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What is a UPI ID/VPA?

A UPI ID (Unified Payments Interface ID) or VPA (Virtual Payment Address) is a unique identifier linked to your bank account. It lets you send and receive UPI payments without sharing your bank details.

Key Points about UPI ID/VPA:
  • Format: It's usually in the format yourname@bankname (e.g., abc@upi).
  • Security: It provides a secure way to make transactions without revealing your account number or IFSC code.
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