Punjab National Bank FD Interest Rates 2021 - Check Latest Interest Rate Upto 5.25%

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Punjab National BankFixed Deposit
3.00% - 5.25%
Interest rates
3 months - 10 years
Time Period
1000 - no limit
Min. - Max amount
QUARTERLY
Compounding
About Punjab National BankPunjab National Bank is an Indian Banking company and also called India’s first Swadeshi Bank. It has a network of 10925 branches, 13914 ATMs across India, and an overseas presence in 6 Countries.
Punjab National Bank provides multiple fixed deposit options to its customers with interest rates in the range of 3.00% p.a.- 5.25% p.a. The depositor is allowed to deposit a certain deposit amount at the time of opening the account. Deposit and withdrawal of additional money are not allowed during the ongoing tenure. The money deposited in the FD account will be secured for the tenure chosen and PNB FD rates will be provided accordingly.
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Started On1894
Head QuartersNew Delhi
CRISIL RatingNA
CEOS. S. Mallikarjuna Rao
Listed on exchange asPunjab National Bank
ICRA RatingNA
Latest Punjab National Bank Interest RatesTenureRegular customersSenior citizens
7 days - 14 days
3.00%
3.50%
15 days - 29 days
3.00%
3.50%
30 days - 45 days
3.00%
3.50%
46 days - 90 days
3.25%
3.75%
91 days - 179 days
4.00%
4.50%
180 days - 270 days
4.40%
4.90%
271 days - 364 days
4.50%
5.00%
1 year
5.10%
5.60%
1 year 1 day - 2 years
5.10%
5.60%
2 years 1 day - 3 years
5.10%
5.60%
3 years 1 day - 5 years
5.25%
5.75%
5 years 1 day - 10 years
5.25%
5.75%
Features & Benefits of Punjab National BankTenure ranges from 7 months to 120 months (10 years)
The highest interest rate provided on the PNB FD account is 6.30% p.a.
Senior citizens get an additional interest of 0.50% over the regular rates
The minimum deposit amount depends on the scheme chosen
Nomination facility is provided by the bank
Loan/overdraft facility is also provided by the bank
PNB provides different term deposit options such as Scheme for road accident victims, Sugam Term Deposits, Multi-Benefit, Special, Ordinary, and Anupam Term Deposit Schemes.
These FD schemes help to cater to a majority of classes
Types of Punjab National Bank SchemesRegular Fixed Deposits
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This scheme allows the depositor to make the investment to earn great returns with flexibility and security.
Simple investments with great returns
Nomination facility is available
Overdraft facility can be availed up to 75% against the deposit
Interest is paid at the time of maturity
Resident Indian, HUFs, public or private companies, trusts, and partnership firms are eligible
FD Scheme for Road Accident Victims
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As the name suggests, this scheme is for providing funds for motor insurance claims to road accident victims.
No loans/advances are allowed under this scheme.
The depositor gets the option to choose between simple and compound interest.
Auto-renewal facility in deposit is available.
Any individual, HUFs, a public or private company, trusts, and partnership firm are eligible.
PNB Sugam Term Deposit Scheme
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This fixed deposit scheme provides greater flexibility to the account holders along with a higher rate of interest. Under this scheme, the depositor can withdraw smaller units of funds before maturity.
Nomination facility is available
Interest can be drawn on a monthly, quarterly, half-yearly, or yearly basis or on maturity
Great flexibility is offered on your account
Minors of 10 years and above under guardianship, HUFs, a sole proprietorship firm, and partnership firm
PNB Anupam Term Deposit Scheme
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Under this scheme, the depositor has an option to open an FD account that  
Inbuilt overdraft facility available
The account can be opened with a minimum deposit of Rs. 10,000
Tenure ranges from 6 months to 120 months
Nomination facility is available
Salaried or self-employed individuals of at least 18 years
PNB Balika Shiksha Fixed Deposit Scheme
