Yield to Maturity (YTM)YTM defines the annual return a bond offers if held to maturity. It assumes all payouts received get reinvested at the same rate until maturity.
YTM is XIRR of bonds.
Principal is returned in bullet instalments
The Principal is returned in bullet instalments for this Bond, so you receive a portion of your invested amount back regularly.
As principal is returned, interest is earned on the outstanding principal.
Bond details
Minimum investment₹9,848.49
Date of maturity20 Feb 2028
ISININE389Z07104
Bond typeSenior Secured
Rating
A+
What does rating mean?
Rating
The rating of an issuer company reflects its past growth and performance. The rating increases when the company consistently performs well and decreases when it is not performing well.
Categories
Low risk:
AAA, AA+, AA, AA-, A+, A, A-
Moderate risk
BBB+, BBB, BBB-, BB+, BB
High risk
BB-, B+, B, B-, C, D
The rating agency for this Bond is IND-RA.
Calculate your returns
You invest₹00 unit
You get₹0
Interest +₹0
Payout
Maturing on 20 Feb '28 • Monthly payout
About
Profectus Capital Private Limited (PCPL) is a Mumbai-based financial services company headquartered at Art Guild House, Phoenix Market City, Kurla (West), under the leadership of Director & CEO Mr. KV Srinivasan. The company raises capital through bank loan facilities and non-convertible debentures (NCDs). Its debt facilities and proposed debenture programs are evaluated and rated by credit rating agency India Ratings and Research (Ind-Ra).;
Pros and Cons
Pros
Cons
The company has been assigned a strong long-term credit rating of IND A+ by India Ratings and Research.
India Ratings assigned a Positive outlook to the company's rated debt facilities, reflecting expectations of a favorable credit trajectory.
The company received an IND A+/Positive rating for an unutilised non-convertible debenture program of INR 7,000 million.
The agency assigned an IND A+/Positive rating to INR 2,000 million of bank loan facilities for the company.
Ratings are supported by factual investigations and independent verifications conducted under established methodologies by India Ratings and Research.
Other details
Clean price₹9,868.22
Dirty price₹9,848.49
Current yield10.40%
Security cover--
Issue size50.00Cr
Original bond tenure23 months
TrusteeBeacon Trusteeship Ltd
Mode of issueNCD
Listed onNSE
Listing date24 Feb 2026
Coupon rate9.00%
Other details
Clean priceThe bond's original price without earned interest on it.
Dirty priceThe total price you pay - bond price plus accrued interest.
Security coverThe value of assets pledged by the issuer as backup, shown as a multiple of the outstanding loan amount.
Issue sizeThe total amount of money the company is raising through this bond issue.
Original bond tenureThe total duration of the bond from issue date to maturity date.
TrusteeAn independent entity appointed to protect bondholders' interests and monitor the issuer.
Mode of issueHow the bond is offered to investors (e.g., public issue open to all investors).
Listed onStock exchanges where the bond can be bought and sold after issuance.
Listing dateThe date from which the bond became available for trading on the stock exchange.
Maturity dateThe date when the company repays the bond's principal amount.
Coupon rateThe fixed annual interest rate paid to investors on the bond's face value.
Current yieldThe annual interest you earn divided by the bond's current market price.