Utkarsh Small Finance Bank

Commencing its journey in 2017, Utkarsh Small Finance Bank Limited has emerged as one of India's leading small finance banks, with a primary focus on financial inclusion. Its vision is to become the most trusted, digitized bank that is financially and socially inclusive, creating value across social strata through insightful and viable solutions. A core belief of the bank is promoting financial inclusivity, which it sees as a powerful force providing access to essential financial services for underserved communities. The bank primarily provides micro-banking loans to drive financial inclusion but is also building other retail loan products like MSME, Housing, and Commercial Vehicle loans. By leveraging digital technology, the bank aims to reach a wider audience, reduce costs, enable on-the-go transactions, and provide more efficient services for its customers. The bank has an extensive physical network of 888 banking outlets spread across 26 states and union territories, with lending activities focused on rural and semi-urban locations.;