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As the name implies, this fixed deposit scheme is made specially designed for girls who have passed 8th grade
No loans/advance is allowed on these deposits
These deposits have auto-renewal for 30 days
Girl students who have passed 8th standard from Kasturba Gandhi Balika Vidyalayas and unmarried girls of not more than 16 years of age
PNB Multi-Benefit Deposit Scheme
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Under this scheme, multiple benefits are offered to the depositor along with higher interest rates.
Loan/overdraft facility is provided up to 90% against the deposit.
Nomination facility available.
One can deposit as low as Rs. 100 to Rs. 99.99 lakhs into this account.
Resident Indians, HUFs, partnership firms, trusts, corporations, government bodies, minors of 10 years of age and above.
PNB Swechha Jama Yojna Flexi FD Scheme
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This deposit scheme allows customers to save their earnings with greater flexibility. The minimum deposit starts from Rs. 100.
Interest is paid half-yearly calculated on a daily product basis.
Nomination facility is available.
Loan facility available up to 90% on the deposit.
Resident Indians, HUFs, sole proprietorship, and partnership firm.
PNB Varshik Aay Deposit Scheme
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Under this scheme, the interest is compounded quarterly and paid annually.
Loan facility can be availed on this deposit up to 90% of the deposit amount.
Nomination facility available.
Interest is paid annually on a quarterly compound basis.
Resident Indians, minors of 10 years of age and above, HUFs, sole proprietorship, and partnership firm.
PNB Tax Saver Deposit Scheme
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As the name suggests, this is a flexible and secure deposit scheme with dual benefits of tax exemption under section 80C and a great rate of returns.
Loan facility can be availed on this deposit up to 90% of the deposit amount.
Nomination facility is available.
Rebate provided on Income Tax under section 80C
Prospective Senior Citizen Term Deposit Scheme
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As the name suggests, this scheme is designed for senior citizens that offer higher rates of interest as compared to accounts for regular citizens.
Loan facility of up to 90% on the deposit is available
Nomination facility is available
Senior citizens of 60 years of age and above are eligible
PNB Mibor Linked Notice Deposit Scheme
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MIBOR linked notice deposit scheme provides the depositors a deposit product with a Market determined interest rate linked to MIBOR (Mumbai Inter-Bank Offer Rate) NSE Overnight.
Auto-renewal facility is available on the deposit.
The interest rate is linked to MIBOR with the daily reset.
Once the spread is quoted for the day, there should not be any limit for acceptance of deposit under the scheme.
Individuals with High net worth, companies/corporate bodies, public sector undertakings, and commercial organizations.
PNB Bulk Fixed Deposit Scheme
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Under this fixed deposit scheme, the depositor can deposit a single deposit of Rs. 10.00 crore into his/her fixed deposit account.
Auto-renewal facility is not available on these deposits.
Nomination facility is available.
Loan or overdraft is available up to 90% on the deposit.
Income option can range from 6 months to 120 months (10 years).
Individuals and minors of 10 years of age and above, minors below 18 years of age under guardianship, HUFs, a sole proprietorship firm, a partnership firm
Term-wise interest ratesShort-term Deposits
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 For a PNB FD with tenure ranging from 7 days to 12 months, the interest rate offered is from 3.00% p.a. to 4.50% p.a. These deposits are known as short term deposits as they have a tenure of less than 1 year.
Medium-term Deposits
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 Medium-term fixed deposits have their tenures ranging from more than 1 year to less than 5 years. The interest offered by the bank on these deposits is around 5.10% - 5.25%
