Yield to Maturity (YTM)YTM defines the annual return a bond offers if held to maturity. It assumes all payouts received get reinvested at the same rate until maturity.
YTM is XIRR of bonds.
Principal is returned in bullet instalments
The Principal is returned in bullet instalments for this Bond, so you receive a portion of your invested amount back regularly.
As principal is returned, interest is earned on the outstanding principal.
Bond details
Minimum investment₹9,955.29
Date of maturity16 Jun 2029
ISININE583D07638
Bond typeSenior Secured
Rating
A+
What does rating mean?
Rating
The rating of an issuer company reflects its past growth and performance. The rating increases when the company consistently performs well and decreases when it is not performing well.
Categories
Low risk:
AAA, AA+, AA, AA-, A+, A, A-
Moderate risk
BBB+, BBB, BBB-, BB+, BB
High risk
BB-, B+, B, B-, C, D
The rating agency for this Bond is IND-RA.
Calculate your returns
You invest₹00 unit
You get₹0
Interest +₹0
Payout
Maturing on 16 Jun '29 • Monthly payout
About
UGRO Capital Limited (UGRO) is an Indian financial services entity headquartered at Equinox Business Park in Kurla (West), Mumbai, with Shilpa Bhatter serving as its Chief Financial Officer. The company actively raises capital and debt funding across a wide variety of financial instruments, including long-term bank facilities, subordinated debt, and non-convertible debentures (NCDs) via both private placements and public issuances. As of October 2025, UGRO Capital's long-term debt facilities are rated IND A+ by India Ratings and Research and are placed on 'Rating Watch with Positive Implications'.;
Pros and Cons
Pros
Cons
he company maintains a strong IND A+ credit rating across its bank loan facilities, non-convertible debentures, and subordinated debt instruments.
All of the company's rated debt facilities are currently maintained on 'Rating Watch with Positive Implications', indicating potential credit profile improvements or rating upgrades.
The entity possesses a highly diversified lender base that includes leading public sector banks, private commercial banks, small finance banks, and government financial institutions such as State Bank of India, Canara Bank, SIDBI, MUDRA, and EXIM Bank.
The company has demonstrated strong capital market access by successfully issuing both private and public non-convertible debentures along with subordinated debt.
The business maintains substantial unutilized borrowing limits across bank loans, NCDs, and subordinated debt to support future growth and liquidity needs.
Other details
Clean price₹9,966.24
Dirty price₹9,955.29
Current yield10.60%
Security cover--
Issue size150.00Cr
Original bond tenure41 months
TrusteeVardhaman Trusteeship Private Limited
Mode of issueNCD
Listed onNSE
Listing date17 Dec 2025
Coupon rate9.99%
Other details
Clean priceThe bond's original price without earned interest on it.
Dirty priceThe total price you pay - bond price plus accrued interest.
Security coverThe value of assets pledged by the issuer as backup, shown as a multiple of the outstanding loan amount.
Issue sizeThe total amount of money the company is raising through this bond issue.
Original bond tenureThe total duration of the bond from issue date to maturity date.
TrusteeAn independent entity appointed to protect bondholders' interests and monitor the issuer.
Mode of issueHow the bond is offered to investors (e.g., public issue open to all investors).
Listed onStock exchanges where the bond can be bought and sold after issuance.
Listing dateThe date from which the bond became available for trading on the stock exchange.
Maturity dateThe date when the company repays the bond's principal amount.
Coupon rateThe fixed annual interest rate paid to investors on the bond's face value.
Current yieldThe annual interest you earn divided by the bond's current market price.