Fund Details
IDFC Regular Savings Fund Regular Growth
| Risk | Moderately High |
|---|---|
| Min SIP Amount | ₹100 |
| Expense Ratio | 2.18% |
| NAV | ₹24.60 (22 Jan 2021) |
|---|---|
| Fund Started | 25 Feb 2010 |
| Fund Size | ₹174 Cr |
Returns
Comparison
1. 1Y Returns are higher than the category average returns
2. 3Y Returns are higher than the category average returns
3. 5Y Returns are higher than the category average returns
4. 10Y Returns are higher than the category average returns
1. Asset under management(AUM) is less than 500 Crs. Watch expense ratio when AUM is very low
2. Risk-adjusted returns are lower compared to the category
3. Risk is higher compared to the benchmark
4. Higher expense ratio
5. 1Y Returns are lower than the benchmark
6. 3Y Returns are lower than the benchmark
7. 5Y Returns are lower than the benchmark
8. Asset under management(AUM) is less than 500 Crs. Watch expense ratio when AUM is very low
9. Risk-adjusted returns are lower compared to the category
10. Higher expense ratio - 2.27%
Top Holdings
| Name | Sector | Instrument | % Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 18.7% |
| GOI | Sovereign | GOI Sec | 9.4% |
| Gujarat State | Others | SDL | 6.3% |
| IDFC Nifty ETF-Growth | Financial | Mutual Fund | 5.9% |
| Housing Development Finance Corpn. Ltd. | Financial | Debenture | 5.9% |
| REC Ltd. | Financial | NCD | 5.2% |
| Housing Development Finance Corpn. Ltd. | Financial | NCD | 3.5% |
| National Bank For Agriculture & Rural Development | Financial | NCD | 3.4% |
| GOI | Sovereign | CGL | 3.3% |
| Power Finance Corpn. Ltd. | Financial | Bonds | 3.2% |
Fund Managers
IDFC Regular Savings Fund Regular Growth Details
IDFC Regular Savings Fund Regular Growth is a Hybrid Mutual Fund Scheme launched by IDFC Mutual Fund. This scheme was made available to investors on 25 Feb 2010. Anurag Mittal, Sumit Agrawal is the Current Fund Manager of IDFC Regular Savings Fund Regular Growth fund.The fund currently has an Asset Under Management(AUM) of ₹174 Cr and the Latest NAV as of 22 Jan 2021 is ₹24.60.
The IDFC Regular Savings Fund Regular Growth is rated Moderately High risk. Minimum SIP Investment is set to 100. Minimum Lumpsum Investment is 5000. For units in excess of 10% of the investment,1% will be charged for redemption within 365 days
Investment Objective
The Scheme seeks to generate regular returns through investment predominantly in debt instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme's total assets in equity
Tax Implications
Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.