Long-term Deposits
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These deposits have their tenure ranging from 5 years to 10 years and offer an interest rate of 5.25%.
Comparison of FD RatesNameTenureInterest rate
AXIS Bank
3 months - 10 years
2.50% - 5.75%
Deposit Now
SBI Bank
3 Months - 10 Years
2.90% - 5.40%
More Details
Equitas Bank
3 months - 10 years
3.50% - 6.50%
Deposit Now
Bajaj Finance
1 year - 5 years
5.65% - 6.50%
Deposit Now
HDFC Bank
3 months - 10 years
2.50% - 5.50%
More Details
ICICI Bank
3 months - 10 years
2.50% - 5.50%
More Details
Canara Bank
3 months - 10 years
2.95% - 5.50%
More Details
Bank of Baroda
3 months to 10 years
2.80% - 5.25%
More Details
IDBI Bank
3 months - 20 years
2.70% - 4.80%
More Details
Indian Bank
3 months - 10 years
2.90% - 5.25%
More Details
UCO Bank
3 months - 10 years
2.75% - 5.00%
More Details
Yes Bank
3 months - 10 years
3.25% - 6.50%
More Details
Bank of India
3 months - 10 years
2.85% - 5.15%
More Details
Post Office
1 year - 5 years
5.50% - 6.70%
More Details
Union Bank of India
3 months - 10 years
3.00% - 5.60%
More Details
RBL Bank
3 months -20 years
3.25% - 6.00%
More Details
Indian Overseas Bank
3 months - 10 years
3.40% - 5.20%
More Details
IDFC First Bank
3 months - 10 years
2.75% - 4.20%
More Details
LIC
1 Year - 5 Years
5.25% -6.00%
More Details
Saraswat Bank
3 Months - 10 Years
3.10% - 6.35%
More Details
City Union Bank
3 Months - 10 Years
3.00% - 5.25%
More Details
Co-operative Banks
1 Year -5 Years
6.00% - 6.35%
More Details
Bandhan Bank
3 months - 10 years
3.00% - 5.00%
More Details
DBS Bank
3 months - 10 years
2.50% - 5.50%
More Details
Citibank
3 months - 5 years
1.85% - 3.5%
More Details
ICICI Home Finance
1 year - 10 years
5.70% - 6.65%
More Details
Federal Bank
3 months - 10 years
2.5% - 5.6%
More Details
AU Small Finance Bank
3 months - 10 years
3.5% - 6.25%
More Details
Fincare Small Finance Bank
3 months - 7 years
3.00% - 5.50%
More Details
Jana Small Finance Bank
3 months - 10 years
2.5% - 6%
More Details
Ujjivan Small Finance Bank
3 months - 10 years
3.05% - 5.80%
More Details
Utkarsh Small Finance Bank
3 months - 10 years
3.00% - 6.75%
More Details
Karnataka Bank
3 months - 10 years
3.40% - 5.60%
More Details
Karur Vysya Bank
3 months - 10 years
3.25% - 3.50%
More Details
Jammu and Kashmir Bank
3 months - 10 years
2.90% - 4.00%
More Details
South Indian Bank
3 months - 10 years
3.50% - 5.50%
More Details
Punjab and Sind Bank
3 months - 10 years
3.00% - 5.30%
More Details
Standard Chartered Bank
7 days - 5 years
1.75% - 5.35%
More Details
HSBC Bank
7 days - 5 years
2.25% - 4.00%
More Details
Shriram Transport Finance
1 year - 5 years
7.01% - 7.95%
More Details
Tamilnad Mercantile Bank
3 months - 10 years
3.50% - 5.50%
More Details
IndusInd Bank
3 months - 10 years
2.50% - 5.50%
More Details
Bank of Maharashtra
3 months to 10 years
2.75% -4.90%
More Details
Central Bank of India
3 months - 10 years
2.75% - 5.00%
More Details
Kotak Mahindra Bank
3 months - 10 years
2.50% - 5.25%
More Details
DHFL
1 year - 10 years
8.25% - 8.95%
More Details
DCB Bank
3 months - 10 years
4.35% - 5.95%
More Details
FAQsIs the interest earned on fixed deposits taxed?
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Yes, the interest earned on the FD is taxable if the total interest income is more than Rs. 10000 in a financial year.
What is the highest rate offered on FD by Punjab National Bank?
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One can earn a maximum interest of 6.30% on the PNB fixed deposit.
What is the current interest rate PNB is offering on its FDs?
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Current PNB FD rates range between 3.00% p.a. – 5.25% p.a. Senior citizens can avail interest rates ranging from 3.50% p.a – 5.75% p.a.
Is it possible to deposit an additional amount into the fixed deposit account?
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No, depositing additional money into the FD account is not allowed as the money is deposited only at the time of opening the account.

