Rating reflects its creditworthiness and past performance. It may change based on the company’s financial health and ability to repay.
Categories
Lowest risk
AAA
Low risk
AA+, AA, AA-
Moderate risk
A+, A, A-
High risk
BBB+, BBB, BBB-
Highest risk
BB+, BB, BB-, B, B-, C, D
YTM
14.00%
Price/unit₹9,501.08
Tenure19 months
Interest payoutMonthly
Principal payoutMonthly
Yield to Maturity (YTM)YTM defines the annual return a bond offers if held to maturity. It assumes all payouts received get reinvested at the same rate until maturity.
YTM is XIRR of bonds.
Principal is returned in monthly instalments
The Principal is returned in monthly instalments for this Bond, so you receive a portion of your invested amount back regularly.
As principal is returned, interest is earned on the outstanding principal.
Calculate your returns
You invest₹00 qty
You get₹0
Interest +₹0
+ ₹25K
+ ₹50K
+ ₹1L
+ ₹2L
Payout Schedule
Maturing on 28 Jun '28 • Monthly payout
Upcoming payouts
No upcoming payouts
About
Akara Capital Advisors Private Limited (ACAPL) is a Delhi-based non-banking financial company incorporated in 2016. The company operates as a wholly-owned subsidiary of Morus Technologies Pte Limited (MTPL), a Singapore-based holding company. ACAPL specializes in providing unsecured personal loans ranging from Rs. 0.01 lakhs to Rs. 5 lakhs to salaried and self-employed individuals. The company originates and disburses loans through the 'Stashfin' digital platform, which is developed and operated by its group company, EQX Analytics Private Limited (EAPL). As of March 2026, ACAPL managed an Assets Under Management (AUM) portfolio of Rs. 2,799.22 crore.;
Pros and Cons
Pros
Cons
Acuité Ratings assigned a long-term rating of ACUITE BBB+/Stable to the company's proposed Rs. 500.00 crore Non-Convertible Debentures and reaffirmed the rating on its Rs. 300.00 crore proposed bank facilities.
The business is supported by highly experienced management, with Executive Directors Mr. Tushar Aggarwal and Mrs. Shruti Aggarwal bringing over 20 years of expertise in investment banking and financial services.
The company maintains a healthy capital position with a standalone net worth of Rs. 824.89 crore and an adequate Capital Adequacy Ratio (CAR) of 21.60% as of March 31, 2026.
Parent entity MTPL has demonstrated strong capital-raising ability, securing approximately USD 99 million since inception from reputed global investors, including Tencent Cloud Europe B.V. and Uncorrelated Ventures.
The liquidity profile is adequate, featuring cash and unencumbered fixed deposits of Rs. 205.93 crore alongside projected collection inflows that comfortably cover near-term debt obligations.
