1M
6M
1Y
3Y
5Y
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| NAV: 27 Jan 2023 | ₹55.94 |
| Min. SIP amount | ₹500 |
| Rating | 3 |
| Fund size | ₹1,575.17Cr |
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Returns and rankings
Category: Hybrid Conservative Hybrid
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 4.0% | 9.9% | 6.9% | 9.3% |
| Category average | 3.6% | 7.0% | 5.9% | NA |
| Rank with in category | 16 | 6 | 11 | NA |
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Holdings (91)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 9.0% |
| GOI | Sovereign | GOI Sec | 6.3% |
| GOI | Sovereign | GOI Sec | 5.1% |
Maharashtra State | Others | SDL | 3.2% |
| GOI | Sovereign | GOI Sec | 3.2% |
Gujarat State | Others | SDL | 3.2% |
| Jamnagar Utilities and Power Pvt. Ltd. | Capital Goods | NCD | 3.0% |
GOI | Sovereign | GOI FRB | 2.5% |
| HDFC Bank Ltd. | Financial | Equity | 2.4% |
| State Bank of India | Financial | Debenture | 1.9% |
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Pros and cons
Category: Hybrid Conservative Hybrid
Pros
Cons
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Higher expense ratio: 1.2%
Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Higher alpha: 1.33
The fund has generated returns higher than benchmark - NIFTY 50 Hybrid Composite Debt 15:85 Index - in the last 3Y
Expense ratio, exit load and tax
Expense ratio: 1.20%
Inclusive of GST
Exit load
For more than 10% of investments 1% will be charged if redeemed within 12 months
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.
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Check past data
Minimum investment amounts
| Min. for 1st investment | ₹25,000 |
| Min. for 2nd investment onwards | ₹1,000 |
| Min. for SIP | ₹500 |
Fund management
Amandeep Singh ChopraJan 2013 - PresentView details
Amandeep Singh Chopra
Jan 2013 - Present
View details
Education
Mr. Chopra is a B.Sc. from St.Stephen's College and an MBA from FMS, Delhi.
Experience
He has been with UTI AMC since 1994 beginning with Investment Research and then moving into the area of Fund Management. Prior to this, he had an experience of 2 years of working with Aaina Exports Ltd and Stenay Ltd. He serves on the Executive Investment Committee (EIC), Valuation Committee and the Management Committee of UTI AMC Ltd. He is also a member of the Valuation Committee of the Association of Mutual Funds in India (AMFI).
Also manages these schemes
Amit Kumar PremchandaniJan 2022 - PresentView details
Amit Kumar Premchandani
Jan 2022 - Present
View details
Education
Mr. Premchandani is a Chartered Accountant, MBA and CFA degree holder.
Experience
Prior to joining UTI, he has worked in Deutsche Equities India, JP Morgan and Peerless General Finance and Investment. In UTI he has been associated with Dept. of Securities Research and Dept. of Fund Management for more than 11 years.
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
UTI Tower, 'GN' Block,Bandra-Kurla Complex,Bandra (East), Mumbai 400051
Phone
022- 66786666 / 66786354 / 1800-22-1230
Launch Date
14 Nov 2002
E-mail
[email protected]Website
NA
UTI Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]Website
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