IDBI Equity Savings Fund Direct IDCW Monthly - Latest NAV[15.71], MF Performance & Returns 2022

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IDBI Equity Savings Fund Direct IDCW Monthly
Hybrid
Equity Savings
Moderately High Risk
Payout
10.99%
3Y annualised
-0.57% 1D
1M
6M
1Y
3Y
5Y
All
 NAV: 18 Jan 2022₹15.71
Min. SIP amount₹500
Rating2
Fund size₹12.90Cr
Understand termsAnnualised returnsAverage of the yearly returns of a mutual fund over a given period.
Absolute returnsThe total return of a mutual fund over a given period.
Returns and rankingsCategory: Hybrid Equity Savings
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns12.8%11.0%8.0%8.0%
Category average20.4%8.3%8.2%NA
Rank with in category1712NANA
Understand terms
Holdings (34)NameSectorInstrumentAssets
ICICI Bank Ltd.
FinancialEquity8.7%
Bank Of Baroda
FinancialAdditional Tier 1 Bo6.3%
Tata Consultancy Services Ltd.
TechnologyEquity6.1%
Housing Development Finance Corpn. Ltd.
FinancialEquity4.4%
Tata Steel Ltd.
MetalsEquity4.4%
Infosys Ltd.
TechnologyEquity3.9%
ACC Ltd.
ConstructionEquity3.4%
Avenue Supermarts Ltd.
ServicesEquity3.0%
DLF Ltd.
ConstructionEquity3.0%
HDFC Bank Ltd.
FinancialEquity2.9%
See All
DisclaimerThis content is derived from publicly available information, internal sources, and other third-party sources believed to be reliable. We, at Nextbillion Technology Pvt. Ltd. (Groww), do not guarantee the accuracy of such information, or assure its completeness, or warrant that such information will not be changed.
All comparisons are done with the category average metrics for this category.
Pros and cons
Category: Hybrid Equity Savings
Pros
3Y annualised returns higher than category average by 2.65%
Lower expense ratio: 1.16%
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Cons
Lower AUM: 12Cr.
Funds with lower AUM tend to have higher expense ratio
Lower alpha: -1.61
The fund has generated returns lower than benchmark - Groww Debt Hybrid - in the last 3Y 
1Y and 5Y annualised returns lower than category average
Low rating: 2
Understand termsExpense ratioA fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
TaxA percentage of your capital gains payable to the government upon exiting your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit loadA fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp dutyA form of tax payable for the purchase or sale of an asset or security. 
Past expense ratio & exit load
Expense ratio
Exit load
30 Nov 2021 - Present
1.16%
31 Oct 2021 - 30 Nov 2021
1.16%
30 Sep 2021 - 31 Oct 2021
1.16%
31 Aug 2021 - 30 Sep 2021
1.16%
31 Jul 2021 - 31 Aug 2021
1.16%
30 Jun 2021 - 31 Jul 2021
1.16%
31 May 2021 - 30 Jun 2021
1.16%
30 Apr 2021 - 31 May 2021
1.16%
31 Mar 2021 - 30 Apr 2021
1.19%
28 Feb 2021 - 31 Mar 2021
1.16%
31 Jan 2021 - 28 Feb 2021
1.17%
31 Dec 2020 - 31 Jan 2021
1.24%
30 Nov 2020 - 31 Dec 2020
1.24%
31 Oct 2020 - 30 Nov 2020
1.16%
30 Sep 2020 - 31 Oct 2020
1.25%
31 Aug 2020 - 30 Sep 2020
1.18%
31 Jul 2020 - 31 Aug 2020
1.18%
30 Jun 2020 - 31 Jul 2020
1.18%
31 May 2020 - 30 Jun 2020
1.34%
30 Apr 2020 - 31 May 2020
1.34%
31 Mar 2020 - 30 Apr 2020
1.34%
29 Feb 2020 - 31 Mar 2020
1.36%
31 Jan 2020 - 29 Feb 2020
1.36%
30 Nov 2019 - 31 Jan 2020
1.37%
31 Oct 2019 - 30 Nov 2019
1.37%
30 Sep 2019 - 31 Oct 2019
1.38%
31 Aug 2019 - 30 Sep 2019
1.38%
31 Jul 2019 - 31 Aug 2019
1.40%
30 Jun 2019 - 31 Jul 2019
0.66%
31 May 2019 - 30 Jun 2019
0.66%
30 Apr 2019 - 31 May 2019
0.66%
31 Mar 2019 - 30 Apr 2019
0.97%
28 Feb 2019 - 31 Mar 2019
0.16%
31 Jan 2019 - 28 Feb 2019
0.16%
31 Dec 2018 - 31 Jan 2019
0.16%
30 Nov 2018 - 31 Dec 2018
0.16%
31 Oct 2018 - 30 Nov 2018
0.16%
30 Sep 2018 - 31 Oct 2018
0.18%
31 Aug 2018 - 30 Sep 2018
0.18%
31 Jul 2018 - 31 Aug 2018
0.18%
30 Jun 2018 - 31 Jul 2018
0.18%
31 May 2018 - 30 Jun 2018
