HSBC Credit Risk Fund Direct Growth

Debt
Credit Risk
Moderate Risk
12.09%
3Y annualised
0.00% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 10 Jul 2025₹35.16
Min. SIP amountNot Supported
Rating3
Fund size₹651.03Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (35)

NameSectorInstrumentAssets
Nuvoco Vistas Corporation Ltd.
ConstructionBonds/NCD8.19%
Tata Housing Devp. Co. Ltd
ConstructionBonds/NCD5.62%
Aditya Birla Renewables Ltd.
EnergyBonds/NCD4.18%
Nirma Ltd.
Consumer StaplesDebenture4.01%
REC Ltd.
FinancialBonds4.01%
FinancialBonds4.00%
Small Industries Devp. Bank of India Ltd.
FinancialBonds3.94%
Metals & MiningDebenture3.93%
EnergyNCD3.89%
Tata Projects Ltd.
ConstructionDebenture3.33%
Godrej Housing Finance Ltd.
FinancialNCD3.26%
Dhruva Trust
OthersSec. Debt2.84%
Piramal Finance Ltd.
FinancialDebenture2.73%
FinancialNCD2.50%
Aditya Birla Digital Fashion Ventures Ltd.
ServicesDebenture2.48%
TVS Credit Services Ltd.
FinancialDebenture2.46%
GOI
SovereignGOI FRB2.45%
Vedanta Ltd - Pref. Shares 7.50
Metals & MiningDebenture2.40%
ServicesNCD2.37%
FinancialDebenture2.35%
FinancialDebenture2.34%
Tata Projects Ltd.
ConstructionDebenture2.34%
Consumer StaplesDebenture2.33%
GOI
SovereignGOI Sec2.33%
Vedanta Ltd.
Metals & MiningDebenture2.32%
Vajra Trust
OthersSec. Debt2.15%
IIFL Finance Ltd.
FinancialNCD1.86%
Aditya Birla Real Estate Ltd.
Consumer StaplesNCD1.67%
GOI
SovereignGOI Sec1.63%
GOI
SovereignGOI Sec1.60%
Hinduja Leyland Finance Ltd.
FinancialDebenture1.57%
Indostar Capital Finance Ltd.
FinancialDebenture1.54%
Tata Power Company Ltd.
EnergyDebenture0.89%
SovereignGOI Sec0.83%
Nirma Ltd.
Consumer StaplesDebenture0.80%
See All

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIPNot Supported

Returns and rankings

Category: Debt Credit Risk
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns22.4%12.1%9.6%8.4%
Category average11.3%8.7%9.4%NA
Rank with in category236NA
Understand terms

Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 0.96%

Inclusive of GST

Exit load

Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 Year.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Shriram Ramanathan
Jan 2013 - Present
View details

Education
Shriram is a B.E. (Electrical), PGDBM from XLRI Jamshedpur and CFA.
Experience
Prior to joining HSBC Mutual Fund, he has worked with L&T MF, FIL Fund Management Pvt. Ltd., ING Investment Management, Zurich Asset Management Co., ICICI Ltd., and L&T Ltd.
Also manages these schemes

Kapil Punjabi
Nov 2022 - Present
View details

Education
Mr. Kapil Punjabi is MMS from Mumbai University.
Experience
Prior to joining HSBC Asset Management (India) Pvt. Ltd., he has worked with Taurus Asset Management Co. Ltd., Edelweiss Asset Management Ltd., Edelweiss Securities Ltd. and Trans Market Group Research (India) Pvt. Ltd.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
9-11th Floor,NESCO - IT Park Bldg. 3,Western Express Highway, Goregaon East, Mumbai 400063
Phone
NA
Launch Date
27 May 2002
HSBC Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Debt Credit Risk

Pros

Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
1Y category rank: 2, 3Y category rank: 3

Cons

Higher expense ratio: 0.96%

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