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Franklin India Retirement Fund Direct Growth
+8.81%
3Y annualised
+0.23% 1D
NAV: 15 Jul '26
₹241.61
Min. for SIP
Not Supported
Fund size (AUM)
₹495.78 Cr
Expense ratio
1.51%
Rating
--
Holdings (55)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 9.66% |
| Cash/Net Current Assets | Unspecified | Cash/Net Current Assets | 8.45% |
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 7.11% |
| JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC | Consumer Staples | Debenture | 5.98% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IX 7.68 BD 10AG27 FVRS1LAC | Financial | Debenture | 5.17% |
| BAJAJ HOUSING FINANCE LIMITED 7.90 NCD 28AP28 FVRS10LAC | Financial | Debenture | 5.14% |
| POONAWALLA FINCORP LIMITED SR A2 7.70 NCD 21AP28 FVRS1LAC | Financial | Non Convertible Debenture | 5.10% |
| NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT SR NABFID2026-1 TR I 7.03 BD 08AP30 FVRS1LAC | Financial | Bonds | 5.09% |
| 7.90% LIC Housing Finance Ltd NCD 23-06-2027 | Financial | Bonds | 5.07% |
| JUBILANT BEVERAGES LIMITED NCD 31MY28 FVRS1LAC | Consumer Staples | Debenture | 3.99% |
| HDFC Bank Ltd | Financial | Equity | 2.90% |
| ICICI Bank Ltd | Financial | Equity | 2.27% |
| STATE DEVELOPMENT LOAN 37162 MH 04MR47 7.66 FV RS 100 | Unspecified | State Development Loan | 2.18% |
| BHARTI TELECOM LIMITED SR XX 8.75 NCD 05NV28 FVRS1LAC | Technology | Debenture | 2.17% |
| State Bank of India | Financial | Equity | 2.07% |
| Axis Bank Ltd | Financial | Equity | 1.82% |
| REC LIMITED SR 239 BD 03NV34 FVRS1LAC | Financial | Bonds | 1.72% |
| Larsen & Toubro Ltd | Industrials | Equity | 1.71% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 1.57% |
| Bharti Airtel Ltd | Technology | Equity | 1.31% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 1.18% |
| Infosys Ltd | Technology | Equity | 1.14% |
| Zomato Ltd | Technology | Equity | 1.07% |
| KOTAK MAHINDRA INVESTMENTS LIMITED 8.3774 NCD 21JU27 FVRS1LAC | Financial | Debenture | 1.02% |
| Kirloskar Oil Engines Ltd | Industrials | Equity | 1.00% |
| Ultratech Cement Ltd | Materials | Equity | 0.93% |
| HCL Technologies Ltd | Technology | Equity | 0.89% |
| Cipla Ltd | Healthcare | Equity | 0.80% |
| NTPC Ltd | Energy & Utilities | Equity | 0.76% |
| Marico Ltd | Consumer Staples | Equity | 0.71% |
| Britannia Industries Ltd | Consumer Staples | Equity | 0.70% |
| Phoenix Mills Ltd | Real Estate | Equity | 0.67% |
| Tata Steel Ltd | Materials | Equity | 0.64% |
| Franklin India Long Duration Fund Direct - Growth | Unspecified | Mutual Fund | 0.62% |
| Metropolis Healthcare Ltd | Healthcare | Equity | 0.59% |
| Bharat Electronics Ltd | Industrials | Equity | 0.58% |
| CESC Ltd | Energy & Utilities | Equity | 0.54% |
| Interglobe Aviation Ltd | Industrials | Equity | 0.54% |
| ICICI Lombard General Insurance Company Ltd | Financial | Equity | 0.49% |
| Eris Lifesciences Ltd | Healthcare | Equity | 0.45% |
| Hindustan Aeronautics Ltd | Industrials | Equity | 0.44% |
| Cholamandalam Investment & Finance Company Ltd | Financial | Equity | 0.43% |
| Maruti Suzuki India Ltd | Consumer Discretionary | Equity | 0.43% |
| Amber Enterprises India Ltd | Consumer Discretionary | Equity | 0.41% |
| Motherson Sumi Wiring India Ltd | Industrials | Equity | 0.39% |
| Lenskart Solutions Ltd. | Consumer Discretionary | Equity | 0.35% |
| HDFC Life Insurance Co Ltd | Financial | Equity | 0.35% |
| Ashok Leyland Ltd | Industrials | Equity | 0.32% |
| PNB Housing Finance Ltd | Financial | Equity | 0.31% |
| Lemon Tree Hotels Ltd | Consumer Discretionary | Equity | 0.28% |
| Dixon Technologies (India) Ltd | Consumer Discretionary | Equity | 0.14% |
| ZF Commercial Vehicle Control Systems India Ltd | Consumer Discretionary | Equity | 0.12% |
| Angel One Ltd | Financial | Equity | 0.10% |
| Amara Raja Batteries Ltd | Consumer Discretionary | Equity | 0.10% |
| Canara HSBC Life Insurance Company Ltd. | Financial | Equity | 0.06% |
See All
Minimum investments
Min. for 1st investment
Not Supported
Min. for 2nd investment
Not Supported
Min. for SIP
Not Supported
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +8.8% | +7.9% | +8.2% | +9.8% |
| Category average (Hybrid Balanced Hybrid) | +10.6% | +10.0% | +8.8% | -- |
| Rank (Hybrid Balanced Hybrid) | 2 | 2 | 2 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 3% if redeemed before the age of 58 yrs.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within two years, returns are taxed as per your Income Tax slab. If you redeem after two years, returns are taxed at 12.5%.
Check past data
Fund management
ATAnuj TagraApr 2024 - PresentView details
AT
Anuj Tagra
Apr 2024 - Present
View details
PRPallab RoyMar 2024 - PresentView details
PR
Pallab Roy
Mar 2024 - Present
View details
AAAjay ArgalOct 2024 - PresentView details
AA
Ajay Argal
Oct 2024 - Present
View details
RKRajasa KakulavarapuSep 2021 - PresentView details
RK
Rajasa Kakulavarapu
Sep 2021 - Present
View details
About Franklin India Retirement Fund Direct Growth
Franklin India Retirement Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by Franklin Templeton Mutual Fund. This scheme was made available to investors on 19 Feb 1996. Anuj Tagra is the Current Fund Manager of Franklin India Retirement Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,27,689 Cr and the Latest NAV as of 15 Jul 2026 is ₹241.61.
The Franklin India Retirement Fund Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹500. Exit load of 3% if redeemed before the age of 58 yrs.
;
Investment Objective
The scheme seeks to generate steady returns along with tax savings through a portfolio of upto 40% in equities with the balance invested in fixed income instruments. This is to ensure relative stability and deliver superior returns.
Fund benchmarkCRISIL Short Term Debt Hybrid 60+40 Index
Fund house
Rank (total assets)#11 in India
Total AUM₹1,27,689.42 Cr
Date of Incorporation19 Feb 1996
Launch Date19 Feb 1996
AddressUnit No.202/203/204, 2nd Floor Dalamal Tower, Plot No. 211Free Press Journal Marg, Nariman Point Mumbai 400013
CustodianHongkong & Shanghai Banking Corporation
Registrar & Transfer AgentCams
Email[email protected]
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,