Your Groww Loans EMIs will be deducted automatically from your registered bank account on the 5th of every month via AutoPay, therefore it is recommended to keep your account funded between the 1st to 10th of the month. You can also choose to pre-pay your EMI before the 4th of every month pay via the GROWW app. Note: Currently pre-payment of EMI is not available for users where loan offer is offered by Groww Groww CreditServ .