Parag Parikh ELSS Tax Saver Fund Direct Growth

Equity
ELSS
Moderately High Risk
3Y Lock In
19.93%
3Y annualised
+0.77% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 03 Sep 2025
₹34.14
Rating
5
Min. SIP amount
₹1,000
Fund size
₹5,538.01Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (52)

NameSectorInstrumentAssets
FinancialEquity8.54%
FinancialEquity8.22%
AutomobileEquity7.27%
EnergyEquity5.97%
EnergyEquity5.58%
FinancialEquity5.23%
Consumer StaplesEquity5.03%
FinancialEquity3.74%
TechnologyEquity3.65%
AutomobileEquity3.62%
CommunicationEquity3.62%
AutomobileEquity3.60%
TechnologyEquity3.49%
FinancialEquity2.76%
TechnologyEquity2.21%
TechnologyEquity1.86%
HealthcareEquity1.32%
HealthcareEquity1.31%
HealthcareEquity1.29%
AutomobileEquity1.20%
Consumer StaplesEquity1.01%
ServicesEquity0.97%
Kotak Mahindra Bank Ltd.
FinancialCD0.88%
Bank Of Baroda
FinancialCD0.88%
Axis Bank Ltd.
FinancialCD0.88%
HDFC Bank Ltd.
FinancialCD0.87%
Small Industries Devp. Bank of India Ltd.
FinancialCD0.86%
Union Bank of India
FinancialCD0.85%
Bajaj Finance Ltd.
FinancialCP0.85%
Consumer StaplesEquity0.83%
Consumer StaplesEquity0.59%
Kotak Mahindra Bank Ltd.
FinancialCD0.44%
HDFC Bank Ltd.
FinancialCD0.44%
Small Industries Devp. Bank of India Ltd.
FinancialCD0.44%
Punjab National Bank
FinancialCD0.44%
Indian Bank
FinancialCD0.44%
ICICI Bank Ltd.
FinancialCD0.44%
National Bank For Agriculture & Rural Development
FinancialCD0.44%
ServicesEquity0.44%
Bank Of Baroda
FinancialCD0.43%
REC Ltd.
FinancialCP0.43%
Axis Bank Ltd.
FinancialCD0.43%
HealthcareEquity0.36%
FinancialEquity0.28%
Capital GoodsEquity0.24%
ServicesEquity0.21%
Reserve Bank of India
FinancialT-Bills0.18%
Consumer StaplesEquity0.13%
Reserve Bank of India
FinancialT-Bills0.09%
HealthcareEquity0.07%
ServicesEquity0.07%
ConstructionEquity0.04%
See All

Minimum investment amounts

Min. for 1st investment₹500
Min. for 2nd investment onwards₹500
Min. for SIP₹1,000

Returns and rankings

Category: Equity ELSS
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns3.8%19.9%23.1%22.2%
Category average-3.7%16.3%20.2%NA
Rank with in category2810NA
Understand terms

Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 0.62%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.

Understand terms
Check past data

Fund management

Raunak Onkar
Jul 2019 - Present
View details

Education
Mr.Onkar is an MMS (Finance) from the University of Mumbai.
Experience
He joined PPFAS as a research analyst. He was appointed as Head- research in the year 2011. He is working with the company as an Associate Fund Manager.
Also manages these schemes

Raj Mehta
Jul 2019 - Present
View details

Education
Mr. Mehta is a Commerce Graduate from University of Mumbai (N.M. College) ; Fellow Member of Institute of Chartered Accountants of India (ICAI) ; CFA Charter Holder.
Experience
Beginning his career as an intern with PPFAS Mutual Fund in 2012, he swiftly moved up the ranks, and is currently part of the Fund Management team.
Also manages these schemes

Aishwarya Dhar
Sep 2025 - Present
View details

Education
MBA - Finance
Experience
Prior to joining the PPFAS MF, she was associated with TATA AIA Life Insurance Co. Ltd, ManipalCigna Health Insurance Co. Ltd,
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
702-705, 7th Floor, 349 Business Point Commercial Premises Co-op. Society Ltd.,Western Express Highway,Andheri (East), Mumbai 400069
Phone
022 6906 6100, 91 22 6140 6555
Launch Date
10 Oct 2012
Website
PPFAS Mutual Fund
Asset Management Company
Custodian
Deutsche Bank
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Equity ELSS

Pros

Exit load is zero
Lower expense ratio: 0.62%
Consistently higher annualised returns than category average for the past 1Y, 3Y and 5Y
1Y category rank: 2
Higher alpha: 6.61 The fund has generated returns higher than benchmark - NIFTY 500 Total Return Index - in the last 3Y

Cons

Lock-in period: 3Y

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