T Technology Services Ltd. | Technology | Equity | 0.21% |
Procter & Gamble Hygiene and Health Care Ltd. | Consumer Staples | Equity | 0.21% |
Tata Elxsi Ltd. | Technology | Equity | 0.21% |
Dabur India Ltd. | Consumer Staples | Equity | 0.19% |
Sona BLW Precision Forgings Ltd. | Automobile | Equity | 0.19% |
Nestle India Ltd. | Consumer Staples | Equity | 0.19% |
Grindwell Norton Ltd. | Metals & Mining | Equity | 0.19% |
Tata Power Company Ltd. | Energy | Equity | 0.18% |
Kajaria Ceramics Ltd. | Construction | Equity | 0.18% |
Granules India Ltd. | Healthcare | Equity | 0.18% |
Larsen & Toubro Ltd. | Construction | Equity | 0.18% |
Alkyl Amines Chemicals Ltd. | Chemicals | Equity | 0.17% |
Berger Paints India Ltd. | Chemicals | Equity | 0.17% |
Asian Paints Ltd. | Chemicals | Equity | 0.16% |
Bandhan Bank Ltd. | Financial | Equity | 0.13% |
Canara Bank | Financial | Equity | 0.13% |
ICICI Bank Ltd. | Financial | Equity | 0.13% |
Container Corporation Of India Ltd. | Services | Equity | 0.11% |
Steel Authority Of India Ltd. | Metals & Mining | Equity | 0.11% |
Hindustan Unilever Ltd. | Consumer Staples | Equity | 0.09% |
Ambuja Cements Ltd. | Construction | Equity | 0.07% |
Adani Ports and Special Economic Zone Ltd. | Services | Equity | 0.06% |
JIO Financial Services Ltd. | Financial | Equity | 0.06% |
Vodafone Idea Ltd. | Communication | Equity | 0.06% |
Reserve Bank of India | Financial | T-Bills | 0.05% |
Reserve Bank of India | Financial | T-Bills | 0.05% |
Aditya Birla Fashion and Retail Ltd. | Services | Equity | 0.04% |
Titan Company Ltd. | Consumer Discretionary | Equity | 0.03% |
HDFC Life Insurance Co Ltd. | Insurance | Equity | 0.03% |
Indus Towers Ltd. | Communication | Equity | 0.03% |
GAIL (India) Ltd. | Energy | Equity | 0.02% |
Godrej Properties Ltd. | Construction | Equity | 0.02% |
Exide Industries Ltd. | Capital Goods | Equity | 0.02% |
JSW Steel Ltd. | Metals & Mining | Equity | 0.01% |
Bharat Heavy Electricals Ltd. | Capital Goods | Equity | 0.01% |
DLF Ltd. | Construction | Equity | 0.01% |
Cipla Ltd. | Healthcare | Equity | 0.01% |
Bharti Airtel Ltd. | Communication | Equity | 0.01% |
The Federal Bank Ltd. | Financial | Equity | 0.01% |
ICICI Prudential Life Insurance Company Ltd. | Insurance | Equity | 0.01% |
GMR Airports Ltd. | Construction | Equity | 0.00% |
Zydus Lifesciences Ltd. | Healthcare | Equity | 0.00% |
ABB India Ltd. | Capital Goods | Equity | 0.00% |
Pidilite Industries Ltd. | Chemicals | Futures | -0.00% |
ABB India Ltd. | Capital Goods | Futures | -0.00% |
Zydus Lifesciences Ltd. | Healthcare | Futures | -0.00% |
Axis Bank Ltd. | Financial | Futures | -0.00% |
DLF Ltd. | Construction | Futures | -0.00% |
Bank Of Baroda | Financial | Futures | -0.00% |
GMR Airports Ltd. | Construction | Futures | -0.00% |
Aditya Birla Fashion and Retail Ltd. | Services | Futures | -0.01% |
ICICI Prudential Life Insurance Company Ltd. | Insurance | Futures | -0.01% |
DLF Ltd. | Construction | Futures | -0.01% |
The Federal Bank Ltd. | Financial | Futures | -0.01% |
Bharti Airtel Ltd. | Communication | Futures | -0.01% |
Cipla Ltd. | Healthcare | Futures | -0.01% |
Bharat Heavy Electricals Ltd. | Capital Goods | Futures | -0.01% |
JSW Steel Ltd. | Metals & Mining | Futures | -0.01% |
Pidilite Industries Ltd. | Chemicals | Futures | -0.01% |
Exide Industries Ltd. | Capital Goods | Futures | -0.02% |
Godrej Properties Ltd. | Construction | Futures | -0.02% |
GAIL (India) Ltd. | Energy | Futures | -0.02% |
Birlasoft Ltd. | Technology | Futures | -0.02% |
