SBI Credit Risk Fund Growth

SBI Credit Risk Fund Growth

Debt
Credit Risk
High Risk
+7.94%
3Y annualised
0.00% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 20 Jan '26
₹47.05
Min. SIP amount
Not Supported
Fund size
₹2,175.08 Cr
Expense ratio
1.55%

Holdings (34)

NameSectorInstrumentsAssets
GOISovereignGOI Sec7.07%
Infopark Properties Ltd.ConstructionDebenture4.85%
Renew Solar Energy (Jharkhand Five) Pvt. Ltd.OthersNCD4.75%
H.G. Infra Engineering Ltd.ConstructionDebenture4.59%
NJ Capital Pvt Ltd.FinancialDebenture4.57%
GOISovereignGOI Sec4.56%
JTPM Metal Traders Ltd.Metals & MiningDebenture4.27%
Avanse Financial Services Ltd.FinancialDebenture3.69%
Sandur Manganese & Iron Ores Ltd.Metals & MiningNCD3.68%
Renserv Global Pvt Ltd.OthersDebenture3.67%
Motilal Oswal Home Finance Ltd.FinancialDebenture3.49%
Aditya Birla Renewables Ltd.EnergyBonds/NCD3.49%
Ashoka Buildcon Ltd.ConstructionNCD3.45%
Cube Highways TrustServicesInvITs3.20%
Yes Bank Ltd.FinancialBonds2.99%
Gaursons India Pvt. Ltd.ConstructionDebenture2.74%
GMR Airports Ltd.ConstructionBonds2.35%
Aditya Birla Real Estate Ltd.Consumer StaplesNCD2.32%
Small Industries Devp. Bank of India Ltd.FinancialNCD2.28%
Eris Lifesciences Ltd.HealthcareDebenture2.09%
GOISovereignGOI Sec1.90%
GOISovereignGOI Sec1.88%
Eris Lifesciences Ltd.HealthcareDebenture1.85%
National Bank For Agriculture & Rural DevelopmentFinancialBonds1.16%
GOISovereignGOI Sec1.15%
Godrej Seeds & Genetics Ltd.Consumer StaplesNCD1.15%
Godrej Seeds & Genetics Ltd.Consumer StaplesNCD1.14%
Vertis Infrastructure TrustConstructionInvITs0.94%
Yes Bank Ltd.FinancialBonds0.92%
Sheela Foam Ltd.Consumer DiscretionaryDebenture0.87%
Vistaar Financial Services Pvt. Ltd.FinancialDebenture0.86%
Sheela Foam Ltd.Consumer DiscretionaryDebenture0.86%
Mahanagar Telephone Nigam Ltd.CommunicationDebenture0.69%
Ashoka Buildcon Ltd.ConstructionNCD0.23%
See All

Minimum investments

Min. for 1st investment
Not Supported
Min. for 2nd investment
Not Supported
Min. for SIP
Not Supported

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+7.9%+6.7%+7.3%+7.5%
Category average (Debt Credit Risk)+8.7%+9.0%+6.4%--
Rank (Debt Credit Risk)7106--

Exit load, stamp duty and tax

Exit load

For units in excess of 8% of the investment, exit load of 3% if redeemed within 12 months, 1.5% if redeemed after 12 months but within 24 months and 0.75% if redeemed after 24 months but within 36 months

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Compare similar funds

Fund management

LM
Lokesh Mallya
Feb 2017 - Present
View details

Education
Mr. Mallya is MBA and FRM.
Experience
Prior to SBI Mutual Fund, he has worked with Aditya Birla Sun Life AMC as fund manager (Sept 2009-Sept 2014) and as Credit Analyst (July 2006 - Aug 2009).

PK
Pradeep Kesavan
Dec 2023 - Present
View details

Education
Mr. Kesavan has done B.Com, MBA (Finance) and CFA
Experience
Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Also manages these schemes

About SBI Credit Risk Fund Growth

SBI Credit Risk Fund Growth is a Debt Mutual Fund Scheme launched by SBI Mutual Fund. This scheme was made available to investors on 29 Jun 1987. Lokesh Mallya is the Current Fund Manager of SBI Credit Risk Fund Growth fund. The fund currently has an Asset Under Management(AUM) of ₹12,56,070 Cr and the Latest NAV as of 20 Jan 2026 is ₹47.05. The SBI Credit Risk Fund Growth is rated High risk. Minimum SIP Investment is set to ₹500. For units in excess of 8% of the investment, exit load of 3% if redeemed within 12 months, 1.5% if redeemed after 12 months but within 24 months and 0.75% if redeemed after 24 months but within 36 months ;

Investment Objective

The scheme seeks to provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.
Fund benchmarkNIFTY Credit Risk Bond Index B-II

Fund house

Rank (total assets)#1 in India
Total AUM₹12,56,070.06 Cr
Date of Incorporation29 Jun 1987
Phone022-61793000 / 1800-425-5425
Launch Date29 Jun 1987
Address9th Floor & Unit no. 1002, 1003 and 1004 of 10th floor,Crescenzo, C-38 & 39, G Block, Bandra Kurla Complex,Bandra (East) Mumbai 400051
CustodianSBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,