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Franklin India Retirement Fund Direct Growth
+6.94%
3Y annualised
-0.39% 1D
NAV: 23 Oct '26
₹233.92
Min. for SIP
--
Fund size (AUM)
₹479.34 Cr
Expense ratio
1.52%
Rating
--
Holdings (64)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 9.37% |
| Cash/Net Current Assets | Unspecified | Cash/Net Current Assets | 7.40% |
| JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC | Consumer Staples | Debenture | 6.26% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IX 7.68 BD 10AG27 FVRS1LAC | Financial | Debenture | 5.42% |
| BAJAJ HOUSING FINANCE LIMITED 7.90 NCD 28AP28 FVRS10LAC | Financial | Debenture | 5.37% |
| POONAWALLA FINCORP LIMITED SR A2 7.70 NCD 21AP28 FVRS1LAC | Financial | Non Convertible Debenture | 5.35% |
| 7.90% LIC Housing Finance Ltd NCD 23-06-2027 | Financial | Bonds | 5.33% |
| NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT SR NABFID2026-1 TR I 7.03 BD 08AP30 FVRS1LAC | Financial | Bonds | 5.25% |
| JUBILANT BEVERAGES LIMITED NCD 31MY28 FVRS1LAC | Consumer Staples | Debenture | 4.17% |
| Canara Bank (30/11/2026) ** # | Financial | Certificate of Deposit | 3.10% |
| BHARTI TELECOM LIMITED SR XX 8.75 NCD 05NV28 FVRS1LAC | Technology | Debenture | 2.27% |
| STATE DEVELOPMENT LOAN 37162 MH 04MR47 7.66 FV RS 100 | Unspecified | State Development Loan | 2.15% |
| REC LIMITED SR 239 BD 03NV34 FVRS1LAC | Financial | Bonds | 1.76% |
| Axis Bank Ltd | Financial | Equity | 1.71% |
| State Bank of India | Financial | Equity | 1.60% |
| ICICI Bank Ltd | Financial | Equity | 1.60% |
| HDFC Bank Ltd | Financial | Equity | 1.48% |
| Zomato Ltd | Technology | Equity | 1.34% |
| Bharti Airtel Ltd | Technology | Equity | 1.28% |
| Larsen & Toubro Ltd | Industrials | Equity | 1.18% |
| Infosys Ltd | Technology | Equity | 1.17% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 1.17% |
| Bharat Electronics Ltd | Industrials | Equity | 1.17% |
| KOTAK MAHINDRA INVESTMENTS LIMITED 8.3774 NCD 21JU27 FVRS1LAC | Financial | Debenture | 1.07% |
| Kirloskar Oil Engines Ltd | Industrials | Equity | 0.96% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 0.87% |
| Ultratech Cement Ltd | Materials | Equity | 0.78% |
| Dixon Technologies (India) Ltd | Consumer Discretionary | Equity | 0.77% |
| Cipla Ltd | Healthcare | Equity | 0.76% |
| Tata Power Company Ltd | Energy & Utilities | Equity | 0.75% |
| Pine Labs Ltd. | Technology | Equity | 0.72% |
| RBL Bank Ltd | Financial | Equity | 0.72% |
| Global Health Ltd | Healthcare | Equity | 0.71% |
| Britannia Industries Ltd | Consumer Staples | Equity | 0.71% |
| Marico Ltd | Consumer Staples | Equity | 0.69% |
| Dr. Reddy's Laboratories Ltd | Healthcare | Equity | 0.67% |
| Metropolis Healthcare Ltd | Healthcare | Equity | 0.66% |
| Tata Steel Ltd | Materials | Equity | 0.65% |
| TVS Motor Company Ltd | Consumer Discretionary | Equity | 0.64% |
| Franklin India Long Term Fund Direct-Growth | Unspecified | Mutual Fund | 0.64% |
| Astral Ltd | Industrials | Equity | 0.63% |
| Asian Paints Ltd | Materials | Equity | 0.60% |
| Phoenix Mills Ltd | Real Estate | Equity | 0.59% |
| Angel One Ltd | Financial | Equity | 0.57% |
| Ashok Leyland Ltd | Industrials | Equity | 0.56% |
| Amber Enterprises India Ltd | Consumer Discretionary | Equity | 0.54% |
| SBI Funds Management Ltd | Financial | Equity | 0.54% |
