Yield to Maturity (YTM)YTM defines the annual return a bond offers if held to maturity. It assumes all payouts received get reinvested at the same rate until maturity.
YTM is XIRR of bonds.
Principal is returned in bullet instalments
The Principal is returned in bullet instalments for this Bond, so you receive a portion of your invested amount back regularly.
As principal is returned, interest is earned on the outstanding principal.
Bond details
Minimum investment₹997.71
Date of maturity30 Apr 2029
ISININE180C07304
Bond typeSenior
Rating
AA+
What does rating mean?
Rating
The rating of an issuer company reflects its past growth and performance. The rating increases when the company consistently performs well and decreases when it is not performing well.
Categories
Low risk:
AAA, AA+, AA, AA-, A+, A, A-
Moderate risk
BBB+, BBB, BBB-, BB+, BB
High risk
BB-, B+, B, B-, C, D
The rating agency for this Bond is Infomerics Valuation and Rating Pvt. Ltd.
Calculate your returns
You invest₹00 unit
You get₹0
Interest +₹0
Payout
Maturing on 30 Apr '29 • Monthly payout
About
Capri Global Capital Limited (CGCL) is the flagship entity of Capri Group, incorporated in 1994 and headquartered in Mumbai, with Mr. Rajesh Sharma serving as its Managing Director. CGCL is a non-deposit taking systemically important non-banking financial company (NBFC-ICC) listed on both the BSE and NSE, with the promoter group holding a 59.90% equity stake as of March 2026. The company operates alongside its key subsidiaries, including Capri Global Housing Finance Limited (CGHFL), Capri Loans Car Platform Private Limited, Capri Global Capital Markets Private Limited, Capri Global Securities Private Limited, and Capri Global Insurance Brokers Private Limited. CGCL specializes in extending secured loans to MSMEs, housing finance, construction finance, gold loans, and indirect lending to smaller NBFCs/MFIs, reaching a consolidated Assets Under Management (AUM) of Rs. 36,623.30 crore as of FY26.;
Pros and Cons
Pros
Cons
Acuité Ratings upgraded CGCL's long-term credit rating to ACUITE AA+/Stable across its bank loan facilities and non-convertible debentures, reflecting a significantly strengthened credit profile.
The company demonstrated robust operational scale and earnings growth, with consolidated AUM expanding from Rs. 22,860.20 crore in FY25 to Rs. 36,623.30 crore in FY26, alongside a net profit (PAT) surge from Rs. 478.53 crore to Rs. 949.15 crore.
Capitalization remains strong, supported by a QIP equity raise of Rs. 2,000 crore during Q1FY26, bringing consolidated net worth to Rs. 7,203.48 crore, standalone CRAR to 25.85%, and leverage to a comfortable 3.39 times as of March 31, 2026.
The loan portfolio has strategically shifted towards lower-risk, secured retail assets, with gold loans and housing finance scaling up to constitute 46% and 20% of total AUM respectively in FY26.
Asset quality metrics showed continuous improvement on a consolidated basis, with Net Non-Performing Assets (NNPA) declining from 0.90% as of March 31, 2025, to 0.54% as of March 31, 2026.
Other details
Clean price₹998.92
Dirty price₹997.71
Current yield9.20%
Security cover--
Issue size136.50Cr
Original bond tenure36 months
TrusteeIDBI Trusteeship Services Limited...
Mode of issueNCD
Listed onNSE
Listing date30 Apr 2026
Coupon rate8.80%
Other details
Clean priceThe bond's original price without earned interest on it.
Dirty priceThe total price you pay - bond price plus accrued interest.
Security coverThe value of assets pledged by the issuer as backup, shown as a multiple of the outstanding loan amount.
Issue sizeThe total amount of money the company is raising through this bond issue.
Original bond tenureThe total duration of the bond from issue date to maturity date.
TrusteeAn independent entity appointed to protect bondholders' interests and monitor the issuer.
Mode of issueHow the bond is offered to investors (e.g., public issue open to all investors).
Listed onStock exchanges where the bond can be bought and sold after issuance.
Listing dateThe date from which the bond became available for trading on the stock exchange.
Maturity dateThe date when the company repays the bond's principal amount.
Coupon rateThe fixed annual interest rate paid to investors on the bond's face value.
Current yieldThe annual interest you earn divided by the bond's current market price.
