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Why does my withdrawable balance not match with "Balance available"?

  • Any amount deposited to Groww is available to invest immediately. However, this amount will be available to withdraw after 1 working day at 10 AM owing to the reconciliation process. For e.g. If you deposit money to your Groww account on Friday, you can withdraw the same at 10 AM on Monday. If you deposit money to your Groww account on Monday, you can withdraw the same at 10 AM on Tuesday.
  • Credits from selling stocks take upto 2 trading days to be credited to your trading account by the exchanges. For e.g. If you sell a stock from your holdings on Friday, you can withdraw the amount at 10 AM on Tuesday. If you sell a stock from your holdings on Monday, you can withdraw the amount at 10 AM on Wednesday.
  • Credits from F&O trades take 1 trading day to be credited to your trading account by the exchanges. For e.g. If you close your F&O position on Friday, you can withdraw the amount at 10 AM on Monday. If you close your F&O position on Monday, you can withdraw the amount at 10 AM on Tuesday.
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