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The rating agency for this Bond is CRISIL.
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Iifl Samasta Finance Ltd Jul '28
₹9,945.01YTM
10.00%Tenure left
23 monthsInterest payout
MonthlyPrincipal payout
BulletBond details
Minimum investment₹9,945.01
Date of maturity27 Jul 2028
ISININE413U07491
Bond typeSenior
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About
IIFL Samasta Finance Limited (IIFL Samasta) is a Bengaluru-headquartered Non-Banking Financial Company - Micro Finance Institution (NBFC-MFI) and a majority-owned subsidiary of IIFL Finance, which holds a 99.56% equity stake as of December 31, 2025. Managing Director Mr. Venkatesh N oversees the company, which originally commenced operations in March 2008 through the acquisition of Colanac Finance Ltd, prior to IIFL Finance acquiring a controlling interest in fiscal 2017. IIFL Samasta caters to microfinance clients across 22 states, accounting for approximately 9.8% of IIFL Finance's consolidated loan portfolio and managing an Assets Under Management (AUM) base of Rs 9,681 crore as of December 31, 2025.;
Pros and Cons
Pros
Cons
The company receives strong ongoing financial, capital, and managerial support from its parent entity, IIFL Finance, which holds a 99.56% equity stake and has infused Rs 1,140 crore into the business.
The entity maintains an adequate capital structure marked by a net worth of Rs 1,997 crore, an on-book gearing ratio of 3.5 times, and a comfortable capital adequacy ratio of 30.0% as of December 31, 2025.
It demonstrates a strong short-term liquidity position backed by cash and liquid equivalents of Rs 2,159 crore, which provides a 1.1 times cover against debt obligations due over three months.
The borrowing structure is diversified across an established lender base of over 52 institutions, spanning bank term loans, non-convertible debentures, commercial paper, pass-through certificates, and direct assignments.
The organization holds an established operational track record and recognizable market standing in the microfinance space, helping diversify the broader product offerings of the IIFL Group.
Other details
Clean price₹9,905.34
Dirty price₹9,945.01
Current yield10.00%
Security cover--
Issue size70.50Cr
Original bond tenure24 months
TrusteeVardhaman Trusteeship Private Limited
Mode of issueNCD
Listed onNSE
Listing date27 Jul 2026
Coupon rate9.05%
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