Adani Ports and Special Economic Zone Ltd. | Services | Futures | -0.03% |
Indus Towers Ltd. | Communication | Futures | -0.03% |
State Bank of India | Financial | Futures | -0.03% |
HDFC Life Insurance Co Ltd. | Insurance | Futures | -0.03% |
Adani Ports and Special Economic Zone Ltd. | Services | Futures | -0.03% |
Titan Company Ltd. | Consumer Discretionary | Futures | -0.03% |
Aditya Birla Fashion and Retail Ltd. | Services | Futures | -0.03% |
Vodafone Idea Ltd. | Communication | Futures | -0.06% |
Indusind Bank Ltd. | Financial | Futures | -0.06% |
JIO Financial Services Ltd. | Financial | Futures | -0.06% |
Ambuja Cements Ltd. | Construction | Futures | -0.07% |
Hindustan Unilever Ltd. | Consumer Staples | Futures | -0.09% |
Steel Authority Of India Ltd. | Metals & Mining | Futures | -0.11% |
Container Corporation Of India Ltd. | Services | Futures | -0.11% |
HDFC Bank Ltd. | Financial | Futures | -0.12% |
Reliance Industries Ltd. | Energy | Futures | -0.12% |
ICICI Bank Ltd. | Financial | Futures | -0.13% |
Canara Bank | Financial | Futures | -0.13% |
Bandhan Bank Ltd. | Financial | Futures | -0.13% |
Indian Railway Catering & Tourism Corporation Ltd. | Services | Futures | -0.14% |
Larsen & Toubro Ltd. | Construction | Futures | -0.18% |
Granules India Ltd. | Healthcare | Futures | -0.18% |
Tata Power Company Ltd. | Energy | Futures | -0.19% |
Axis Bank Ltd. | Financial | Futures | -0.23% |
Tata Motors Ltd. | Automobile | Futures | -0.26% |
HDFC Bank Ltd. | Financial | Futures | -0.26% |
Kotak Mahindra Bank Ltd. | Financial | Futures | -0.27% |
Adani Enterprises Ltd. | Services | Futures | -0.31% |
State Bank of India | Financial | Futures | -0.39% |
Indusind Bank Ltd. | Financial | Futures | -0.46% |
Bank Of Baroda | Financial | Futures | -0.89% |
Bajaj Finance Ltd. | Financial | Futures | -1.49% |
Reliance Industries Ltd. | Energy | Futures | -7.97% |
See All
Expense ratio, exit load and tax
Expense ratio: 0.63%
Inclusive of GST
Exit load
For units in excess of 5% of the investment,1% will be charged for redemption within 30 days
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.
Understand terms
Check past data
Minimum investment amounts
| Min. for 1st investment | ₹500 |
| Min. for 2nd investment onwards | ₹500 |
| Min. for SIP | ₹100 |
Fund management
Dhaval PatelMar 2023 - PresentView details
Dhaval Patel
Mar 2023 - Present
View details
Education
Mr. Patel has done IBS from Hyderabad
Experience
Prior to joining NJ Mutual Fund, he has worked with Axis Mutual Fund, Credit Analysis & Research Ltd.
Also manages these schemes
Vishal AsharMar 2023 - PresentView details
Vishal Ashar
Mar 2023 - Present
View details
Education
Mr. Ashar has done MBA in Finance
Experience
Prior to joining Motilal Oswa AMC, he has worked with NJ Mutual Fund, Indiabulls Mutual Fund, Motilal Oswal Financial Services Ltd and Sharekhan
Also manages these schemes
Viral ShahOct 2022 - PresentView details
Viral Shah
Oct 2022 - Present
View details
Education
Mr. Shah has done B.E. and MBA (Finance)
Experience
Mr. Shah has started his career with NJ Group and has been Principal Officer for PMS segment with NJ Asset Management for more than 10 years.
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
Unit No. 101A, 1st Floor,Hallmark Business Plaza,Bandra (East), Mumbai 400051
Phone
NA
Launch Date
20 Apr 2021
E-mail
NAWebsite
njmutualfund.com
NJ Mutual Fund
Asset Management Company
Custodian
Deutsche Bank
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]Website
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