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IDFC First BankFixed Deposit

2.75% - 4.20%
Interest rates
3 months - 10 years
Time Period
₹10,000 - no limit
Min. - Max amount
QUARTERLY
Compounding

About IDFC First Bank

IDFC First Bank is one of the most promising financial institutions emerging in India, with its headquarters in Mumbai. The banking institution received its Universal Banking Licence from the RBI in 2015 and is popular for its corporate and commercial banking services.

Notably, a fixed deposit scheme is among the most popular financial products extended by the bank. Typically, it’s the IDFC Bank FD rates and other user-centric features that work in favour of the deposit scheme and its holders. On that note, the following is an elaboration of the prevailing interest and other noteworthy components of this savings instrument.

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Started On2015
Head QuartersMumbai
CRISIL RatingNA
CEOV. Vaidyanathan
Listed on exchange asIDFC Bank Ltd.
ICRA RatingNA

Latest IDFC First Bank Interest Rates

TenureRegular customersSenior citizens
7 - 14 days
2.75%
3.25%
15 - 35 days
3.00%
3.50%
36 - 45 days
3.00%
3.50%
46 - 60 days
3.00%
3.50%
61 - 91 days
3.20%
3.70%
92 - 180 days
3.50%
4.00%
181 - 270 days
3.90%
4.40%
271 - 365 days
4.15%
4.65%
366 - 399 days
4.25%
400 - 540 days
4.25%
4.75%
541 - 731 days
4.25%
4.75%
732 - 1095 days
4.20%
4.70%
3 years 1days - 5 years
4.20%
4.70%
5 Year 1 Day - 8 Years
4.20%
4.70%
8 Year 1 Day - 10 Years
4.20%
4.70%

Features & Benefits of IDFC First Bank

  • The minimum amount to book an FD with IDFC First Bank FD is Rs. 10,000 to up to No Limit.
  • The tenure ranges between 7 days to 500 days.
  • Interest Rate Ranges from 2.75% p.a. to 6.00% p.a.
  • Senior Citizens can enjoy slightly increase FD Rates than regular citizens which is 2.75% p.a to 6.50% p.a.
  • As per the latest updated rates, IDFC First Bank’s provides the highest interest rate on FD. An interest rate of 6.00% is offered for a tenure of 500 days.
  • IDFC First Bank deposits are secured under the Deposit Insurance Scheme of RBI under which up to ₹ 5 lakh of all deposits of deposit holders are insured by DICGC.
  • IDFC First Bank provides the facility to avail loan against FD to help its depositors meet their sudden requirements without breaking the FD.
  • Auto- Renewal Facility is available
  • Nomination Facility is available

Types of IDFC First Bank Schemes

Regular Fixed Deposits
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IDFC Bank Tax Saver Fixed Deposit Account
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Term-wise interest rates

Short-term Deposits
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Medium-term Deposits
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Long-term Deposits
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Comparison of FD Rates

NameTenureInterest rate
AXIS Bank
3 months - 10 years
2.50% - 5.75%
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SBI Bank
3 Months - 10 Years
2.90% - 5.40%
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Equitas Bank
3 months - 10 years
3.50% - 6.50%
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Bajaj Finance
1 year - 5 years
5.65% - 6.50%
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HDFC Bank
3 months - 10 years
2.50% - 5.50%
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ICICI Bank
3 months - 10 years
2.50% - 5.50%
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Canara Bank
3 months - 10 years
2.95% - 5.50%
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Bank of Baroda
3 months to 10 years
2.80% - 5.25%
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Punjab National Bank
3 months - 10 years
3.00% - 5.25%
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IDBI Bank
3 months - 20 years
2.70% - 4.80%
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Indian Bank
3 months - 10 years
2.90% - 5.25%
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UCO Bank
3 months - 10 years
2.75% - 5.00%
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Yes Bank
3 months - 10 years
3.25% - 6.50%
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Bank of India
3 months - 10 years
2.85% - 5.15%
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Post Office
1 year - 5 years
5.50% - 6.70%
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Union Bank of India
3 months - 10 years
3.00% - 5.60%
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RBL Bank
3 months -20 years
3.25% - 6.00%
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Indian Overseas Bank
3 months - 10 years
3.40% - 5.20%
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LIC
1 Year - 5 Years
5.25% -6.00%
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Saraswat Bank
3 Months - 10 Years
3.10% - 6.35%
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City Union Bank
3 Months - 10 Years
3.00% - 5.25%
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Co-operative Banks
1 Year -5 Years
6.00% - 6.35%
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Bandhan Bank
3 months - 10 years
3.00% - 5.00%
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DBS Bank
3 months - 10 years
2.50% - 5.50%
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Citibank
3 months - 5 years
1.85% - 3.5%
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ICICI Home Finance
1 year - 10 years
5.70% - 6.65%
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Federal Bank
3 months - 10 years
2.5% - 5.6%
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AU Small Finance Bank
3 months - 10 years
3.5% - 6.25%
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Fincare Small Finance Bank
3 months - 7 years
3.00% - 5.50%
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Jana Small Finance Bank
3 months - 10 years
2.5% - 6%
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Ujjivan Small Finance Bank
3 months - 10 years
3.05% - 5.80%
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Utkarsh Small Finance Bank
3 months - 10 years
3.00% - 6.75%
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Karnataka Bank
3 months - 10 years
3.40% - 5.60%
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Karur Vysya Bank
3 months - 10 years
3.25% - 3.50%
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Jammu and Kashmir Bank
3 months - 10 years
2.90% - 4.00%
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South Indian Bank
3 months - 10 years
3.50% - 5.50%
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Punjab and Sind Bank
3 months - 10 years
3.00% - 5.30%
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Standard Chartered Bank
7 days - 5 years
1.75% - 5.35%
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HSBC Bank
7 days - 5 years
2.25% - 4.00%
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Shriram Transport Finance
1 year - 5 years
7.01% - 7.95%
More Details
Tamilnad Mercantile Bank
3 months - 10 years
3.50% - 5.50%
More Details
IndusInd Bank
3 months - 10 years
2.50% - 5.50%
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Bank of Maharashtra
3 months to 10 years
2.75% -4.90%
More Details
Central Bank of India
3 months - 10 years
2.75% - 5.00%
More Details
Kotak Mahindra Bank
3 months - 10 years
2.50% - 5.25%
More Details
DHFL
1 year - 10 years
8.25% - 8.95%
More Details
DCB Bank
3 months - 10 years
4.35% - 5.95%
More Details

FAQs

What is the maximum fixed deposit interest rate I can earn for IDFC First Bank FD?

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Are senior citizens FD eligible to earn a higher interest rate?

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What is the minimum amount requires to open a Fixed Deposit with IDFC First Bank?

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When did IDFC First Bank last updated their FD rates in 2021?

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Can I change the tenure of my existing fixed deposit account?

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Calculate IDFC First Bank FD Interest
Investment Amount
₹25,000
Time Period
9 Months
1 Year
2 Years
3 Years
Maturity Amount
IDFC First Bank
0
@4.15% p.a
Get higher interest rates
online upto 0%
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