Tenure	Regular customers	Senior citizens
7 days - 14 days	3.00%	3.50%
15 days - 29 days	3.00%	3.50%
30 days - 45 days	3.00%	3.50%
46 days - 90 days	3.25%	3.75%
91 days - 179 days	4.00%	4.50%
180 days - 270 days	4.40%	4.90%
271 days - 364 days	4.50%	5.00%
1 year	5.10%	5.60%
1 year 1 day - 2 years	5.10%	5.60%
2 years 1 day - 3 years	5.10%	5.60%
3 years 1 day - 5 years	5.25%	5.75%
5 years 1 day - 10 years	5.25%	5.75%

Name	Tenure	Interest rate
AXIS Bank	3 months - 10 years	2.50% - 5.75%	Deposit Now
SBI Bank	3 Months - 10 Years	2.90% - 5.40%	More Details
Equitas Bank	3 months - 10 years	3.50% - 6.50%	Deposit Now
Bajaj Finance	1 year - 5 years	5.65% - 6.50%	Deposit Now
HDFC Bank	3 months - 10 years	2.50% - 5.50%	More Details
ICICI Bank	3 months - 10 years	2.50% - 5.50%	More Details
Canara Bank	3 months - 10 years	2.95% - 5.50%	More Details
Bank of Baroda	3 months to 10 years	2.80% - 5.25%	More Details
IDBI Bank	3 months - 20 years	2.70% - 4.80%	More Details
Indian Bank	3 months - 10 years	2.90% - 5.25%	More Details
UCO Bank	3 months - 10 years	2.75% - 5.00%	More Details
Yes Bank	3 months - 10 years	3.25% - 6.50%	More Details
Bank of India	3 months - 10 years	2.85% - 5.15%	More Details
Post Office	1 year - 5 years	5.50% - 6.70%	More Details
Union Bank of India	3 months - 10 years	3.00% - 5.60%	More Details
RBL Bank	3 months -20 years	3.25% - 6.00%	More Details
Indian Overseas Bank	3 months - 10 years	3.40% - 5.20%	More Details
IDFC First Bank	3 months - 10 years	2.75% - 4.20%	More Details
LIC	1 Year - 5 Years	5.25% -6.00%	More Details
Saraswat Bank	3 Months - 10 Years	3.10% - 6.35%	More Details
City Union Bank	3 Months - 10 Years	3.00% - 5.25%	More Details
Co-operative Banks	1 Year -5 Years	6.00% - 6.35%	More Details
Bandhan Bank	3 months - 10 years	3.00% - 5.00%	More Details
DBS Bank	3 months - 10 years	2.50% - 5.50%	More Details
Citibank	3 months - 5 years	1.85% - 3.5%	More Details
ICICI Home Finance	1 year - 10 years	5.70% - 6.65%	More Details
Federal Bank	3 months - 10 years	2.5% - 5.6%	More Details
AU Small Finance Bank	3 months - 10 years	3.5% - 6.25%	More Details
Fincare Small Finance Bank	3 months - 7 years	3.00% - 5.50%	More Details
Jana Small Finance Bank	3 months - 10 years	2.5% - 6%	More Details
Ujjivan Small Finance Bank	3 months - 10 years	3.05% - 5.80%	More Details
Utkarsh Small Finance Bank	3 months - 10 years	3.00% - 6.75%	More Details
Karnataka Bank	3 months - 10 years	3.40% - 5.60%	More Details
Karur Vysya Bank	3 months - 10 years	3.25% - 3.50%	More Details
Jammu and Kashmir Bank	3 months - 10 years	2.90% - 4.00%	More Details
South Indian Bank	3 months - 10 years	3.50% - 5.50%	More Details
Punjab and Sind Bank	3 months - 10 years	3.00% - 5.30%	More Details
Standard Chartered Bank	7 days - 5 years	1.75% - 5.35%	More Details
HSBC Bank	7 days - 5 years	2.25% - 4.00%	More Details
Shriram Transport Finance	1 year - 5 years	7.01% - 7.95%	More Details
Tamilnad Mercantile Bank	3 months - 10 years	3.50% - 5.50%	More Details
IndusInd Bank	3 months - 10 years	2.50% - 5.50%	More Details
Bank of Maharashtra	3 months to 10 years	2.75% -4.90%	More Details
Central Bank of India	3 months - 10 years	2.75% - 5.00%	More Details
Kotak Mahindra Bank	3 months - 10 years	2.50% - 5.25%	More Details
DHFL	1 year - 10 years	8.25% - 8.95%	More Details
DCB Bank	3 months - 10 years	4.35% - 5.95%	More Details

Calculate Punjab National Bank FD Interest

Investment Amount

₹25,000

Time Period

9 Months

1 Year

2 Years

3 Years

Maturity Amount

Punjab National Bank

₹0

@5.1% p.a

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online upto 0%

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No.11, 2nd floor, 80 FT Road
4th Block, S.T Bed, Koramangala
Bengaluru – 560034
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CEO	S. S. Mallikarjuna Rao
Listed on exchange as	Punjab National Bank
ICRA Rating	NA