Home>Mutual Funds>Aditya Birla Sun Life Mutual Fund>Aditya Birla Sun Life Credit Risk Fund Direct IDCW
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| NAV: 22 Oct 2021 | ₹11.69 |
| Min. SIP amount | ₹100 |
| Rating | 4star |
| Fund size | ₹1,451.04 Cr |
Returns and rankings
Category: Debt Corporate Bond
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 5.1% | 9.2% | 8.1% | 8.8% |
| Category average | 4.7% | 8.2% | 7.6% | NA |
| Rank with in category | 6 | 5 | 2 | NA |
Understand termsinfo
Holdings (215)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
GOI | Sovereign | GOI Sec | 2.7% |
Larsen & Toubro Ltd. | Construction | NCD | 2.4% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 1.9% |
Reliance Industries Ltd. | Energy | NCD | 1.9% |
Reliance Industries Ltd. | Energy | NCD | 1.8% |
Sikka Ports and Terminals Ltd. | Energy | ZCB | 1.7% |
Pipeline Infrastructure (India) Pvt. Ltd. | Construction | NCD | 1.6% |
Sikka Ports and Terminals Ltd. | Energy | Debenture | 1.5% |
Embassy Office Parks REIT | Construction | Debenture | 1.5% |
Power Finance Corporation Ltd. | Financial | NCD | 1.4% |
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Pros and cons
infoCategory: Debt Corporate Bond
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Pros
Consistently higher annualised returns than category average for the past 1Y, 3Y and 5Y
Higher alpha: 3.36
The fund has generated returns higher than benchmark - NIFTY Corporate Bond TRI - in the last 3Y
Exit load is zero
Lower expense ratio: 0.3%
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
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Cons
Higher AUM: 22271Cr.
Funds with a higher AUM tend to have lower returns in the future
Expense ratio, exit load and tax
Expense ratio: 1.15%
Inclusive of GST
Exit load
For units in excess of 15% of the investment, exit load of 3% if redeemed within 1 year, 2% if redeemed after 1 year but within 2 years, 1% if redeemed after 2 years but within 3 years.
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.
Understand termsinfo
Check past data
Minimum investment amounts
| Min. for 1st investment | ₹2,00,000 |
| Min. for 2nd investment onwards | ₹2,00,000 |
| Min. for SIP | ₹100 |
Fund management
Maneesh Dangi
Apr 2017 - Present
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Kaustubh Gupta
Apr 2017 - Present
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Fund house & investment objective
Fund house contact details
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