How to Invest in PGIM India Credit Risk Fund Direct IDCW Yearly?

You can easily invest in PGIM India Credit Risk Fund Direct IDCW Yearly in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for PGIM India Credit Risk Fund Direct IDCW Yearly from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in PGIM India Credit Risk Fund Direct IDCW Yearly as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does PGIM India Credit Risk Fund Direct IDCW Yearly provide?

The PGIM India Credit Risk Fund Direct IDCW Yearly has been there from 29 Sep 2014 and the average annual returns provided by this fund is 9.60% since its inception.

How much expense ratio is charged by PGIM India Credit Risk Fund Direct IDCW Yearly?

The term Expense Ratio used for PGIM India Credit Risk Fund Direct IDCW Yearly or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of PGIM India Credit Risk Fund Direct IDCW Yearly is 0.61% as of 27 Dec 2024...

What is the AUM of PGIM India Credit Risk Fund Direct IDCW Yearly?

The AUM, short for Assets Under Management of PGIM India Credit Risk Fund Direct IDCW Yearly is ₹46.47Cr as of 27 Dec 2024.

How to Redeem PGIM India Credit Risk Fund Direct IDCW Yearly?

If you want to sell your PGIM India Credit Risk Fund Direct IDCW Yearly holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of PGIM India Credit Risk Fund Direct IDCW Yearly?

You can select either SIP or Lumpsum investment of PGIM India Credit Risk Fund Direct IDCW Yearly based on your investment objective and risk tolerance.

What is the NAV of PGIM India Credit Risk Fund Direct IDCW Yearly?

The NAV of PGIM India Credit Risk Fund Direct IDCW Yearly is ₹12.58 as of 05 Mar 2021.

What is the PE and PB ratio of PGIM India Credit Risk Fund Direct IDCW Yearly?

The PE ratio ratio of PGIM India Credit Risk Fund Direct IDCW Yearly is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

PGIM India Credit Risk Fund Direct IDCW Yearly - NAV, Mutual Fund Performance & Portfolio

