How to Invest in Navi Liquid Fund Direct Growth?

You can easily invest in Navi Liquid Fund Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for Navi Liquid Fund Direct Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in Navi Liquid Fund Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does Navi Liquid Fund Direct Growth provide?

The Navi Liquid Fund Direct Growth has been there from 01 Jan 2013 and the average annual returns provided by this fund is 6.04% since its inception.

How much expense ratio is charged by Navi Liquid Fund Direct Growth?

The term Expense Ratio used for Navi Liquid Fund Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of Navi Liquid Fund Direct Growth is 0.15% as of 20 Jan 2026...

What is the AUM of Navi Liquid Fund Direct Growth?

The AUM, short for Assets Under Management of Navi Liquid Fund Direct Growth is ₹69.29Cr as of 20 Jan 2026.

How to Redeem Navi Liquid Fund Direct Growth?

If you want to sell your Navi Liquid Fund Direct Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of Navi Liquid Fund Direct Growth?

You can select either SIP or Lumpsum investment of Navi Liquid Fund Direct Growth based on your investment objective and risk tolerance.

What is the NAV of Navi Liquid Fund Direct Growth?

The NAV of Navi Liquid Fund Direct Growth is ₹29.53 as of 20 Jan 2026.

What is the PE and PB ratio of Navi Liquid Fund Direct Growth?

The PE ratio ratio of Navi Liquid Fund Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

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Navi Liquid Fund Direct Growth

Name: Navi Liquid Fund Direct Growth
Brand: Navi Mutual Fund

Debt

Liquid

Moderate Risk

+6.63%

3Y annualised

+0.01% 1D

All

NAV: 20 Jan '26

₹29.53

Min. SIP amount

₹100

Fund size

₹69.29 Cr

Expense ratio

0.15%

Return calculator

Monthly SIP

One time

Monthly investment

₹5,000

Over the past	Total investment	Would've become	Returns
1 year	₹60,000	₹61,567	+2.61%
3 years	₹1,80,000	₹1,97,405	+9.67%
5 years	₹3,00,000	₹3,49,779	+16.59%
10 years	₹6,00,000	₹8,05,035	+34.17%

Holdings (14)

Name	Sector	Instruments	Assets
Reserve Bank of India	Financial	T-Bills	14.43%
Small Industries Devp. Bank of India Ltd.	Financial	Debenture	7.23%
Kotak Mahindra Bank Ltd.	Financial	CD	7.20%
Reserve Bank of India	Financial	T-Bills	7.20%
HDFC Bank Ltd.	Financial	CD	7.18%
National Bank For Agriculture & Rural Development	Financial	CD	7.18%
LIC Housing Finance Ltd.	Financial	CP	7.16%
Time Technoplast Ltd.	Chemicals	CP	7.16%
Bajaj Financial Securities Ltd.	Financial	CP	7.16%
Tata Projects Ltd.	Construction	Debenture	6.51%
GOI	Sovereign	GOI Sec	4.94%
ICICI Securities Ltd.	Financial	CP	4.29%
HDFC Securities Ltd.	Financial	CP	3.57%
Tamilnadu State	Others	SDL	0.95%

See All

Minimum investments

Min. for 1st investment

₹100

Min. for 2nd investment

₹100

Min. for SIP

₹100

Returns and rankings

Annualised returns

Absolute returns

Name	3Y	5Y	10Y	All
Fund returns	+6.6%	+5.7%	+6.1%	+6.8%
Category average (Debt Liquid)	+6.8%	+5.7%	+6.0%	--
Rank (Debt Liquid)	35	28	26	--

Exit load, stamp duty and tax

Exit load

Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.

Check past data

Compare similar funds

	Name	1Y	3Y	Fund Size(Cr)
	Edelweiss Liquid Direct Growth	+6.52%	+7.06%	10,414.02
	PGIM India Liquid Fund Direct Plan Growth	+6.52%	+7.05%	504.53
	Franklin India Liquid Fund Super Institutional Plan Direct Growth	+6.56%	+7.03%	2,640.35
	Nippon India Liquid Fund Direct Growth	+6.52%	+7.03%	27,591.03
	Mirae Asset Liquid Fund Direct Growth	+6.48%	+7.03%	15,756.80
Compare

Fund management

TS
Tanmay Sethi
Feb 2024 - Present
View details

Education

Mr. Sethi has done B.Com and CA

Experience

Prior to joining Navi Mutual Fund, he has worked with HDFC Mutual Fund

Also manages these schemes

Navi Aggressive Hybrid Fund Direct Growth

Navi Liquid Fund Direct Growth

About Navi Liquid Fund Direct Growth

Navi Liquid Fund Direct Growth is a Debt Mutual Fund Scheme launched by Navi Mutual Fund. This scheme was made available to investors on 04 Dec 2009. Tanmay Sethi is the Current Fund Manager of Navi Liquid Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹9,134 Cr and the Latest NAV as of 20 Jan 2026 is ₹29.53. The Navi Liquid Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days. ;

Investment Objective

The Scheme seeks to generate a reasonable return commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and debt securities.

Fund benchmarkCRISIL Liquid Debt A-I Index

Scheme Information Document(SID)