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Home>Mutual Funds>Aditya Birla Sun Life Mutual Fund>Aditya Birla Sun Life Credit Risk Fund Direct IDCW

Aditya Birla Sun Life Credit Risk Fund Direct IDCW

Debt
Corporate Bond
Low to Moderate Risk
7.46%
3Y annualised
-0.02% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 20 May 2022₹11.64
Min. SIP amount₹100
Rating3
Fund size₹1,292.59Cr

Returns and rankings

Category: Debt Corporate Bond
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns2.9%7.5%7.4%8.4%
Category average4.7%8.2%7.6%NA
Rank with in category641NA
Understand terms

Holdings (158)

NameSectorInstrumentAssets
GOI
SovereignGOI FRB3.1%
GOI
SovereignGOI Sec2.8%
Bajaj Housing Finance Ltd.FinancialFRB2.6%
Sikka Ports and Terminals Ltd.EnergyZCB2.4%
Sikka Ports and Terminals Ltd.EnergyDebenture2.2%
National Bank For Agriculture & Rural Development
FinancialDebenture2.1%
Power Finance Corporation Ltd.FinancialNCD1.8%
GOI
SovereignGOI Sec1.8%
Power Finance Corporation Ltd.FinancialDebenture1.6%
Sikka Ports and Terminals Ltd.EnergyDebenture1.6%
See All

Pros and cons

Category: Debt Corporate Bond

Pros

5Y annualised returns higher than category average by 0.06%
Higher alpha: 3.15 The fund has generated returns higher than benchmark - NIFTY Corporate Bond Index B-II - in the last 3Y
Exit load is zero
Lower expense ratio: 0.3%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality

Cons

1Y and 3Y annualised returns lower than category average

Expense ratio, exit load and tax

Expense ratio: 1.06%

Inclusive of GST

Exit load

For units in excess of 15% of the investment, exit load of 3% if redeemed within 1 year, 2% if redeemed after 1 year but within 2 years, 1% if redeemed after 2 years but within 3 years.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investment₹2,00,000
Min. for 2nd investment onwards₹2,00,000
Min. for SIP₹100

Fund management

Kaustubh Gupta
Apr 2017 - Present
View details

Education
Mr. Gupta is a B.Com and a Chartered Accountant.
Experience
Prior to joining Aditya Birla Sun Life AMC he has worked with ICICI Bank.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
One India Bulls Center - Tower 1,17th Floor - Jupiter Mills Compound,841 Senapati Bhawan, Elphinstone Road, Mumbai 400013
Phone
022-43568000 / 1800-270-7000 / 1800-22-7000
Launch Date
23 Dec 1994
E-mail
NA
Website
NA
Amc Image
Aditya Birla Sun Life Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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FAQs

How to Invest in Aditya Birla Sun Life Credit Risk Fund Direct IDCW?

You can easily invest in Aditya Birla Sun Life Credit Risk Fund Direct IDCW in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps:

  • Log on to your Groww account
  • Search for Aditya Birla Sun Life Credit Risk Fund Direct IDCW from the search box
  • In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete
  • Once you are done with that, you can start investing in Aditya Birla Sun Life Credit Risk Fund Direct IDCW as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does Aditya Birla Sun Life Credit Risk Fund Direct IDCW provide?

The Aditya Birla Sun Life Credit Risk Fund Direct IDCW has been there from 17 Apr 2015 and the average annual returns provided by this fund is 2.92% since its inception.

How much expense ratio is charged by Aditya Birla Sun Life Credit Risk Fund Direct IDCW?

The term Expense Ratio used for Aditya Birla Sun Life Credit Risk Fund Direct IDCW or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund.

The Expense Ratio of Aditya Birla Sun Life Credit Risk Fund Direct IDCW is 1.06% as of 23 May 2022...

What is the AUM of Aditya Birla Sun Life Credit Risk Fund Direct IDCW?

The AUM, short for Assets Under Management of Aditya Birla Sun Life Credit Risk Fund Direct IDCW is ₹1,292.59Cr as of 23 May 2022.

How to Redeem Aditya Birla Sun Life Credit Risk Fund Direct IDCW?

If you want to sell your Aditya Birla Sun Life Credit Risk Fund Direct IDCW holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of Aditya Birla Sun Life Credit Risk Fund Direct IDCW?

You can select either SIP or Lumpsum investment of Aditya Birla Sun Life Credit Risk Fund Direct IDCW based on your investment objective and risk tolerance.

What is the NAV of Aditya Birla Sun Life Credit Risk Fund Direct IDCW?

The NAV of Aditya Birla Sun Life Credit Risk Fund Direct IDCW is ₹11.64 as of 20 May 2022.

What is the PE and PB ratio of Aditya Birla Sun Life Credit Risk Fund Direct IDCW?

The PE ratio ratio of Aditya Birla Sun Life Credit Risk Fund Direct IDCW is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

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