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PGIM India Credit Risk Fund Direct IDCW Yearly
Debt
Credit Risk
Low to Moderate Risk
Payout
4.08%
3Y annualised
+0.02% 1D
1M
6M
1Y
3Y
5Y
All
  NAV: 05 Mar 2021₹12.58
Min. SIP amountNot Supported
Rating2
Fund size₹46.47Cr
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Understand termsAnnualised returnsAverage of the yearly returns of a mutual fund over a given period.
Absolute returnsThe total return of a mutual fund over a given period.
Returns and rankingsCategory: Debt Credit Risk
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns9.6%4.1%5.3%7.4%
Category average8.0%9.1%6.6%NA
Rank with in category5119NA
Understand terms
Peer ComparisonDebt, Credit Risk fundsRating1Y3YFund Size(Cr)
Baroda BNP Paribas Credit Risk Fund Direct IDCW Monthly
4
9.0%7.5%167.40
Nippon India Credit Risk Fund Direct IDCW Quarterly
4
9.1%7.4%1,020.09
Nippon India Credit Risk Fund Direct IDCW
4
9.1%7.4%1,020.09
UTI Credit Risk Fund Direct IDCW Quarterly
4
8.7%6.9%330.25
UTI Credit Risk Fund Direct IDCW Monthly
4
8.7%6.9%330.25
Holdings (7)NameSectorInstrumentAssets
REC Ltd.
FinancialBonds11.73%
Small Industries Devp. Bank of India Ltd.
FinancialBonds/NCD10.34%
JM Financial Credit Solutions Ltd.
FinancialDebenture10.27%
Indostar Capital Finance Ltd.
FinancialDebenture10.17%
Hindalco Industries Ltd.
MetalsBonds/NCD6.54%
Housing Development Finance Corpn. Ltd.
FinancialNCD5.18%
Hindalco Industries Ltd.
MetalsBonds/NCD3.88%
DisclaimerThis content is derived from publicly available information, internal sources, and other third-party sources believed to be reliable. We, at Groww Invest Tech Pvt. Ltd. (Formerly known as Nextbillion Technology Pvt. Ltd) (Groww), do not guarantee the accuracy of such information, or assure its completeness, or warrant that such information will not be changed.
All comparisons are done with the category average metrics for this category.
Pros and cons
Category: Debt Credit Risk
Pros
1Y and 5Y annualised returns higher than category average
Average credit rating of the fund's holdings: AAA 
This fund has holdings of the highest quality
Cons
Higher expense ratio: 0.79%
Low rating: 2
3Y annualised returns lower than category average by 5.14%
Understand termsExpense ratioA fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
TaxA percentage of your capital gains payable to the government upon exiting  your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit loadA fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp dutyA form of tax payable for the purchase or sale of an asset or security. 
Past expense ratio & exit load
Expense ratio
Exit load
31 Dec 2021 - Present
0.79%
31 Dec 2021 - 31 Dec 2021
0.79%
30 Nov 2021 - 31 Dec 2021
0.80%
31 Oct 2021 - 30 Nov 2021
0.81%
30 Sep 2021 - 31 Oct 2021
0.81%
31 Aug 2021 - 30 Sep 2021
0.83%
31 Jul 2021 - 31 Aug 2021
0.83%
30 Jun 2021 - 31 Jul 2021
0.59%
31 May 2021 - 30 Jun 2021
0.59%
30 Apr 2021 - 31 May 2021
0.59%
31 Mar 2021 - 30 Apr 2021
0.61%
28 Feb 2021 - 31 Mar 2021
0.61%
31 Jan 2021 - 28 Feb 2021
0.61%
31 Dec 2020 - 31 Jan 2021
0.61%
30 Nov 2020 - 31 Dec 2020
0.63%
31 Oct 2020 - 30 Nov 2020
0.63%
30 Sep 2020 - 31 Oct 2020
0.64%
31 Aug 2020 - 30 Sep 2020
0.64%
31 Jul 2020 - 31 Aug 2020
0.64%
30 Jun 2020 - 31 Jul 2020
0.66%
31 May 2020 - 30 Jun 2020
0.66%
30 Apr 2020 - 31 May 2020
0.69%
31 Mar 2020 - 30 Apr 2020
0.70%
29 Feb 2020 - 31 Mar 2020
0.70%
31 Jan 2020 - 29 Feb 2020
0.70%
31 Dec 2019 - 31 Jan 2020
0.76%
30 Nov 2019 - 31 Dec 2019
0.76%
31 Oct 2019 - 30 Nov 2019
0.79%
30 Sep 2019 - 31 Oct 2019
0.79%
31 Aug 2019 - 30 Sep 2019
0.79%
31 Jul 2019 - 31 Aug 2019
0.79%
30 Jun 2019 - 31 Jul 2019
0.79%
31 May 2019 - 30 Jun 2019
0.79%
30 Apr 2019 - 31 May 2019
0.78%
31 Mar 2019 - 30 Apr 2019
0.78%
28 Feb 2019 - 31 Mar 2019
0.78%
31 Jan 2019 - 28 Feb 2019
0.83%
31 Dec 2018 - 31 Jan 2019
0.93%
30 Nov 2018 - 31 Dec 2018
0.93%
31 Oct 2018 - 30 Nov 2018
0.92%
30 Sep 2018 - 31 Oct 2018
0.92%
31 Aug 2018 - 30 Sep 2018
0.93%
31 Jul 2018 - 31 Aug 2018
0.92%
30 Jun 2018 - 31 Jul 2018
0.98%
31 May 2018 - 30 Jun 2018
0.84%
30 Apr 2018 - 31 May 2018
0.83%
31 Mar 2018 - 30 Apr 2018
0.83%
28 Feb 2018 - 31 Mar 2018
0.78%
31 Jan 2018 - 28 Feb 2018
0.78%
31 Dec 2017 - 31 Jan 2018
0.78%
30 Nov 2017 - 31 Dec 2017
0.78%
31 Oct 2017 - 30 Nov 2017
0.78%
Expense ratio, exit load and taxExpense ratio: 0.61%Inclusive of GST
Exit loadFor units more than 10% of the investments, an exit load of 1% if redeemed within one year.
Stamp duty0.005% (from July 1st, 2020)
Tax implicationReturns are taxed as per your Income Tax slab.
Understand terms
Check past data
Minimum investment amountsMin. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported
Fund managementPuneet Pal
Dec 2021 - Present
View details
Education
Mr. Pal is a B.Com (H) and MBA from SIBM Pune.
Experience
Prior to joining PGIM India Mutual Fund, he has worked with BNP Paribas AMC as  Head Fixed Income, UTI AMC as Sr. Vice President & Fund Manager & TATA AMC as Fund Manager.
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PGIM India Credit Risk Fund Direct Growth
PGIM India Overnight Fund Direct   Growth
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PGIM India Small Cap Fund Direct   Growth
PGIM India CRISIL IBX Gilt Index   Apr 2028 Fund Direct   Growth
PGIM India Multi Cap Fund Direct Growth
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Ankur Murarka
Dec 2021 - Present
View details
Education
Mr. Murarka is a MBA (Finance), CFA
Experience
Prior to joining PGIM India Asset Management Private Limited, he has worked with Reliance Nippon Life Insurance Company Ltd., Prebon Yamane India Ltd. and Morgan Stanley.
Also manages these schemes
PGIM India Dynamic Bond Direct Plan Growth
PGIM India Short Duration Fund Direct Growth
PGIM India Large Cap Fund Direct Plan Growth
PGIM India Corporate Bond Direct Plan Growth
PGIM India Gilt Direct Plan   Growth
PGIM India Banking & PSU Debt Fund Direct  Growth
PGIM India Arbitrage Fund Direct Growth
PGIM India Credit Risk Fund Direct Growth
Fund house & investment objective
PGIM India Mutual Fund
Rank (total assets)#26 in India
Total AUM₹25,129.68Cr
Date of Incorporation13 May 2010
    PGIM India Credit Risk Fund Direct IDCW Yearly is a Debt Mutual Fund Scheme launched by PGIM India Mutual Fund.     This scheme was made available to investors on 13 May 2010.     Kumaresh Ramakrishnan is the Current Fund Manager of PGIM India Credit Risk Fund Direct IDCW Yearly fund.     The fund currently has an Asset Under Management(AUM) of ₹25,130 Cr and     the Latest NAV as of 05 Mar 2021 is ₹12.58.  