0.19%
30 Apr 2018 - 31 May 2018
0.19%
31 Mar 2018 - 30 Apr 2018
0.18%
28 Feb 2018 - 31 Mar 2018
0.18%
31 Jan 2018 - 28 Feb 2018
1.57%
31 Dec 2017 - 31 Jan 2018
1.62%
30 Nov 2017 - 31 Dec 2017
1.63%
31 Oct 2017 - 30 Nov 2017
1.63%
Expense ratio, exit load and taxExpense ratio: 1.16%Inclusive of GST
Exit loadExit load of 1% if redeemed within 12 months.
Same for SIP.
Stamp duty0.005% (from July 1st, 2020)
Tax implicationReturns are taxed at 15%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 10% on returns of Rs 1 lakh+ in a financial year. 
Understand terms
Check past data
Minimum investment amountsMin. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹500
Fund managementRaju Sharma
May 2017 - Present
View details
Education
Mr. Sharma is a Commerce Graduate and holds a degree of CA and LLB.
Experience
Prior to joining IDBI Mutual Fund, he has worked with Tata Mutual Fund, Indiabulls Mutual Fund, JM Morgan Stanley and DHFL.
Also manages these schemes
IDBI Liquid Fund Growth
IDBI Liquid Fund IDCW Daily
IDBI Liquid Fund IDCW Weekly
IDBI Liquid Fund IDCW Monthly
IDBI Equity Savings Fund IDCW Monthly
IDBI Equity Savings Fund Growth
IDBI Equity Savings Fund IDCW Quarterly
IDBI Dynamic Bond Fund IDCW Yearly
IDBI Dynamic Bond Fund Growth
IDBI Dynamic Bond Fund IDCW Quarterly
IDBI Dynamic Bond Fund Direct Growth
IDBI Gilt Fund Growth
IDBI Gilt Fund IDCW Quarterly
IDBI Gilt Fund IDCW Yearly
IDBI Gilt Fund Direct Growth
IDBI Liquid Fund Direct Growth
IDBI Dynamic Bond Fund Direct IDCW Yearly
IDBI Dynamic Bond Fund Direct IDCW Quarterly
IDBI Gilt Fund Direct IDCW Quarterly
IDBI Gilt Fund Direct IDCW Yearly
IDBI Liquid Fund Direct IDCW Monthly
IDBI Liquid Fund Direct IDCW Daily
IDBI Liquid Fund Direct IDCW Weekly
IDBI Equity Savings Fund Direct Growth
IDBI Equity Savings Fund Direct IDCW Monthly
IDBI Liquid Fund Direct Bonus
IDBI Liquid Fund Bonus
IDBI Hybrid Equity Fund Regular Growth
IDBI Hybrid Equity Fund Regular IDCW
IDBI Hybrid Equity Fund Direct Growth
IDBI Hybrid Equity Fund Direct IDCW
Alok Ranjan
Aug 2021 - Present
View details
Education
Mr. Ranjan has done MBA (Finance), BSc Physics (Honors)
Experience
Prior to joining IDBI Asset Management Limited he was associated with Shriram Asset Management Ltd. as Fund Manager (Equity), Way2wealth Securities Ltd. as Head of Research and Advisory and First Global Ltd. as Vice President- Research.
Also manages these schemes
IDBI Equity Savings Fund IDCW Monthly
IDBI Equity Savings Fund Growth
IDBI Equity Savings Fund IDCW Quarterly
IDBI India Top 100 Equity Fund IDCW
IDBI India Top 100 Equity Fund Growth
IDBI India Top 100 Equity Fund Direct Growth
IDBI India Top 100 Equity Fund Direct IDCW
IDBI Equity Savings Fund Direct Growth
IDBI Equity Savings Fund Direct IDCW Monthly
IDBI Equity Advantage Fund Direct IDCW
IDBI Equity Advantage Fund Regular IDCW
IDBI Equity Advantage Fund Direct Growth
IDBI Equity Advantage Fund Regular Growth
Shriram Hybrid Equity Fund Direct Growth
Shriram Hybrid Equity Fund Direct IDCW
Shriram Hybrid Equity Fund Growth
Shriram Hybrid Equity Fund IDCW
IDBI Flexi Cap Fund Direct IDCW
IDBI Flexi Cap Fund Regular IDCW
IDBI Flexi Cap Fund Regular Growth
IDBI Flexi Cap Fund Direct Growth
IDBI Hybrid Equity Fund Regular Growth
IDBI Hybrid Equity Fund Regular IDCW
IDBI Hybrid Equity Fund Direct Growth
IDBI Hybrid Equity Fund Direct IDCW
IDBI Midcap Fund Direct IDCW
IDBI Midcap Fund Regular IDCW
IDBI Midcap Fund Regular Growth
IDBI Midcap Fund Direct Growth
IDBI Small Cap Fund Regular Growth
IDBI Small Cap Fund Direct Growth
IDBI Small Cap Fund Direct IDCW
IDBI Small Cap Fund Regular IDCW
IDBI Focused 30 Equity Fund Regular IDCW
IDBI Focused 30 Equity Fund Direct IDCW
IDBI Focused 30 Equity Fund Regular Growth
IDBI Focused 30 Equity Fund Direct Growth
