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Bank of India Consumption Fund Direct Growth
NAV: 30 Oct '26
₹10.73
Min. for SIP
₹1,000
Fund size (AUM)
₹345.96 Cr
Expense ratio
1.53%
Rating
--
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 3 months | ₹15,000 | ₹14,698 | -2.01% | |
| 6 months | ₹30,000 | ₹29,705 | -0.98% | |
| 1 year | ₹60,000 | ₹59,716 | -0.47% |
Holdings (40)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Bharti Airtel Ltd | Technology | Equity | 9.71% |
| ITC Ltd | Consumer Staples | Equity | 8.85% |
| Britannia Industries Ltd | Consumer Staples | Equity | 6.48% |
| Maruti Suzuki India Ltd | Consumer Discretionary | Equity | 5.30% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 4.66% |
| United Spirits Ltd | Consumer Staples | Equity | 4.52% |
| Dixon Technologies (India) Ltd | Consumer Discretionary | Equity | 3.82% |
| Repo | Unspecified | Repo | 3.66% |
| Tips Industries Ltd | Consumer Discretionary | Equity | 3.07% |
| FSN E-Commerce Ventures Ltd | Consumer Discretionary | Equity | 2.93% |
| Entero Healthcare Solutions Ltd. | Healthcare | Equity | 2.90% |
| Zomato Ltd | Technology | Equity | 2.81% |
| Eris Lifesciences Ltd | Healthcare | Equity | 2.60% |
| Lalithaa Jewellery Mart Ltd. | Consumer Discretionary | Equity | 2.43% |
| Stylam Industries Ltd | Industrials | Equity | 2.43% |
| Emami Ltd | Consumer Staples | Equity | 2.36% |
| Bharti Hexacom Ltd. | Technology | Equity | 2.34% |
| Aditya Vision Ltd | Consumer Discretionary | Equity | 2.32% |
| Endurance Technologies Ltd | Consumer Discretionary | Equity | 2.17% |
| S.J.S Enterprises Ltd | Consumer Discretionary | Equity | 2.04% |
| Net Receivables | Unspecified | Net Receivables | 2.01% |
| Godfrey Phillips India Ltd | Consumer Staples | Equity | 1.98% |
| NTPC Ltd | Energy & Utilities | Equity | 1.97% |
| Hindustan Unilever Ltd | Consumer Staples | Equity | 1.85% |
| Abbott India Ltd | Healthcare | Equity | 1.74% |
| One 97 Communications Ltd | Industrials | Equity | 1.59% |
| Bayer CropScience Ltd | Materials | Equity | 1.55% |
| MRF Ltd | Consumer Discretionary | Equity | 1.25% |
| Knack Packaging Ltd. | Materials | Equity | 1.16% |
| Balrampur Chini Mills Ltd | Consumer Staples | Equity | 1.15% |
| Senco Gold Ltd. | Consumer Discretionary | Equity | 1.10% |
| SBI Life Insurance Company Ltd | Financial | Equity | 1.03% |
| Titan Company Ltd | Consumer Discretionary | Equity | 1.00% |
| Johnson Controls - Hitachi Air Conditioning India Ltd | Industrials | Equity | 0.68% |
| Optiemus Infracom Ltd | Technology | Equity | 0.67% |
| Sky Gold Ltd | Consumer Discretionary | Equity | 0.66% |
| PB Fintech Ltd | Financial | Equity | 0.56% |
| Mankind Pharma Ltd. | Healthcare | Equity | 0.51% |
| Avenue Supermarts Ltd | Consumer Staples | Equity | 0.07% |
| GOVERNMENT OF INDIA 36908 364 DAYS TBILL 07JN27 FV RS 100 | Financial | Treasury Bills | 0.07% |
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000
Returns and rankings
| Name | 3M | 6M | 1Y | All |
|---|---|---|---|---|
| Fund returns | -6.2% | +0.9% | -6.4% | +7.3% |
| Category average (Equity Thematic) | -6.3% | +0.5% | -7.8% | +117.4% |
| Rank (Equity Thematic) | 12 | 9 | 7 | -- |
Exit load, stamp duty and tax
Exit load
Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Fund management
About Bank of India Consumption Fund Direct Growth
Bank of India Consumption Fund Direct Growth is a Equity Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 31 Mar 2008. Nitin Gosar is the Current Fund Manager of Bank of India Consumption Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹19,226 Cr and the Latest NAV as of 30 Oct 2026 is ₹10.73.
The Bank of India Consumption Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000. Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
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Investment Objective
The scheme seeks to provide long term capital appreciation from an actively managed portfolio of equity and equity related securities of companies engaged in consumption and consumption related sector or allied sectors.
Fund benchmarkNIFTY India Consumption Total Return Index
Fund house
Rank (total assets)#31 in India
Total AUM₹19,226.03 Cr
Date of Incorporation31 Mar 2008
Launch Date31 Mar 2008
AddressB/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,