Groww Q&A

Which mutual funds can NRI invest in? What is the process to invest in mutual funds?

In the same mutual fund scheme, the expense ratio is lower in case of the direct scheme. What makes the regular scheme's expense ratio more?

The markets have come down a lot since January. Is this a good time to invest lump sum in a fund whose NAV is down?

After the new LTCG tax, is it better to take my money out of mutual funds? If the returns for my fund are 20%, then will i get only 10% after paying tax?

Is the 10% LTCG tax (Long Term Capital Gains) tax applicable to a tax saving ELSS fund? How will the tax be calculated?

Has anyone invested in this?

I am looking to buy mutual funds that invest outside India? Is it a good idea to invest in such funds? I am looking to diversify my holdings.

When we invest in mutual funds, is the returns calculated on the invested amount or the returns are calculated on the total value (investment + returns)?

Is it good for the long term? Any other alternatives?

How much is the return of mutual funds in India? I want to invest to get the highest return with the least risk possible.

I just closed my FD and I have a good amount of cash lying with me. I have heard that balanced funds are less risky fund. Is it good to invest this money in balanced funds?

My mom saved up money, 2.5L over the last few years. Now she wants to invest it somewhere so that she can get some money on a monthly basis. I was thinking investing in 5 different funds, 50,000/- each. Please suggest.

I need good returns but do not want to take unnecessary risk.

Is NAV like stock price of the funds? When are they updated?

I want to invest for 3 years - it is good decision to invest in equity funds?

Are ELSS funds different from other equity funds? Why is tax benefit available only on ELSS funds? How can I differentiate between the two funds?

I want to invest 150000 for 3 months. Where can I invest so that I don't have to pay any exit load?

There are a lot of balanced advantage funds - are they different from balanced funds? What is the difference and which is better?

I am investing 4K / month - should I increase my investment?

I am seeing bitcoin price rise much faster than any other investment option. Should i take out my money from mutual funds and invest in bitcoin? Will it give better returns?

I want to do regular investments by investing Rs 5000 per month - but without doing any SIP. I want to manually invest every month by looking at the NAV of the funds. Is it the right way of investing?

I want to invest some amount in gold or mutual fund. What is the better investment for the long term?

Kindly suggest me a plan where should I invest a lump sum of ₹10 lakhs to get a regular income of ₹20k and above.

I'm planning to invest through SIP in DSP BlackRock and Reliance taxsaver fund. Can anyone let me know if this is a good choice to start with ?

Can someone please explain to me what are these funds and what are the main differences? Hybrid funds, equity saving fund and asset allocation funds?

I want to start investing in mutual funds, but I do not have KYC. How many days does it take to complete KYC process? I can do it online?

I want to invest in mutual funds to generate monthly income. Without taking much risk - can you suggest me the funds for monthly returns?

I want to start investing and want to learn about mutual funds.

My friend is suggesting that I should invest in equity savings fund instead of fixed deposits because of better returns and lower tax. Can someone explain what are these and how to invest?

What are the advantages and disadvantages of investing in open-ended and close-ended mutual funds?

I want to understand where my money goes if I buy mutual fund on Groww.

I bought a mutual fund and I know the purchase NAV. Now I need to know the latest NAV to know how much I have gained or lost.

ICICI Prudential Mutual Fund has a mutual fund name Balanced Advantage Fund - can someone explain how is it different from balanced funds?

I want to know the documents required to start investing in mutual funds. How does KYC process work?

I understand that mutual funds invest in shares of companies. Where can I find out what mutual fund invests in what stocks?

If I want to invest more in existing sip can it be done? I have a sip of 2000 and I want to invest 20000 as a whole in the same sip. Can I do this?

How many types of mutual funds are there and which is best for an investor?

Hi Grow Experts, I remember there was a discussion on the STP process but don't actually remember what it was.....I am having around 5 lakhs with me so which fund (say fund1) do I invest the lumpsum and then do an STP to which fund (say fund 2). If anyone can help me with the names of the 2 funds - fund 1 and fund 2

I am investing through both SIP and Lumpsum on Groww. Now I want to invest more money. Should I invest through SIP or Lumpsum? What will give me more returns?

I want to invest Kotak mutual fund. Can you please tell me which fund can give high returns?

Is there anything I should know before I invest in this fund? Any better option?

I recently came across some mutual funds that are fund of funds - i want to understand if it really makes sense to invest in these funds? Does it help in diversification? What is the purpose of these funds?