IDBI Banking & Financial Services Fund Regular IDCW
IDBI Banking & Financial Services Fund Regular Growth
IDBI Banking & Financial Services Fund Direct IDCW
IDBI Banking & Financial Services Fund Direct Growth
IDBI Long Term Value Fund Regular Growth
IDBI Long Term Value Fund Regular IDCW
IDBI Long Term Value Fund Direct Growth
Shriram Flexi Cap Fund Regular Growth
Shriram Flexi Cap Fund Regular IDCW
Shriram Flexi Cap Fund Direct Growth
Shriram Flexi Cap Fund Direct IDCW
IDBI Dividend Yield Fund Regular Growth
IDBI Dividend Yield Fund Regular IDCW
IDBI Dividend Yield Fund Direct IDCW
IDBI Dividend Yield Fund Direct Growth
Shriram Long Term Equity Fund Direct Growth
Shriram Long Term Equity Fund Regular Growth
Shriram Long Term Equity Fund Direct IDCW
IDBI Healthcare Fund Direct IDCW
IDBI Healthcare Fund Direct Growth
IDBI Healthcare Fund Regular Growth
IDBI Healthcare Fund Regular IDCW
Shriram Balanced Advantage Fund Regular IDCW
Shriram Balanced Advantage Fund Regular Growth
Shriram Balanced Advantage Fund Direct Growth
Fund house & investment objective
IDBI Mutual Fund
Rank (total assets)#29 in India
Total AUM₹4,031.93Cr
Date of Incorporation29 Mar 2010
 IDBI Equity Savings Fund Direct IDCW Monthly is a Hybrid Mutual Fund Scheme launched by IDBI Mutual Fund. This scheme was made available to in
 IDBI Equity Savings Fund Direct IDCW Monthly is a Hybrid Mutual Fund Scheme launched by IDBI Mutual Fund. This scheme was made available to investors on 29 Mar 2010. Raju Sharma, Uma Venkatraman is the Current Fund Manager of IDBI Equity Savings Fund Direct IDCW Monthly fund. The fund currently has an Asset Under Management(AUM) of ₹4,032 Cr and the Latest NAV as of 18 Jan 2022 is ₹15.71.
The IDBI Equity Savings Fund Direct IDCW Monthly is rated Moderately High risk. Minimum SIP Investment is set to 500. Minimum Lumpsum Investment is 5000. Exit load of 1% if redeemed within 12 months.
Same for SIP.
...Read more
Investment Objective
The scheme seeks to provide regular income by investing in debt and money market instruments and using arbitrage and other derivative strategies. Also
The scheme seeks to provide regular income by investing in debt and money market instruments and using arbitrage and other derivative strategies. Also intends to generate long capital appreciation through unhedged exposure to equity and equity related instruments.
...Read more
Fund benchmarkGroww Debt Hybrid
Scheme Information Document(SID)
Fund house contact details
Address
5th floor, Mafatlal Centre, Nariman Point Mumbai 400021
Phone
022-6644 2800
Launch Date
29 Mar 2010
E-mail
[email protected]
Website
NA
IDBI Mutual Fund
Asset Management Company
Custodian
SBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]
Website
www.karvymfs.com
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FAQsHow to Invest in IDBI Equity Savings Fund Direct IDCW Monthly
You can easily invest in IDBI Equity Savings Fund Direct IDCW Monthly in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account
 Search for IDBI Equity Savings Fund Direct IDCW Monthly from the search box 
 In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete
 Once you are done with that, you can start investing in IDBI Equity Savings Fund Direct IDCW Monthly as SIP or lumpsum as per your investment objective and risk tolerance
What kind of returns does IDBI Equity Savings Fund Direct IDCW Monthly provide?
The IDBI Equity Savings Fund Direct IDCW Monthly has been there from 04 Jan 2013 and the average annual returns provided by this
fund is 12.79% since its inception.
How much expense ratio is charged by IDBI Equity Savings Fund Direct IDCW Monthly?
The term Expense Ratio used for IDBI Equity Savings Fund Direct IDCW Monthly or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. 

