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UTI Credit Risk Fund Plan IDCW Monthly
Debt
Credit Risk
Moderately High Risk
Payout
+7.15%
3Y annualised
+0.02% 1D
NAV: 23 Jan '26
₹10.58
Min. SIP amount
Not Supported
Fund size
₹260.49 Cr
Expense ratio
1.65%
Holdings (22)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 9.28% |
| Aditya Birla Real Estate Ltd. | Consumer Staples | Debenture | 7.30% |
| Piramal Finance Ltd. | Financial | Debenture | 7.03% |
| Aadhar Housing Finance Ltd | Financial | Debenture | 5.84% |
| Vedanta Ltd - Pref. Shares 7.50 | Metals & Mining | Debenture | 5.81% |
| Tata Projects Ltd. | Construction | Debenture | 5.81% |
| Shivshakti Securitisation Trust | Others | Sec. Debt | 5.78% |
| Avanse Financial Services Ltd. | Financial | Debenture | 5.59% |
| Eris Lifesciences Ltd. | Healthcare | Debenture | 4.47% |
| GOI | Sovereign | GOI Sec | 3.96% |
| Nirma Ltd. | Consumer Staples | Debenture | 3.85% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 3.84% |
| 360 ONE Wealth Ltd. | Financial | NCD | 3.84% |
| Aditya Birla Renewables Ltd. | Energy | Bonds/NCD | 3.49% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 2.89% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 2.88% |
| Eris Lifesciences Ltd. | Healthcare | Debenture | 2.52% |
| 360 ONE Wealth Ltd. | Financial | NCD | 1.93% |
| Indus Infra Trust | Construction | InvITs | 1.84% |
| Uttar Pradesh State | Others | SDL | 0.87% |
| GOI | Sovereign | GOI Sec | 0.77% |
| GOI | Sovereign | GOI Sec | 0.00% |
See All
Minimum investments
Min. for 1st investment
Not Supported
Min. for 2nd investment
Not Supported
Min. for SIP
Not Supported
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.2% | +9.3% | +2.9% | +4.4% |
| Category average (Debt Credit Risk) | +8.7% | +9.0% | +6.4% | -- |
| Rank (Debt Credit Risk) | 13 | 5 | 12 | -- |
Exit load, stamp duty and tax
Exit load
For units in excess of 10% of the investment,1% will be charged for redemption within 365 days
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Invesco India Credit Risk Fund IDCW Monthly | +8.93% | +9.25% | 155.57 | |
Invesco India Credit Risk Fund Discretionary IDCW | +8.93% | +9.25% | 155.57 | |
ICICI Prudential Credit Risk Fund Bonus | +9.22% | +8.33% | 7,956.06 | |
ICICI Prudential Credit Risk Fund IDCW Half Yearly | +9.22% | +8.33% | 7,903.23 | |
Nippon India Credit Risk Fund IDCW Quarterly | +8.50% | +8.22% | 1,015.83 | |
| Compare | ||||
Fund management
ASAbhishek SonthaliaNov 2025 - PresentView details
AS
Abhishek Sonthalia
Nov 2025 - Present
View details
About UTI Credit Risk Fund Plan IDCW Monthly
UTI Credit Risk Fund Plan IDCW Monthly is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Abhishek Sonthalia is the Current Fund Manager of UTI Credit Risk Fund Plan IDCW Monthly fund. The fund currently has an Asset Under Management(AUM) of ₹3,94,217 Cr and the Latest NAV as of 23 Jan 2026 is ₹10.58.
The UTI Credit Risk Fund Plan IDCW Monthly is rated Moderately High risk. Minimum SIP Investment is set to ₹500. For units in excess of 10% of the investment,1% will be charged for redemption within 365 days
;
Investment Objective
The scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds).
Fund benchmarkCRISIL Credit Risk Debt B-II Index
Fund house
Rank (total assets)#8 in India
Total AUM₹3,94,217.41 Cr
Date of Incorporation14 Nov 2002
Launch Date14 Nov 2002
AddressUTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,