| IIFL Wealth Management Ltd | Financial | Equity | 0.54% |
| Interglobe Aviation Ltd | Industrials | Equity | 0.52% |
| Hyundai Motor India Ltd. | Consumer Discretionary | Equity | 0.51% |
| Eris Lifesciences Ltd | Healthcare | Equity | 0.50% |
| Lenskart Solutions Ltd. | Consumer Discretionary | Equity | 0.48% |
| ICICI Lombard General Insurance Company Ltd | Financial | Equity | 0.46% |
| TBO Tek Ltd. | Consumer Discretionary | Equity | 0.46% |
| Exide Industries Ltd | Consumer Discretionary | Equity | 0.43% |
| Suzlon Energy Ltd | Industrials | Equity | 0.41% |
| Cholamandalam Investment & Finance Company Ltd | Financial | Equity | 0.41% |
| PB Fintech Ltd | Financial | Equity | 0.40% |
| Emmvee Photovoltaic Power Ltd. | Energy & Utilities | Equity | 0.40% |
| Data Patterns (India) Ltd | Industrials | Equity | 0.31% |
| Aptus Value Housing Finance India Ltd | Financial | Equity | 0.24% |
| ZF Commercial Vehicle Control Systems India Ltd | Consumer Discretionary | Equity | 0.17% |
| Timken India Ltd | Industrials | Equity | 0.07% |
| SEDEMAC Mechatronics Ltd. | Industrials | Equity | 0.02% |
See All
Minimum investments
Min. for 1st investment
--
Min. for 2nd investment
--
Min. for SIP
--
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +6.9% | +6.3% | +7.4% | +9.3% |
| Category average (Hybrid Balanced Hybrid) | +8.6% | +7.4% | +9.1% | +10.1% |
| Rank (Hybrid Balanced Hybrid) | 3 | 2 | 2 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 3% if redeemed before the age of 58 yrs.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within two years, returns are taxed as per your Income Tax slab. If you redeem after two years, returns are taxed at 12.5%.
Check past data
Fund management
ATAnuj TagraApr 2024 - PresentView details
AT
Anuj Tagra
Apr 2024 - Present
View details
AAAjay ArgalOct 2024 - PresentView details
AA
Ajay Argal
Oct 2024 - Present
View details
RKRajasa KakulavarapuSep 2021 - PresentView details
RK
Rajasa Kakulavarapu
Sep 2021 - Present
View details
CGChandni GuptaOct 2026 - PresentView details
CG
Chandni Gupta
Oct 2026 - Present
View details
About Franklin India Retirement Fund Direct Growth
Franklin India Retirement Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by Franklin Templeton Mutual Fund. This scheme was made available to investors on 19 Feb 1996. Anuj Tagra is the Current Fund Manager of Franklin India Retirement Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,26,606 Cr and the Latest NAV as of 23 Oct 2026 is ₹233.92.
The Franklin India Retirement Fund Direct Growth is rated High risk. Exit load of 3% if redeemed before the age of 58 yrs.
;
Investment Objective
The scheme seeks to generate steady returns along with tax savings through a portfolio of upto 40% in equities with the balance invested in fixed income instruments. This is to ensure relative stability and deliver superior returns.
Fund benchmarkCRISIL Short Term Debt Hybrid 60+40 Index
Fund house
Rank (total assets)#11 in India
Total AUM₹1,26,606.00 Cr
Date of Incorporation19 Feb 1996
Launch Date19 Feb 1996
AddressUnit No.202/203/204, 2nd Floor Dalamal Tower, Plot No. 211Free Press Journal Marg, Nariman Point Mumbai 400013
CustodianHongkong & Shanghai Banking Corporation
Registrar & Transfer AgentCams
Email[email protected]
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,