Name: UTI Banking & PSU Debt Fund Direct IDCW Half Yearly
Brand: UTI Mutual Fund

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UTI Banking & PSU Debt Fund Direct IDCW Half Yearly
Debt
Banking and PSU
Moderate Risk
4.17%
1Y return
+0.02% 1D
1M
6M
1Y
3Y
5Y
All
 NAV: 20 Sep 2021₹11.12
Min. SIP amount₹500
Rating1star
Fund size₹227.33 Cr
Understand termsAnnualised returnsAverage of the yearly returns of a mutual fund over a given period.
Absolute returnsThe total return of a mutual fund over a given period.
Returns and rankingsCategory: Debt Banking and PSU
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns4.2%4.3%5.4%6.8%
Category average4.4%8.4%7.7%NA
Rank with in category181715NA
Understand termsinfo
Holdings (16)NameSectorInstrumentAssets
Food Corporation of India
FMCGBonds9.1%
GOI
SovereignGOI FRB8.9%
REC Ltd.
FinancialDebenture8.9%
Bharat Heavy Electricals Ltd.
EngineeringCP8.8%
National Highways Authority of India Ltd.
ServicesNCD6.7%
Oil & Natural Gas Corporation Ltd.
EnergyDebenture6.6%
Export-Import Bank Of India
FinancialCD6.5%
Housing & Urban Development Corporation Ltd.
FinancialDebenture5.7%
Indian Railway Finance Corporation Ltd.
FinancialBonds4.6%
Hindustan Petroleum Corporation Ltd.
EnergyDebenture4.5%
See All
Understand termsExpense ratioA fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
TaxA percentage of your capital gains payable to the government upon exiting your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit loadA fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp dutyA form of tax payable for the purchase or sale of an asset or security. 
Past expense ratio & exit load
Expense ratio
Exit load
31 Aug 2021 - Present
0.17%
31 Jul 2021 - 31 Aug 2021
0.22%
30 Jun 2021 - 31 Jul 2021
0.23%
31 May 2021 - 30 Jun 2021
0.23%
30 Apr 2021 - 31 May 2021
0.24%
31 Mar 2021 - 30 Apr 2021
0.25%
28 Feb 2021 - 31 Mar 2021
0.25%
31 Jan 2021 - 28 Feb 2021
0.25%
31 Dec 2020 - 31 Jan 2021
0.26%
30 Nov 2020 - 31 Dec 2020
0.26%
31 Oct 2020 - 30 Nov 2020
0.26%
30 Sep 2020 - 31 Oct 2020
0.31%
31 Aug 2020 - 30 Sep 2020
0.31%
31 Jul 2020 - 31 Aug 2020
0.30%
30 Jun 2020 - 31 Jul 2020
0.25%
31 May 2020 - 30 Jun 2020
0.20%
30 Apr 2020 - 31 May 2020
0.25%
31 Mar 2020 - 30 Apr 2020
0.25%
29 Feb 2020 - 31 Mar 2020
0.25%
31 Jan 2020 - 29 Feb 2020
0.25%
31 Dec 2019 - 31 Jan 2020
0.25%
30 Nov 2019 - 31 Dec 2019
0.25%
31 Oct 2019 - 30 Nov 2019
0.25%
30 Sep 2019 - 31 Oct 2019
0.24%
31 Aug 2019 - 30 Sep 2019
0.24%
31 Jul 2019 - 31 Aug 2019
0.24%
30 Jun 2019 - 31 Jul 2019
0.20%
31 May 2019 - 30 Jun 2019
0.20%
30 Apr 2019 - 31 May 2019
0.20%
31 Mar 2019 - 30 Apr 2019
0.20%
28 Feb 2019 - 31 Mar 2019
0.20%
31 Jan 2019 - 28 Feb 2019
0.20%
31 Dec 2018 - 31 Jan 2019
0.20%
30 Nov 2018 - 31 Dec 2018
0.20%
31 Oct 2018 - 30 Nov 2018
0.21%
30 Sep 2018 - 31 Oct 2018
0.21%
31 Aug 2018 - 30 Sep 2018
0.21%
31 Jul 2018 - 31 Aug 2018
0.21%
30 Jun 2018 - 31 Jul 2018
0.21%
31 May 2018 - 30 Jun 2018
0.21%
30 Apr 2018 - 31 May 2018
0.19%
31 Mar 2018 - 30 Apr 2018
0.15%
28 Feb 2018 - 31 Mar 2018
0.21%
