How to Invest in Nippon India Gold Savings Fund Direct Growth?

You can easily invest in Nippon India Gold Savings Fund Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for Nippon India Gold Savings Fund Direct Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in Nippon India Gold Savings Fund Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does Nippon India Gold Savings Fund Direct Growth provide?

The Nippon India Gold Savings Fund Direct Growth has been there from 31 Dec 2012 and the average annual returns provided by this fund is 80.80% since its inception.

How much expense ratio is charged by Nippon India Gold Savings Fund Direct Growth?

The term Expense Ratio used for Nippon India Gold Savings Fund Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of Nippon India Gold Savings Fund Direct Growth is 0.13% as of 20 Jan 2026...

What is the AUM of Nippon India Gold Savings Fund Direct Growth?

The AUM, short for Assets Under Management of Nippon India Gold Savings Fund Direct Growth is ₹5,301.24Cr as of 20 Jan 2026.

How to Redeem Nippon India Gold Savings Fund Direct Growth?

If you want to sell your Nippon India Gold Savings Fund Direct Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of Nippon India Gold Savings Fund Direct Growth?

You can select either SIP or Lumpsum investment of Nippon India Gold Savings Fund Direct Growth based on your investment objective and risk tolerance.

What is the NAV of Nippon India Gold Savings Fund Direct Growth?

The NAV of Nippon India Gold Savings Fund Direct Growth is ₹58.41 as of 19 Jan 2026.

What is the PE and PB ratio of Nippon India Gold Savings Fund Direct Growth?

The PE ratio ratio of Nippon India Gold Savings Fund Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

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Nippon India Gold Savings Fund Direct Growth

Name: Nippon India Gold Savings Fund Direct Growth
Brand: Nippon India Mutual Fund

Commodities

Gold

Very High Risk

+35.43%

3Y annualised

+2.82% 1D

All

NAV: 19 Jan '26

₹58.41

Min. SIP amount

₹100

Fund size

₹5,301.24 Cr

Expense ratio

0.13%

Return calculator

Monthly SIP

One time

Monthly investment

₹5,000

Over the past	Total investment	Would've become	Returns
1 year	₹60,000	₹81,001	+35.00%
3 years	₹1,80,000	₹3,33,925	+85.51%
5 years	₹3,00,000	₹6,61,876	+120.63%
10 years	₹6,00,000	₹18,32,418	+205.40%

Holdings (1)

Name	Sector	Instruments	Assets
Nippon India ETF Gold BeES	NA	Mutual Fund	100.18%

Minimum investments

Min. for 1st investment

₹100

Min. for 2nd investment

₹100

Min. for SIP

₹100

Returns and rankings

Annualised returns

Absolute returns

Name	3Y	5Y	10Y	All
Fund returns	+35.4%	+22.9%	+17.6%	+11.3%
Category average (Commodities Gold)	+34.1%	+21.0%	+17.0%	--
Rank (Commodities Gold)	10	9	8	--

Exit load, stamp duty and tax

Exit load

Exit load of 1%, if redeemed within 15 days

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within two years, returns are taxed as per your Income Tax slab. If you redeem after two years, returns are taxed at 12.5%.

Check past data

Fund management

HM
Himanshu Mange
Dec 2023 - Present
View details

Education

Mr. Mange has done B.Com and CA

Experience

Prior to joining Nippon India MF, he has worked with Tata AIA Life Insurance, Pipalia Singhal & Associates, Felix Solutions, Lodha Group and N.B.Gandhi & Co.

Also manages these schemes

Nippon India Nifty Smallcap 250 Index Fund Direct Growth

Nippon India Index Fund BSE Sensex Plan Direct Growth

Nippon India Gold Savings Fund Direct Growth

Nippon India Nifty Midcap 150 Index Fund Direct Growth

Nippon India Index Fund Nifty 50 Plan Direct Growth

Nippon India Nifty Next 50 Junior BeES FoF Direct Growth

Nippon India BSE Sensex Next 30 Index Fund Direct Growth

Nippon India Nifty India Manufacturing Index Fund Direct Growth

About Nippon India Gold Savings Fund Direct Growth

Nippon India Gold Savings Fund Direct Growth is a Commodities Mutual Fund Scheme launched by Nippon India Mutual Fund. This scheme was made available to investors on 30 Jun 1995. Himanshu Mange is the Current Fund Manager of Nippon India Gold Savings Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹7,11,423 Cr and the Latest NAV as of 19 Jan 2026 is ₹58.41. The Nippon India Gold Savings Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. Exit load of 1%, if redeemed within 15 days ;