Fund Details
Principal Retirement Savings Fund Moderate Plan Regular Growth
| Risk | Moderately High |
|---|---|
| Min SIP Amount | ₹2000 |
| Expense Ratio | 2.25% |
| NAV | ₹13.79 (25 Nov 2020) |
|---|---|
| Fund Started | 14 Dec 2015 |
| Fund Size | ₹1 Cr |
Returns
as per Historical Returns
Comparison
1. Risk is lower compared to the benchmark
2. Exit load is zero
3. 1Y Returns are higher than the category average returns
1. Asset under management(AUM) is less than 500 Crs. Watch expense ratio when AUM is very low
2. Risk-adjusted returns are lower compared to the category
3. Higher expense ratio
4. 3Y Returns are lower than the benchmark
5. Asset under management(AUM) is less than 500 Crs. Watch expense ratio when AUM is very low
6. Risk-adjusted returns are lower compared to the category
7. Higher expense ratio - 2.25%
8. 3Y Returns are lower than the category average returns
Top Holdings
| Name | Sector | Instrument | % Assets |
|---|---|---|---|
| ITC Ltd. | FMCG | Equity | 8.2% |
| Indian Oil Corpn. Ltd. | Energy | Equity | 6.6% |
| Reliance Industries Ltd. | Energy | Equity | 4.6% |
| HDFC Bank Ltd. | Financial | Equity | 4.1% |
| Infosys Ltd. | Technology | Equity | 3.3% |
| Tata Consultancy Services Ltd. | Technology | Equity | 2.6% |
| ICICI Bank Ltd. | Financial | Equity | 2.1% |
| Housing Development Finance Corpn. Ltd. | Financial | Equity | 1.8% |
| Kotak Mahindra Bank Ltd. | Financial | Equity | 1.6% |
| Divi's Laboratories Ltd. | Healthcare | Equity | 1.6% |
Fund Managers
Principal Retirement Savings Fund Moderate Plan Regular Growth Details
Principal Retirement Savings Fund Moderate Plan Regular Growth is a Others Mutual Fund Scheme launched by Principal Mutual Fund. This scheme was made available to investors on 14 Dec 2015. Rajat Jain is the Current Fund Manager of Principal Retirement Savings Fund Moderate Plan Regular Growth fund.The fund currently has an Asset Under Management(AUM) of ₹1 Cr and the Latest NAV as of 25 Nov 2020 is ₹13.79.
The Principal Retirement Savings Fund Moderate Plan Regular Growth is rated Moderately High risk. Minimum SIP Investment is set to 2000. Minimum Lumpsum Investment is 5000.
Investment Objective
The scheme seeks to provide capital appreciation and income generation to enable investors save over the long term towards their retirement savings goals, by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.
Tax Implications
Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.
