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Franklin India Retirement Fund Direct Growth
+8.88%
3Y annualised
+0.08% 1D
NAV: 04 Jun '26
₹236.01
Min. for SIP
Not Supported
Fund size (AUM)
₹496.83 Cr
Expense ratio
2.02%
Rating
--
Holdings (58)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 9.44% |
| Cash/Net Current Assets | Unspecified | Cash/Net Current Assets | 7.47% |
| JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC | Consumer Staples | Debenture | 5.85% |
| 7.90% LIC Housing Finance Ltd NCD 23-06-2027 | Financial | Bonds | 5.39% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IX 7.68 BD 10AG27 FVRS1LAC | Financial | Debenture | 5.08% |
| BAJAJ HOUSING FINANCE LIMITED 7.90 NCD 28AP28 FVRS10LAC | Financial | Debenture | 5.05% |
| POONAWALLA FINCORP LIMITED SR A2 7.70 NCD 21AP28 FVRS1LAC | Financial | Non Convertible Debenture | 5.01% |
| NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT SR NABFID2026-1 TR I 7.03 BD 08AP30 FVRS1LAC | Financial | Bonds | 4.93% |
| Union Bank of India (16/03/2027) ** # | Financial | Commercial Paper | 4.74% |
| JUBILANT BEVERAGES LIMITED NCD 31MY28 FVRS1LAC | Consumer Staples | Debenture | 3.89% |
| HDFC Bank Ltd | Financial | Equity | 2.80% |
| REC LIMITED SR 239 BD 03NV34 FVRS1LAC | Financial | Bonds | 2.15% |
| BHARTI TELECOM LIMITED SR XX 8.75 NCD 05NV28 FVRS1LAC | Technology | Debenture | 2.13% |
| STATE DEVELOPMENT LOAN 37162 MH 04MR47 7.66 FV RS 100 | Unspecified | State Development Loan | 2.10% |
| ICICI Bank Ltd | Financial | Equity | 2.09% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 2.02% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 2.01% |
| State Bank of India | Financial | Equity | 1.72% |
| Axis Bank Ltd | Financial | Equity | 1.71% |
| Bharti Airtel Ltd | Technology | Equity | 1.71% |
| Larsen & Toubro Ltd | Industrials | Equity | 1.66% |
| Infosys Ltd | Technology | Equity | 1.35% |
| NTPC Ltd | Energy & Utilities | Equity | 1.12% |
| KOTAK MAHINDRA INVESTMENTS LIMITED 8.3774 NCD 21JU27 FVRS1LAC | Financial | Debenture | 1.09% |
| Zomato Ltd | Technology | Equity | 0.99% |
| HCL Technologies Ltd | Technology | Equity | 0.99% |
| Ultratech Cement Ltd | Materials | Equity | 0.96% |
| Apollo Hospitals Enterprise Ltd | Healthcare | Equity | 0.92% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 0.87% |
| Kirloskar Oil Engines Ltd | Industrials | Equity | 0.79% |
| Britannia Industries Ltd | Consumer Staples | Equity | 0.77% |
| CESC Ltd | Energy & Utilities | Equity | 0.75% |
| Tata Steel Ltd | Materials | Equity | 0.72% |
| PB Fintech Ltd | Financial | Equity | 0.70% |
| Marico Ltd | Consumer Staples | Equity | 0.66% |
| Bharat Electronics Ltd | Industrials | Equity | 0.61% |
| Phoenix Mills Ltd | Real Estate | Equity | 0.60% |
| Amber Enterprises India Ltd | Consumer Discretionary | Equity | 0.57% |
| Metropolis Healthcare Ltd | Healthcare | Equity | 0.52% |
| ICICI Lombard General Insurance Company Ltd | Financial | Equity | 0.50% |
| Hindustan Aeronautics Ltd | Industrials | Equity | 0.44% |
| Interglobe Aviation Ltd | Industrials | Equity | 0.43% |
| Eris Lifesciences Ltd | Healthcare | Equity | 0.41% |
| Maruti Suzuki India Ltd | Consumer Discretionary | Equity | 0.40% |
| Franklin India Long Duration Fund Direct - Growth | Unspecified | Mutual Fund | 0.40% |
| Hindustan Unilever Ltd | Consumer Staples | Equity | 0.39% |
| Cholamandalam Investment & Finance Company Ltd | Financial | Equity | 0.38% |
| TATA CAPITAL LIMITED EQ | Financial | Equity | 0.38% |
| HDFC Life Insurance Co Ltd | Financial | Equity | 0.35% |
| Ashok Leyland Ltd | Industrials | Equity | 0.33% |
| PNB Housing Finance Ltd | Financial | Equity | 0.32% |
| Amara Raja Batteries Ltd | Consumer Discretionary | Equity | 0.31% |
| Lemon Tree Hotels Ltd | Consumer Discretionary | Equity | 0.28% |
| Canara HSBC Life Insurance Company Ltd. | Financial | Equity | 0.27% |
| V-Mart Retail Ltd | Consumer Discretionary | Equity | 0.19% |
| ZF Commercial Vehicle Control Systems India Ltd | Consumer Discretionary | Equity | 0.12% |
| Motherson Sumi Wiring India Ltd | Industrials | Equity | 0.09% |
| Angel One Ltd | Financial | Equity | 0.09% |
See All
Minimum investments
Min. for 1st investment
Not Supported
Min. for 2nd investment
Not Supported
Min. for SIP
Not Supported
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +8.9% | +7.6% | +8.3% | +9.7% |
| Category average (Hybrid Balanced Hybrid) | +10.6% | +10.0% | +8.8% | -- |
| Rank (Hybrid Balanced Hybrid) | 2 | 2 | 2 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 3% if redeemed before the age of 58 yrs.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within two years, returns are taxed as per your Income Tax slab. If you redeem after two years, returns are taxed at 12.5%.
Check past data
Fund management
ATAnuj TagraApr 2024 - PresentView details
AT
Anuj Tagra
Apr 2024 - Present
View details
PRPallab RoyMar 2024 - PresentView details
PR
Pallab Roy
Mar 2024 - Present
View details
AAAjay ArgalOct 2024 - PresentView details
AA
Ajay Argal
Oct 2024 - Present
View details
RKRajasa KakulavarapuSep 2021 - PresentView details
RK
Rajasa Kakulavarapu
Sep 2021 - Present
View details
About Franklin India Retirement Fund Direct Growth
Franklin India Retirement Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by Franklin Templeton Mutual Fund. This scheme was made available to investors on 19 Feb 1996. Anuj Tagra is the Current Fund Manager of Franklin India Retirement Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,25,162 Cr and the Latest NAV as of 04 Jun 2026 is ₹236.01.
The Franklin India Retirement Fund Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹500. Exit load of 3% if redeemed before the age of 58 yrs.
;
Investment Objective
The scheme seeks to generate steady returns along with tax savings through a portfolio of upto 40% in equities with the balance invested in fixed income instruments. This is to ensure relative stability and deliver superior returns.
Fund benchmarkCRISIL Short Term Debt Hybrid 60+40 Index
Fund house
Rank (total assets)#11 in India
Total AUM₹1,25,162.29 Cr
Date of Incorporation19 Feb 1996
Launch Date19 Feb 1996
AddressUnit No.202/203/204, 2nd Floor Dalamal Tower, Plot No. 211Free Press Journal Marg, Nariman Point Mumbai 400013
CustodianHongkong & Shanghai Banking Corporation
Registrar & Transfer AgentCams
Email[email protected]
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,