Edelweiss Financial Services Limited IPO

Rating

The rating of an issuer company reflects its past growth and performance. The rating increases when the company consistently performs well and decreases when it is not performing well.

Categories

Low risk:

AAA, AA+, AA, AA-, A+, A, A-

Moderate risk

BBB+, BBB, BBB-, BB+, BB

High risk

BB-, B+, B, B-, C, D

The rating agency for this Bond is Crisil.

About

Edelweiss Financial Services Limited is a financial services company engaged in investment banking and diversified financial operations. It was incorporated in 1995 as Edelweiss Capital Limited and began operations after receiving a Category II license from the Securities and Exchange Board of India (SEBI), later obtaining a Category I Merchant Banker license. The company was renamed Edelweiss Financial Services Limited in 2011 and is listed on the NSE and BSE. Through its subsidiaries, the company operates across retail and corporate credit, mutual funds, alternative asset management, asset reconstruction, life insurance, and general insurance. It also acts as the investment manager to Edelweiss Multi-Strategy Investment Trust, a Category III Alternative Investment Fund registered with SEBI. The company operates through a network of 263 offices, including 260 domestic and 3 international locations, and had 5,866 employees as of December 31, 2025. Use of Proceeds The proceeds from the current issue of NCDs are proposed to be used for the following purposes: For repayment /prepayment of interest and principal of existing borrowings of the company—at least 75 percent of the net proceeds (as per the prospectus). General corporate purposes—maximum up to 25 percent of the net proceeds.;

Pros and Cons

Pros

Cons

The company operates across multiple financial services businesses, including retail and corporate credit, mutual funds, alternative asset management, asset reconstruction, and life and general insurance. Having exposure to different asset classes and customer segments reduces reliance on a single line of business.

As of December 31, 2025, the company operated through 263 offices, including 260 domestic and 3 international offices. This network supports its retail-focused businesses, such as credit, asset management, and insurance.

The company claims that its key NBFC and housing finance subsidiaries maintain CRAR levels higher than the minimum 15% prescribed by the RBI. For example, Edelweiss Asset Reconstruction Company reported CRAR levels significantly above regulatory thresholds in the past three fiscal years.

The company claims to raise funds through redeemable non-convertible debentures, commercial papers, and bank credit facilities. It has accessed funding from nationalised banks, private banks, mutual funds, and other NBFCs, indicating multiple borrowing channels.

The company claims to use digital platforms for loan origination and credit underwriting in its retail credit segment. It also reports using a digital control centre for monitoring infrastructure investments and cloud-native platforms in its general insurance operations.

Edelweiss Financial Services Limited

Bonds IPO details

Calculate your payout

About

Pros and Cons

Other details