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Blog

SBI Banking & Financial Services Fund IDCW

Equity
Sectoral
Very High Risk
Payout
+18.57%
3Y annualised
-0.52% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 25 Sep 2025
₹38.27
Rating
4
Min. SIP amount
Not Supported
Fund size
₹8,370.76Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)

Holdings (32)

NameSectorInstrumentAssets
HDFC Bank Ltd.
FinancialEquity17.54%
Kotak Mahindra Bank Ltd.
FinancialEquity9.58%
State Bank of India
FinancialEquity8.37%
ICICI Bank Ltd.
FinancialEquity7.41%
Axis Bank Ltd.
FinancialEquity6.79%
SBI Life Insurance Company Ltd.
InsuranceEquity5.20%
HDFC Life Insurance Co Ltd.
InsuranceEquity4.49%
Max Financial Services Ltd.
FinancialEquity3.54%
Bajaj Finserv Ltd.
FinancialEquity3.20%
Aditya Birla Capital Ltd.
FinancialEquity3.01%
Aptus Value Housing Finance India Ltd.
FinancialEquity2.82%
Bank Of Baroda
FinancialEquity2.78%
RBL Bank Ltd.
FinancialEquity2.68%
Bank of India
FinancialEquity2.40%
SBI Cards And Payment Services Ltd.
FinancialEquity2.05%
Power Finance Corporation Ltd.
FinancialEquity1.89%
ICICI Prudential Life Insurance Company Ltd.
InsuranceEquity1.72%
Star Health and Allied Insurance Company Ltd.
InsuranceEquity1.30%
City Union Bank Ltd.
FinancialEquity1.24%
ICRA Ltd.
ServicesEquity1.15%
Muthoot Finance Ltd.
FinancialEquity1.07%
Care Ratings Ltd.
ServicesEquity1.05%
360 One Wam Ltd.
FinancialEquity0.97%
National Securities Depository Ltd
FinancialEquity0.90%
Niva Bupa Health Insurance Company Ltd.
InsuranceEquity0.89%
Cholamandalam Financial Holdings Ltd.
FinancialEquity0.84%
Crisil Ltd.
ServicesEquity0.73%
Mahindra & Mahindra Financial Services Ltd.
FinancialEquity0.60%
HDB Financial Services Ltd.
FinancialEquity0.50%
SBFC Finance Ltd.
FinancialEquity0.38%
Aditya Birla Sun Life AMC Ltd.
FinancialEquity0.31%
Reserve Bank of India
FinancialT-Bills0.06%
See All

Minimum investment amounts

Min. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported

Returns and rankings

Category: Equity Sectoral
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns7.2%18.6%23.0%14.7%
Category average3.2%15.5%24.3%NA
Rank with in category755NA
Understand terms

Expense ratio, exit load and tax

Expense ratio: 1.77%

Inclusive of GST

Exit load

Exit load of 0.50% if redeemed within 30 days.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Understand terms
Check past data

Fund management

Milind Agrawal
Aug 2019 - Present
View details

Education
B. Tech.- Mechanical Engineering, PGDM - Finance, CFA
Experience
Prior to joining SBI Mutual Fund he had worked with Goldman Sachs Services Pvt. Ltd. and Vadilal Enterprises Ltd.
Also manages these schemes
SBI Conservative Hybrid Fund Growth
SBI Banking & Financial Services Fund Growth

Pradeep Kesavan
Dec 2023 - Present
View details

Education
Mr. Kesavan has done B.Com, MBA (Finance) and CFA
Experience
Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Also manages these schemes
SBI Magnum Medium Duration Fund Growth
SBI Nifty Index Fund Growth
SBI Contra Fund Growth
SBI Credit Risk Fund Growth
SBI Focused Fund Growth
SBI Healthcare Opportunities Fund Growth
SBI Equity Hybrid Fund Growth
SBI Mid Cap Fund Growth
SBI Large & Midcap Fund Growth
SBI MNC Fund Growth
SBI Multi Asset Allocation Fund Growth
SBI Large Cap Fund Growth
SBI Arbitrage Opportunities Fund Growth
SBI ESG Exclusionary Strategy Fund Growth
SBI Infrastructure Fund Growth
SBI Gold Fund Growth
SBI Consumption Opportunities Fund Growth
SBI Technology Opportunities Fund Growth
SBI Banking & Financial Services Fund Growth
SBI Corporate Bond Fund Growth
SBI Equity Minimum Variance Fund Growth
SBI Floating Rate Debt Fund Growth
SBI Retirement Benefit Fund Conservative Hybrid Plan Growth
SBI Retirement Benefit Fund Aggressive Hybrid Plan Growth
SBI Retirement Benefit Fund Conservative Plan Growth
SBI Retirement Benefit Fund Aggressive Plan Growth
SBI Automotive Opportunities Fund Growth
SBI Quant Fund Growth

Fund house & investment objective

Fund house contact details

Address
9th Floor-Crescenzo, C-38 & 39-G Block, Bandra-Kurla Complex,Bandra (East) Mumbai 400051
Phone
022-61793000 / 1800-425-5425
Launch Date
29 Jun 1987
E-mail
NA
Website
www.sbimf.com
SBI Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
Email
[email protected]
Website
www.camsonline.com

Compare funds

SBI Banking & Financial Services Fund IDCW
VS
Add mutual fund to compare
Vaishnavi Tech Park, South Tower, 3rd FloorSarjapur Main Road, Bellandur, Bengaluru – 560103Karnataka
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