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Aditya Birla Sun Life Credit Risk Fund Direct IDCW

Debt
Corporate Bond
Moderate Risk
9.22%
3Y annualised
+0.01% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 22 Oct 2021₹11.69
Min. SIP amount₹100
Rating4star
Fund size₹1,451.04 Cr

Returns and rankings

Category: Debt Corporate Bond
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns5.1%9.2%8.1%8.8%
Category average4.7%8.2%7.6%NA
Rank with in category652NA
Understand termsinfo

Holdings (215)

NameSectorInstrumentAssets
GOI
SovereignGOI Sec2.7%
ConstructionNCD2.4%
National Bank For Agriculture & Rural Development
FinancialDebenture1.9%
EnergyNCD1.9%
EnergyNCD1.8%
Sikka Ports and Terminals Ltd.
EnergyZCB1.7%
Pipeline Infrastructure (India) Pvt. Ltd.
ConstructionNCD1.6%
Sikka Ports and Terminals Ltd.
EnergyDebenture1.5%
ConstructionDebenture1.5%
Power Finance Corporation Ltd.
FinancialNCD1.4%
See All

Pros and cons

info
Category: Debt Corporate Bond
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Pros

Consistently higher annualised returns than category average for the past 1Y, 3Y and 5Y
Higher alpha: 3.36 The fund has generated returns higher than benchmark - NIFTY Corporate Bond TRI - in the last 3Y
Exit load is zero
Lower expense ratio: 0.3%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality
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Cons

Higher AUM: 22271Cr. Funds with a higher AUM tend to have lower returns in the future

Expense ratio, exit load and tax

Expense ratio: 1.15%

Inclusive of GST

Exit load

For units in excess of 15% of the investment, exit load of 3% if redeemed within 1 year, 2% if redeemed after 1 year but within 2 years, 1% if redeemed after 2 years but within 3 years.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.

Understand termsinfo
Check past data

Minimum investment amounts

Min. for 1st investment₹2,00,000
Min. for 2nd investment onwards₹2,00,000
Min. for SIP₹100

Fund management

Maneesh Dangi
Apr 2017 - Present
View details
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Kaustubh Gupta
Apr 2017 - Present
View details
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Fund house & investment objective

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Fund house contact details

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