On Groww, you have a 3-day 'cooling period' after applying for a personal loan, allowing you to change your mind. If you decide to close the loan within this time:
- For IDFC FIRST Bank and Groww Creditserv personal loans, the full processing fee will be deducted, but there are no extra charges.
- For Credit Saison India personal loans, the processing fee will be deducted on a pro-rata basis.
- For Fibe, a 3-day interest charge applies during the cooling period.