I want to understand how much I can invest in mutual funds without worrying about the tax?

Is it possible through mutual fund investment to redeem Rs 25000 in lumpsum for use of another personal finance purpose? Are there any charges?

I am looking to invest in low cost index funds. Can anyone guide me on how I can invest in index funds?

What are government bonds and how to invest in them? Are they better than the mutual funds?

I want to start my sip with Rs 4000 (in total) so can you please suggest how will I allocate Rs 4000 to three funds or shall I go ahead with 2 funds as of now?

Have about 9 L which I want to set aside for my children's education which is about 15 yrs down the line. Can you suggest which funds are good with a sip of not more than 20K / monthHave shortlisted HDFC Mid Cap opportunities and Franklin Templeton with 35% each And HDFC children fund with balance 30%

I have been investing in ICICI Value Discovery fund. Should I change the mutual fund or continue investing in the same fund?

Is mutual fund aadhar linking compulsory? Is there a date extension in mutual fund linking of aadhar?

I want to invest for more than 20 years. Which is the best small cap mutual fund to invest?

I am looking to start is reliance small-cap fund. Is it a good fund? Any other better alternative?

I am planning to invest on Groww. I want to know how much time it takes to get my KYC done? What kind of documents are required?

Mutual funds invest in stocks and that is the most important thing - as a small investor, should I look at the holdings of a mutual fund?

I am investing Rupees 2000 per month in SBI Bluechip. Is it a right decision?

I found this fund that says it is "ethical". What does that mean? Are there any other such funds?

Whenever i want to invest in mutual fund, i hear risk level. What is the risk involved in investing in mutual fund? Can we lose money?

What are balanced/hybrid funds? What are the types? Should i invest in balanced funds?

I am investing on Groww and everything is online. Do I need to have physical statements of my holdings? Or is email statement good enough?

I am ready to take the risk. Please suggest me a portfolio for investing 1 lakh.

Do i have to pay dividend distribution tax (DDT)? What is the rate of taxation?

I want to get monthly income from my investments. Can someone please suggest what are the options I have?

Debt fund gains attract tax? What is the rate of taxation for debt funds?

I want to invest in the large cap fund by HDFC.

Which is better arbitrage fund or liquid fund?

What are various ways I can save tax with mutual funds? Are returns on mutual funds tax-free? Also, what are elss funds?

I want to know the difference between equity mutual funds and debt mutual funds. How can I choose between these two types of funds? Which of the two would give me the best returns?

I am investing SIP in ELSS. Will there be any documents created after I start investing for filing the tax exemption?

I having two auto SIPs, and money for both gets deducted automatically from bank on due dates. I want to know what will happen if I miss the instalment due to the lack of funds? Is there anything I can do about it because I think I won't be able to pay SIP instalment for coming 2-3 months.

I am looking to invest Rs 5L in mutual funds. My friend recommended investing lumpsum in debt funds. Can you please suggest good debt funds to invest?

Which of these are better? Should one buy index funds or ETFs instead of actively managed mutual funds?

Is it a good idea to invest in balanced funds? What returns can i expect?

Hello all, I have a home loan running and I have some extra money every month. I can either invest this money or prepay my home loan. What is the better option?

I want to get regular dividends on my investment. Please suggest a good dividend plan.

I am investing in ELSS for tax benefits. It says there is a lock-in of 3 years. If I have an emergency and need to withdraw money, what will be the penalty?

Can I get a suggestion for lumpsum investment of one lakh with 5 years view?

I have completed by the 80C limit of 1.5 lac with PF and Insurance premium. Can I still invest in ELSS mutual funds?

What are things I should consider to decide? Which is better?

Is the equity oriented hybrid fund the same thing? What is the advantage of equity oriented balanced funds?

I want to invest in L&T India Value Fund. Is it a good investment? Any other mid cap funds i can invest in?

I'm planning I invest through SIP in DSP Blackrock and Reliance Tax Saver fund. Can anyone let me know if this is a good choice to start with?

There are a lot of good balanced funds available. Should one invest in only one of them or diversify across multiple balanced funds. I am currently invested in HDFC balanced fund.

There are a lot of NFOs coming. Why should one invest in them? What are pros and cons of investing in an NFO?

I am 30 years old. I have two questions: When should I start investing in mutual funds for retirement planning? What are the best mutual funds for retirement planning?