31 Jan 2018 - 28 Feb 2018
0.22%
31 Dec 2017 - 31 Jan 2018
0.22%
30 Nov 2017 - 31 Dec 2017
0.22%
31 Oct 2017 - 30 Nov 2017
0.22%
Expense ratio, exit load and taxExpense ratio: 0.17%Inclusive of GST
Exit loadNil
Stamp duty0.005% (from July 1st, 2020)
Tax implicationNA
Understand termsinfo
Check past data
Minimum investment amountsMin. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹500
Fund managementSudhir Agrawal
Jan 2014 - Present
View details
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Education
Mr.Sudhir Agrawal is a M.Com, PGDBA (Finance) and a CFA.
Experience
Prior to joining UTI he has worked with TATA Asset Management Ltd., Tramp Value Pvt. Ltd. and CARE Ratings.
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Fund house & investment objective
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UTI Mutual Fund
Rank (total assets)#8 in India
Total AUM1,80,599.47 Cr
Date of Incorporation01 Feb 2003
UTI Banking & PSU Debt Fund Direct IDCW Half Yearly is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to invest
UTI Banking & PSU Debt Fund Direct IDCW Half Yearly is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 01 Feb 2003. Sudhir Agrawal is the Current Fund Manager of UTI Banking & PSU Debt Fund Direct IDCW Half Yearly fund. The fund currently has an Asset Under Management(AUM) of ₹1,80,599 Cr and the Latest NAV as of 20 Sep 2021 is ₹11.12.
The UTI Banking & PSU Debt Fund Direct IDCW Half Yearly is rated Moderate risk. Minimum SIP Investment is set to 500. Minimum Lumpsum Investment is 5000. ...Read more
Investment Objective
The scheme seeks to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money ma
The scheme seeks to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).
...Read more
Fund benchmarkCRISIL Banking and PSU Debt
descriptionScheme Information Document(SID)
Fund house contact details
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Address
UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East) Mumbai 400051
Phone
022-66786666
Launch Date
01 Feb 2003
E-mail
[email protected]
Website
NA
UTI Mutual Fund
Asset Management Company
Custodian
Stock Holding Corp. of India Ltd.
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]
Website
www.karvymfs.com
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	1Y	3Y	5Y	All
Fund returns	4.2%	4.3%	5.4%	6.8%
Category average	4.4%	8.4%	7.7%	NA
Rank with in category	18	17	15	NA

Name	Sector	Instrument	Assets
Food Corporation of India	FMCG	Bonds	9.1%
GOI	Sovereign	GOI FRB	8.9%
REC Ltd.	Financial	Debenture	8.9%
Bharat Heavy Electricals Ltd.	Engineering	CP	8.8%
National Highways Authority of India Ltd.	Services	NCD	6.7%
Oil & Natural Gas Corporation Ltd.	Energy	Debenture	6.6%
Export-Import Bank Of India	Financial	CD	6.5%
Housing & Urban Development Corporation Ltd.	Financial	Debenture	5.7%
Indian Railway Finance Corporation Ltd.	Financial	Bonds	4.6%
Hindustan Petroleum Corporation Ltd.	Energy	Debenture	4.5%

Min. for 1st investment	₹5,000
Min. for 2nd investment onwards	₹1,000

Rating	1
Fund size	₹227.33 Cr