Fund Details
Tata Retirement Savings Fund Moderate Plan Regular Growth
| Risk | Moderately High |
|---|---|
| Min SIP Amount | ₹500 |
| Expense Ratio | 2.20% |
| NAV | ₹37.26 (19 Jan 2021) |
|---|---|
| Fund Started | 01 Nov 2011 |
| Fund Size | ₹1,315 Cr |
Returns
Comparison
1. Risk is lower compared to the benchmark
2. 1Y Returns are higher than the category average returns
3. 3Y Returns are higher than the category average returns
4. 5Y Returns are higher than the category average returns
1. Risk-adjusted returns are lower compared to the category
2. Higher expense ratio
3. 1Y Returns are lower than the benchmark
4. 3Y Returns are lower than the benchmark
5. 5Y Returns are lower than the benchmark
6. Risk-adjusted returns are lower compared to the category
7. Higher expense ratio - 2.2%
Top Holdings
| Name | Sector | Instrument | % Assets |
|---|---|---|---|
| HDFC Bank Ltd. | Financial | Equity | 7.4% |
| ICICI Bank Ltd. | Financial | Equity | 6.6% |
| Reliance Industries Ltd. | Energy | Equity | 6.3% |
| Infosys Ltd. | Technology | Equity | 3.9% |
| GOI | Sovereign | GOI Sec | 3.5% |
| Dr. Reddy's Laboratories Ltd. | Healthcare | Equity | 3.3% |
| HCL Technologies Ltd. | Technology | Equity | 2.8% |
| Hindustan Unilever Ltd. | FMCG | Equity | 2.5% |
| Dixon Technologies (India) Ltd. | Engineering | Equity | 2.1% |
| ITC Ltd. | FMCG | Equity | 2.0% |
Fund Managers
Tata Retirement Savings Fund Moderate Plan Regular Growth Details
Tata Retirement Savings Fund Moderate Plan Regular Growth is a Solution Oriented Mutual Fund Scheme launched by Tata Mutual Fund. This scheme was made available to investors on 01 Nov 2011. Murthy Nagarajan, Sonam Udasi is the Current Fund Manager of Tata Retirement Savings Fund Moderate Plan Regular Growth fund.The fund currently has an Asset Under Management(AUM) of ₹1,315 Cr and the Latest NAV as of 19 Jan 2021 is ₹37.26.
The Tata Retirement Savings Fund Moderate Plan Regular Growth is rated Moderately High risk. Minimum SIP Investment is set to 500. Minimum Lumpsum Investment is 5000. Exit load of 1% if redeemed before 61 months.
Investment Objective
The fund seeks to provide a financial planning tool for long term financial security for investors based on their retirement planning goals.
Tax Implications
Lock-in for 5 years or retirement, whichever is earlier. If average equity holding is >65%, 10% (After 1 year as per LTCG). If average equity holding is <65%, 20% with indexation benefit (post 3 years).