I have been investing in SIP for the last 4 years. Now I want to withdraw around 50% of the money that is invested. Is it possible?

What is the fundamental difference between ELSS and mutual funds? Which one can help me in saving tax? How should one choose between the two?

I want to invest in the mutual funds that have the lowest risk. Is it good to invest in such mutual funds? How much return can one get from such funds?

How many fund companies are there in India. Which are the best ones?

Markets are high and many are saying there is a major correction going to happen. Is it safe to invest in mutual funds in this stage or should i wait till the markets fall and the NAV of mutual funds are lower than today?

Are ETF (Exchange Traded Fund) and mutual funds the same thing? Which is better?

Is it right decision to invest in this fund?

I am looking to invest in elss funds - SIP of Rs 10K per month. Please suggest.

It might be a very silly question, but is SIP supported in dividend scheme. I tried to do SIP for MOSL focused 35 fund but it says SIP not supported.

What is the minimum age for investing in Mutual Funds? Can a fifteen-year-old invest in mutual funds?

Is equity mutual fund very risky? Should I invest in equity fund?

Is gold ETF (exchange traded fund) better or physical gold better?

What is the difference between ETFs and mutual funds? When should I invest in ETFs?

I want to start investing small amounts in stock markets. What is the best way to start?

I am new to investing and I want to understand what is difference between these terms when it comes to investing?

I am planning to get a house for myself in another 5 to 8 years. If 8 years is when i can get the most effective returns then i am fine in waiting for 8 years as well. The amount that i am looking for is to pay the initial payment for house barring the house loan i might take after 8 years.

I want to start SIP in mutual funds every month for maximum return and least risk. Which funds are best to start SIP in 2017?

Is Axis Long Term Equity Fund a good fund? Any other other suggestion for ELSS funds?

What exactly is an NFO and should I invest in NFO?

Need help from experts for a portfolio for 5 years with 10 k investment per month.

How many types are there and what are the risk-returns of different types of equity funds?

Is there any correlation. People say that you should buy debt funds when interest rates are falling. Any reason for that?

I want to earn the same amount from mutual fund every month that I get from my salary. How much should I invest to get the same monthly income?

Can someone please explain how are returns calculated on the mutual fund SIPs?

If I want low risk investment, should I invest in debt fund or corporate bond directly? How is debt fund different from corporate bonds?

Hello. I've been hearing a lot about MF investments and how it is a great way to generate income with less amount of investments. But its been a week since I've actually started reading about the basics of trading and MF investments and I feel I can start investing. It would be great be you all can suggest a portfolio for me. I am looking to invest Rs 2000 for long term.

How does a mutual fund work and how can investors make money using mutual funds?

I had invested 1.5 lac in Axis long term equity fund in 2014. The lock-in period is over now. Should I redeem or continue to keep invested?

Are arbitrage funds better investment?

I just sold my apartment and I need to invest my cash. What is the best way to invest considering tax and current market situation?

I am hearing lot of people saying to invest in debt funds instead of fixed deposits. Can someone explain why debt funds are better than fixed deposits?

How is index fund different from mutual funds?

I want to know how my SIP instalment will be processed if the SIP due date falls on Saturday or Sunday or any other public holiday when either the market or the bank is closed.

I am hearing a lot about debt funds? Are they good considering the market situation? What are different types of debt funds?

I have been investing in FD but I want to start investing in debt funds. Should I invest in debt fund or FD? Is debt fund risky?

Is gold savings fund better than investing in physical gold? Is gold savings safe to invest?

Is gold ETF a good way to invest in gold?

Suggest the best gilt funds to invest for one year. How much can I expect to get from gilt funds? Are there better option than gilt fund?

Is index fund better than ETF (Exchange Traded Fund)? Which index fund should I invest in? Which ETF should I invest in?

How is sector fund different from other equity funds? What are its types? Should i invest in sector funds?

Are monthly income plans (MIP) and debt oriented hybrid plan the same thing?

I want to start SIP in mutual funds every month for maximum return and least risk. Which funds are best to start SIP in 2017?

How is close-ended fund different from an open-ended fund?

I invest in both debt funds and equity funds. Are there any funds that invest in both equity and debt instruments?

Are fund of funds (FOF) good investments? Should i invest in fund of funds?

How is liquid fund better than other funds? Should i invest in liquid funds for 1 year?

What is equity mutual fund and how is it different from other funds?

How is large cap fund for investment? Is it risky?

