Name: Tata Retirement Savings Fund Moderate Plan Regular Growth
Brand: Tata Mutual Fund
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Tata Retirement Savings Fund Moderate Plan Regular Growth
Solution Oriented
Retirement
Very High Risk
33.28%
1Y return
+0.18% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 05 Aug 2021₹41.34
Min. SIP Amount₹500
Rating3star
Fund Size₹1,462.47 Cr
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹0 (0.00%)
Understand termsAnnualised returnsAverage of the yearly returns of a mutual fund over a given period.
Absolute returnsThe total return of a mutual fund over a given period.
Returns and rankingsCategory: Solution Oriented Retirement
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns33.3%10.2%12.9%15.6%
Category average42.2%12.7%12.2%NA
Rank with in category393115NA
Understand termsinfo
Holdings (57)NameSectorInstrumentAssets
ICICI Bank Ltd.FinancialEquity6.5%
Reliance Industries Ltd.EnergyEquity6.1%
HDFC Bank Ltd.FinancialEquity5.9%
Tata Consultancy Services Ltd.TechnologyEquity3.8%
Infosys Ltd.TechnologyEquity3.7%
GOI
SovereignGOI Sec2.9%
Kotak Mahindra Bank Ltd.FinancialEquity2.7%
ITC Ltd.FMCGEquity2.6%
Axis Bank Ltd.FinancialEquity2.5%
SBI Cards & Payments Services Ltd.
FinancialEquity2.4%
See All
Pros and consCategory: Solution Oriented Retirement
Pros5Y Returns are higher than the category average returns
ConsHigher expense ratio - 2.15%
1Y Returns are lower than the category average returns
3Y Returns are lower than the category average returns
Understand termsExpense ratioA fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
TaxA percentage of your capital gains payable to the government upon exiting your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit loadA fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp dutyA form of tax payable for the purchase or sale of an asset or security. 
Expense ratio, exit load and taxExpense ratio: 2.15%Inclusive of GST
Exit loadExit load of 1% if redeemed before 61 months.
Stamp duty0.005% (from July 1st, 2020)
Tax implicationLock-in for 5 years or retirement, whichever is earlier. If average equity holding is >65%, 10% (After 1 year as per LTCG). If average equity holding is <65%, 20% with indexation benefit (post 3 years).
Understand termsinfo
Minimum investment amountsMin. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹500
Fund managementMurthy Nagarajan
Apr 2017 - Present
View Details
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Education
Mr. Nagarajan is a M.Com, ICWA and PGPMS.
Experience
Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..
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Sonam Udasi
Apr 2016 - Present
View Details
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Education
Mr. Udasi is a B.Com and also holds PGDM(Finance).
Experience
Prior to joining Tata AMC he was associated with ASK Raymond James (Jun 2005-Jan 2006) as Lead Analyst (Reporting to Head Research), JM Financial AMC (Feb 2006-June 2007) as Senior Analyst (Reporting to CIO), Prime Securities (Aug 2007-Oct 2008) as Head Research (Reporting to President), BRICS Securities (Nov 2008-Apr 2010) as Consumer Vertical (Reporting to Head Equities) and IDBI Capital Market Services Ltd (Jun 2010-March 2014) as Head Research (Reporting to Executive VP).
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Ennette Fernandes
Jun 2018 - Present
View Details
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Education
Ms. Fernandes is B.com & PGDBM
Experience
Prior to joining TATA Mutual Fund she has worked with Phillip Capital India Pvt. Limited as Junior Research Analyst on FMCG sector.
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Fund house & investment objective
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Tata Mutual Fund
Rank (total assets)#14 in India
Total AUM61,612.23 Cr
Date of Incorporation30 Jun 1995
Tata Retirement Savings Fund Moderate Plan Regular Growth is a Solution Oriented Mutual Fund Scheme launched by Tata Mutual Fund. This scheme was made
Tata Retirement Savings Fund Moderate Plan Regular Growth is a Solution Oriented Mutual Fund Scheme launched by Tata Mutual Fund. This scheme was made available to investors on 30 Jun 1995. Murthy Nagarajan, Sonam Udasi is the Current Fund Manager of Tata Retirement Savings Fund Moderate Plan Regular Growth fund. The fund currently has an Asset Under Management(AUM) of ₹61,612 Cr and the Latest NAV as of 05 Aug 2021 is ₹41.34.
The Tata Retirement Savings Fund Moderate Plan Regular Growth is rated Very High risk. Minimum SIP Investment is set to 500. Minimum Lumpsum Investment is 5000. Exit load of 1% if redeemed before 61 months....Read more
Investment Objective
The fund seeks to provide a financial planning tool for long term financial security for investors based on their retirement planning goals.
The fund seeks to provide a financial planning tool for long term financial security for investors based on their retirement planning goals.
Fund benchmarkCRISIL Hybrid 25+75 Aggressive Index
descriptionScheme Information Document(SID)
Fund house contact details
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Address
Mafatlal Centre, 9th Floor, Nariman Point Mumbai 400021
Phone
022 6657 8282
Launch Date
30 Jun 1995
E-mail
[email protected]
Website
NA
Tata Mutual Fund
Asset Management Company
Custodian
Standard Chartered Bank
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
Email
[email protected]
Website
www.camsonline.com
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Tata Retirement Savings Fund Moderate Plan Regular Growth
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	1Y	3Y	5Y	All
Fund returns	33.3%	10.2%	12.9%	15.6%
Category average	42.2%	12.7%	12.2%	NA
Rank with in category	39	31	15	NA
Name	Sector	Instrument	Assets
ICICI Bank Ltd.	Financial	Equity	6.5%
Reliance Industries Ltd.	Energy	Equity	6.1%
HDFC Bank Ltd.	Financial	Equity	5.9%
Tata Consultancy Services Ltd.	Technology	Equity	3.8%
Infosys Ltd.	Technology	Equity	3.7%
GOI	Sovereign	GOI Sec	2.9%
Kotak Mahindra Bank Ltd.	Financial	Equity	2.7%
ITC Ltd.	FMCG	Equity	2.6%
Axis Bank Ltd.	Financial	Equity	2.5%
SBI Cards & Payments Services Ltd.	Financial	Equity	2.4%
Min. for 1st investment	₹5,000
Min. for 2nd investment onwards	₹1,000
Rating	3
Fund Size	₹1,462.47 Cr
Rank (total assets)	#14 in India
Total AUM	61,612.23 Cr