    The PGIM India Credit Risk Fund Direct IDCW Yearly is rated Low to Moderate risk.     Minimum SIP Investment is set to ₹1,000.          For units more than 10% of the investments, an exit load of 1% if redeemed within one year.
  ;
Investment ObjectiveThe Scheme seek to generate income and capital appreciation by investing predominantly in AA and below rated corporate debt (excluding AA+ rated corporate bonds). 
 
;
Fund benchmarkNIFTY Credit Risk Bond Index
Scheme Information Document(SID)
Fund house contact details
Address
204, 2nd Floor, Jalaram Business Centre,Ganjawala LaneNear Chamunda Circle, Borivali (W) Mumbai 400092
Phone
022-61593000 / 1800-266-2667
Launch Date
13 May 2010
E-mail
NA
Website
www.pgimindiamf.com
PGIM India Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4,  Street No.1 Banjara Hills,
Email
[email protected]
Website
www.karvymfs.com
Compare funds
PGIM India Credit Risk Fund Direct IDCW Yearly
VS
Add mutual fund to compare

	1Y	3Y	5Y	All
Fund returns	9.6%	4.1%	5.3%	7.4%
Category average	8.0%	9.1%	6.6%	NA
Rank with in category	5	11	9	NA

Debt, Credit Risk funds	Rating	1Y	3Y	Fund Size(Cr)
Baroda BNP Paribas Credit Risk Fund Direct IDCW Monthly	4	9.0%	7.5%	167.40
Nippon India Credit Risk Fund Direct IDCW Quarterly	4	9.1%	7.4%	1,020.09
Nippon India Credit Risk Fund Direct IDCW	4	9.1%	7.4%	1,020.09
UTI Credit Risk Fund Direct IDCW Quarterly	4	8.7%	6.9%	330.25
UTI Credit Risk Fund Direct IDCW Monthly	4	8.7%	6.9%	330.25

Name	Sector	Instrument	Assets
REC Ltd.	Financial	Bonds	11.73%
Small Industries Devp. Bank of India Ltd.	Financial	Bonds/NCD	10.34%
JM Financial Credit Solutions Ltd.	Financial	Debenture	10.27%
Indostar Capital Finance Ltd.	Financial	Debenture	10.17%
Hindalco Industries Ltd.	Metals	Bonds/NCD	6.54%
Housing Development Finance Corpn. Ltd.	Financial	NCD	5.18%
Hindalco Industries Ltd.	Metals	Bonds/NCD	3.88%

Rank (total assets)	#26 in India
Total AUM	₹25,129.68Cr

Date of Incorporation	13 May 2010

Fund benchmark	NIFTY Credit Risk Bond Index

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Min. for 1st investment	Not Supported
Min. for 2nd investment onwards	Not Supported

PGIM India Credit Risk Fund Direct IDCW Yearly

Return calculator

Understand terms

Annualised returns

Absolute returns

Returns and rankings

Peer Comparison

Holdings (7)

Disclaimer

Pros and cons

Pros

Cons

Understand terms

Expense ratio

Tax

Exit load

Stamp duty

Past expense ratio & exit load

Expense ratio, exit load and tax

Expense ratio: 0.61%

Exit load

Stamp duty

Tax implication

Minimum investment amounts

Fund management

Puneet PalDec 2021 - PresentView details

Ankur MurarkaDec 2021 - PresentView details

Fund house & investment objective

Fund house contact details

Compare funds

Puneet Pal
Dec 2021 - Present
View details

Ankur Murarka
Dec 2021 - Present
View details