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Utkarsh Small Finance BankFixed Deposit

3.00% - 6.75%
Interest rates
3 months - 10 years
Time Period
1000 - no limit
Min. - Max amount
QUARTERLY
Compounding

About Utkarsh Small Finance Bank

Utkarsh Small Finance Bank Limited is a bank that offers banking services. The bank provides checking and deposit accounts, money market, investment, insurance, mortgage, and term loans, as well as card services, remittances, and Internet banking. Customers in India are served by Utkarsh Small Finance Bank. Fixed deposit interest rates at Utkarsh Small Finance Bank are competitive and versatile, with terms ranging from two weeks to ten years. Senior citizens receive an extra 0.50 percent interest rate.

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Started On2016
Head QuartersUttar Pradesh
CRISIL RatingNA
CEOGovind Singh
Listed on exchange as
ICRA RatingNA

Latest Utkarsh Small Finance Bank Interest Rates

TenureRegular customersSenior citizens
7 days - 45 days
3.00%
3.50%
46 days - 90 days
3.25%
3.75%
91 days - 180 days
4.00%
4.50%
181 days - 364 days
6.00%
6.50%
365 days - 699 days
6.75%
7.25%
700 days
7.00%
7.50%
701 days - 3652 days
6.75%
7.25%

Features & Benefits of Utkarsh Small Finance Bank

  • A fixed deposit program is a good alternative for anybody seeking a safe investment with decent but guaranteed earnings. You can earn higher interest rates on Utkarsh FD plans than on the average rates offered by big banks.
  • For individuals wanting to save on income taxes, choose a Tax Saver FD and save up to Rs. 1.5 lakh by claiming the deposit amount as a ‘Deduction' under Section 80C of the Income Tax Act of 1961.
  • If you want to deposit a large sum, starting with Rs. 15 lakh, you should go with Utkarsh Fixed Deposit Plus, which offers greater interest rates.
  • Withdrawing funds before maturity incur a 1% penalty, which is the lower of 1% minus the FD rate at the time of booking or 1% minus the rate of interest for the period in which the FD was active. 
  • No interest is paid on premature withdrawals made before 7 days from the date of booking.

Types of Utkarsh Small Finance Bank Schemes

Utkarsh Fixed Deposit
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Utkarsh Fixed Deposit Plus
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Term-wise interest rates

Short-Term Deposit
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Medium-Term Deposit
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Long-Term Deposit
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Comparison of FD Rates

NameTenureInterest rate
AXIS Bank
3 months - 10 years
2.50% - 5.75%
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SBI Bank
3 Months - 10 Years
2.90% - 5.40%
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Equitas Bank
3 months - 10 years
3.50% - 6.50%
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Bajaj Finance
1 year - 5 years
5.65% - 6.50%
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HDFC Bank
3 months - 10 years
2.50% - 5.50%
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ICICI Bank
3 months - 10 years
2.50% - 5.50%
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Canara Bank
3 months - 10 years
2.95% - 5.50%
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Bank of Baroda
3 months to 10 years
2.80% - 5.25%
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Punjab National Bank
3 months - 10 years
3.00% - 5.25%
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IDBI Bank
3 months - 20 years
2.70% - 4.80%
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Indian Bank
3 months - 10 years
2.90% - 5.25%
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UCO Bank
3 months - 10 years
2.75% - 5.00%
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Yes Bank
3 months - 10 years
3.25% - 6.50%
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Bank of India
3 months - 10 years
2.85% - 5.15%
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Post Office
1 year - 5 years
5.50% - 6.70%
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Union Bank of India
3 months - 10 years
3.00% - 5.60%
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RBL Bank
3 months -20 years
3.25% - 6.00%
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Indian Overseas Bank
3 months - 10 years
3.40% - 5.20%
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IDFC First Bank
3 months - 10 years
2.75% - 4.20%
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LIC
1 Year - 5 Years
5.25% -6.00%
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Saraswat Bank
3 Months - 10 Years
3.10% - 6.35%
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City Union Bank
3 Months - 10 Years
3.00% - 5.25%
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Co-operative Banks
1 Year -5 Years
6.00% - 6.35%
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Bandhan Bank
3 months - 10 years
3.00% - 5.00%
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DBS Bank
3 months - 10 years
2.50% - 5.50%
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Citibank
3 months - 5 years
1.85% - 3.5%
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ICICI Home Finance
1 year - 10 years
5.70% - 6.65%
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Federal Bank
3 months - 10 years
2.5% - 5.6%
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AU Small Finance Bank
3 months - 10 years
3.5% - 6.25%
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Fincare Small Finance Bank
3 months - 7 years
3.00% - 5.50%
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Jana Small Finance Bank
3 months - 10 years
2.5% - 6%
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Ujjivan Small Finance Bank
3 months - 10 years
3.05% - 5.80%
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Karnataka Bank
3 months - 10 years
3.40% - 5.60%
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Karur Vysya Bank
3 months - 10 years
3.25% - 3.50%
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Jammu and Kashmir Bank
3 months - 10 years
2.90% - 4.00%
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South Indian Bank
3 months - 10 years
3.50% - 5.50%
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Punjab and Sind Bank
3 months - 10 years
3.00% - 5.30%
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Standard Chartered Bank
7 days - 5 years
1.75% - 5.35%
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HSBC Bank
7 days - 5 years
2.25% - 4.00%
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Shriram Transport Finance
1 year - 5 years
7.01% - 7.95%
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Tamilnad Mercantile Bank
3 months - 10 years
3.50% - 5.50%
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IndusInd Bank
3 months - 10 years
2.50% - 5.50%
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Bank of Maharashtra
3 months to 10 years
2.75% -4.90%
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Central Bank of India
3 months - 10 years
2.75% - 5.00%
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Kotak Mahindra Bank
3 months - 10 years
2.50% - 5.25%
More Details
DHFL
1 year - 10 years
8.25% - 8.95%
More Details
DCB Bank
3 months - 10 years
4.35% - 5.95%
More Details

FAQs

Who is eligible for the FD scheme?

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Will I receive the same interest rate on my Utkarsh Small Finance Bank FD if I remove it early?

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Is there a monthly interest payment for Utkarsh Small Finance Bank FD?

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Is TDS levied on Small Finance Bank FDs?

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What is the minimum amount that may be deposited into a Utkarsh Small Finance Bank Fixed Deposit Account?

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Calculate Utkarsh Small Finance Bank FD Interest
Investment Amount
₹25,000
Time Period
9 Months
1 Year
2 Years
3 Years
Maturity Amount
Utkarsh Small Finance Bank
0
@6.75% p.a
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