I see many companies being called small-cap, mid-cap, or large-cap. What does it mean for the company?

I want to invest for just 6 months. What are the best debt funds to invest in?

Should i invest in ETF (Exchange Traded Funds)?

Is STP a type of investment? How is it different from SIP?

Should I invest in L&T infrastructure fund? Is it a good fund?

Is ETF (Exchange Traded Fund) a good investment?

What is the history of mutual funds? When did they start?

I am interested to know what is mutual fund folio number? Is it necessary to invest in mutual funds?

which one is better for the long term which can yield the highest return?

Which option is better to close it faster?

What is debt fund or debt mutual fund?

And then by top up plan I invest 5k per month up to 20 years so please suggest me an investment plan with high returns.

Stock markets are very high, is it the right time to invest in mutual funds?

Which one should I invest in? Stocks or mutual funds?

I am a beginner in Mutual Funds. I want to know what is direct mutual funds and how are they different from Regular mutual funds. Which one should I go for?

Are there any risks in this fund? Any better option?

I am looking to invest a lumpsum amount in mutual funds. I have already good exposure to debt funds (more than 50%), the remaining amount I want to invest in equities. Should I invest in Large-cap funds or Multi-cap funds?

Also is it important to add nomination?

My father is a senior citizen and he is looking to invest his savings into mutual funds. Right now, all his savings are in fixed deposits. Where should he invest?

Are investments into mutual funds tax-free? What are tax advantages?

Debt mutual fund types and their risk and returns?

Can tax-free bonds be liquidated early if required? How can I buy them?

I want to save tax under section 80c. Does investing in mutual fund provide the tax benefit?

Can someone help if any tax need to be paid on maturity amount of mutual fund?

Can someone suggest what is the best fund for a senior citizen? Is it okay to invest in equity funds?

Since long term capital gain tax on equity funds is nil, will this be applicable for SIP?

I bought a ULIP plan 50,000/year last year (icici wealth builder 2). After almost 1 year, I realized it's a very bad product. The current value is ~48,500. I want to cancel the plan. Can I get it stopped officially? ICICI folks are very non-responsive on this.

I just started working and want to start investing in mutual funds. What is the minimum amount I can start investing with?

How much tax do I need to pay as the capital gain tax for mutual funds?

I am retiring in 3 months. I have around 60 lac in bank and FDs. Since the interest rates are very low these days I am suggested by my son to invest in Mutual Funds.

Heard that there are exit load associated with mutual funds. What does it mean?

I can pay Rs 10,000 annually. Do not want too much risk

I started SIP last year but it is not performing well. Can I stop and start another one?

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I have been investing in mutual funds since the last 3 years. When should one change the funds one is investing in? The performance of funds keep changing every year, should we keep reshuffling?

I am looking to move my FDs to debt mutual funds. My advisor is saying that they provide better returns and are more tax efficient. Can someone give me example how tax is calculated on debt mutual funds?

I am a beginner and want to know the best funds to invest to get the best returns. But dont want to take too much risk.

NFOs are available at NAV of 10 while existing funds have high NAV. Should I buy NFOs then?

I want to invest in funds without any lock-in so that I can withdraw them anytime. What are these funds?

I have Rs 5 Lakh to invest lumpsum amount. Can some expert suggest me where can I invest?

I do not want to take any risk while investing. Is there any mutual fund that does not carry risk?

The dashboard says that units will be allocated on Thursday. Will the NAV be of today's date of the date of allocation (as shown on the dashboard)?

There are lots of ads being shown with "mutual fund sahi hai" and all benefits they offer. But are there any disadvantages of mutual funds?

ELSS funds have lock-in of 3 years. Can I cancel the SIP in ELSS funds?

Any suggestion on NPS? Which is better - NPS or mutual funds?

I am running an SIP on Groww. How can I add more money to it manually?

What mutual funds can NRI invest in? What is the process of investing?

Is it yesterday's NAV or today's or tomorrow's?

My SIP Date was today i.e 25 of every month. But my account went below the required balance so only 1 SIP got cleared and other was rejected is there any other way that I can pay the amount for that SIP

I want to buy the best dividend funds. Are they available on Groww?

When I make payment through Groww, I do not see credit card option. How can I do payment with the credit card?

When I sell my mutual funds, how much time does it take to get my money back?

Is it too risky to invest for 1 year if I am investing in equity funds?

I understand you need PAN card for investing in mutual funds. But why do you need my bank account number?

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