The Expense Ratio of IDBI Equity Savings Fund Direct IDCW Monthly is 1.16% as of 19 Jan 2022...
What is the AUM of IDBI Equity Savings Fund Direct IDCW Monthly?
The AUM, short for Assets Under Management of IDBI Equity Savings Fund Direct IDCW Monthly is ₹12.90Cr as of 19 Jan 2022.
How to Redeem IDBI Equity Savings Fund Direct IDCW Monthly?
If you want to sell your IDBI Equity Savings Fund Direct IDCW Monthly holdings, go to your holding on the app or
web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your
desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.
Can I invest in SIP and Lump Sum of IDBI Equity Savings Fund Direct IDCW Monthly?
You can select either SIP  or Lumpsum  investment of IDBI Equity Savings Fund Direct IDCW Monthly based on your investment objective and risk tolerance.
What is the NAV of IDBI Equity Savings Fund Direct IDCW Monthly?
The NAV of IDBI Equity Savings Fund Direct IDCW Monthly is ₹15.71 as of 18 Jan 2022.
What is the PE and PB ratio of IDBI Equity Savings Fund Direct IDCW Monthly?
The PE ratio ratio of IDBI Equity Savings Fund Direct IDCW Monthly is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

	1Y	3Y	5Y	All
Fund returns	12.8%	11.0%	8.0%	8.0%
Category average	20.4%	8.3%	8.2%	NA
Rank with in category	17	12	NA	NA

Name	Sector	Instrument	Assets
ICICI Bank Ltd.	Financial	Equity	8.7%
Bank Of Baroda	Financial	Additional Tier 1 Bo	6.3%
Tata Consultancy Services Ltd.	Technology	Equity	6.1%
Housing Development Finance Corpn. Ltd.	Financial	Equity	4.4%
Tata Steel Ltd.	Metals	Equity	4.4%
Infosys Ltd.	Technology	Equity	3.9%
ACC Ltd.	Construction	Equity	3.4%
Avenue Supermarts Ltd.	Services	Equity	3.0%
DLF Ltd.	Construction	Equity	3.0%
HDFC Bank Ltd.	Financial	Equity	2.9%

Rank (total assets)	#29 in India
Total AUM	₹4,031.93Cr

Date of Incorporation	29 Mar 2010

Fund benchmark	Groww Debt Hybrid

No.11, 2nd floor, 80 FT Road
4th Block, S.T Bed, Koramangala
Bengaluru – 560034
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Min. for 1st investment	₹5,000
Min. for 2nd investment onwards	₹1,000

Rating	2
Fund size	₹12.90Cr