how-to

How long does it take to start investing in mutual funds if I do not have a KYC?

I want to start investing in mutual funds, but I do not have KYC. How many days does it take to complete KYC process? I can do it online?

Asked
Mridul Agrawal

It is not possible for any investor to start investing in mutual funds without having completed the KYC process.

Under the Prevention of Money Laundering Act (PMLA), Know Your Customer (KYC) norms have been mandated to track the legality of funds used in an investment. KYC is a one-time process which every first-time mutual fund investor needs to follow, to be able to invest in a mutual fund. 

KYC process on Groww can be completed in 2-3 days.

KYC can be completed online with the help of E-KYC or electronic KYC.

E-KYC Aadhar (based on OTP) : Investor can use online KYC facility using just the aadhar card number and PAN number, by visiting the website and following the easy process. After entering relevant details like aadhar and PAN number, investor will receive an OTP and KYC will be completed instantly. However, one can invest only up to ₹50,000 per fund house per year under this method.

Pijush Kanti Biswas

Know your customer (KYC) is the process of a business identifying and verifying the identity of its clients.

KYC compliance is a prerequisite for investments in mutual funds. An investor cannot invest in mutual funds without having proper KYC documentation.

For getting KYC documentation done, all you need to do is :

  • Fill KYC form having basic details about you.
  • A passport size photograph
  • Provide ID proof – Aadhaar card, Voter Card, Pan Card, Passport etc.
  • Provide Address proof- Aadhaar card, Voter Card, Driving License, Passport etc.

After submitting the form, it takes next 2-3 working days for the investor to start investing.

Happy Investing!

Ankit

An investor cannot invest in mutual funds without having proper KYC documentation.

For getting KYC done, an investor needs to fill a form mentioning basic details about himself. Also, a passport size photograph and necessary id proof and address proof needs to be provided. After submitting the form, it takes next 2-3 working days for the investor to start investing.

KYC has been made mandatory for all investors. Moreover the process of completing the KYC process has been fastened.

For more details about KYC, click here

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