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HSBC Credit Risk Fund Direct Growth
+11.72%
3Y annualised
+0.05% 1D
NAV: 18 Sep '26
₹37.80
Min. for SIP
₹1,000
Fund size (AUM)
₹456.92 Cr
Expense ratio
0.84%
Rating
3
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,855 | +3.09% | |
| 3 years | ₹1,80,000 | ₹2,13,037 | +18.35% | |
| 5 years | ₹3,00,000 | ₹3,90,569 | +30.19% | |
| 10 years | ₹6,00,000 | ₹9,27,020 | +54.50% |
Holdings (31)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| NUVOCO VISTAS CORPORATION LIMITED 7.7 NCD 18SP28 FVRS1LAC | Materials | Debenture | 8.12% |
| GOVERNMENT OF INDIA 36232 GOI 21JL30 6.01 FV RS 100 | Entities | GOI Securities | 6.51% |
| ADITYA BIRLA RENEWABLES LIMITED 8.6 NCD 24SP27 FVRS1LAC | Energy & Utilities | Bonds/NCDs | 5.92% |
| JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC | Materials | Debenture | 5.90% |
| NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC | Consumer Staples | Debenture | 5.73% |
| POWER FINANCE CORPORATION LIMITED SR 259A 6.96 BD 02MR28 FVRS1LAC | Financial | Debenture | 5.61% |
| Power Grid Corpn. Of India Ltd. 7.2 09/08/2027 | Energy & Utilities | Debenture | 5.49% |
| GODREJ SEEDS & GENETICS LIMITED SR 2 STRPP 7.68 NCD 28AP28 FVRS1LAC | Consumer Staples | Non Convertible Debenture | 5.45% |
| Repo | Unspecified | Repo | 5.44% |
| JSW Kalinga Steel Ltd. | Materials | Debenture | 4.53% |
| GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LAC | Industrials | Bonds | 3.54% |
| DELHI INTERNATIONAL AIRPORT LIMITED RR NCD 22AG30 FVRS1LAC | Industrials | Non Convertible Debenture | 3.39% |
| VEDANTA LIMITED SR I 9.31 NCD 03DC27 FVRS1LAC | Materials | Debenture | 3.39% |
| MAS FINANCIAL SERVICES LIMITED 9.75 NCD 15JU27 FVRS100000 | Financial | Debenture | 3.33% |
| ADITYA BIRLA DIGITAL FASHION VENTURES LIMITED 8.80 NCD 26AG27 FVRS1LAC | Consumer Discretionary | Debenture | 3.28% |
| CENTRAL GOVERNMENT LOAN 23277 GOI 22SP33 FLT FV RS 100 | Entities | GOI Securities Floating Rate Bond | 2.35% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26A 6.66 BD 12OT28 FVRS1LAC | Financial | Debenture | 2.28% |
| INDOSTAR CAPITAL FINANCE LIMITED SR XXXII 9.25 NCD 23NV27 FVRS1LAC | Financial | Debenture | 2.26% |
| INDOSTAR CAPITAL FINANCE LIMITED SR XXVI TR I 9.40 NCD 18JU27 FVRS1LAC | Financial | Debenture | 2.24% |
| CENTURY TEXTILES AND INDUSTRIES LIMITED 8.35 NCD 30AG27 FVRS1LAC | Materials | Non Convertible Debenture | 2.20% |
| KRAZYBEE SERVICES LIMITED 10.33 NCD 24DC27 FVRS1LAC | Financial | Non Convertible Debenture | 2.19% |
| DHRUVA XXIV SERIES A PTC 29OCT24 | Unspecified | Securitised Debt | 2.13% |
| INDIGO 045 SERIES A PTC 08OCT25 | Materials | Securitised Debt | 1.67% |
| National Highways Infra Trust | Industrials | Infrastructure Investment Trust | 1.50% |
| Raajmarg Infra Investment Trust | Industrials | Infrastructure Investment Trust | 1.20% |
| Cube Highways Trust | Industrials | Infrastructure Investment Trust | 1.12% |
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 1.09% |
| GOVERNMENT OF INDIA 37080 GOI 16FB31 6.36 FV RS 100 | Entities | GOI Securities | 1.09% |
| VAJRA 011 TRUST SERIES A1 PTC 09AUG24 | Unspecified | Securitised Debt | 0.84% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.42% |
| Net Payables | Unspecified | Net Payables | -0.21% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +11.7% | +9.4% | +7.7% | +8.2% |
| Category average (Debt Credit Risk) | +8.7% | +9.0% | +6.4% | -- |
| Rank (Debt Credit Risk) | 3 | 5 | -- | -- |
Exit load, stamp duty and tax
Exit load
Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 Year.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +12.56% | +13.08% | 1,599.91 | |
 | +7.86% | +9.55% | 167.01 | |
 | +7.91% | +8.90% | 1,573.76 | |
 | +8.44% | +8.79% | 394.58 | |
 | +8.23% | +8.58% | 2,185.54 | |
| Compare | ||||
Fund management
SRShriram RamanathanJan 2013 - PresentView details
SR
Shriram Ramanathan
Jan 2013 - Present
View details
About HSBC Credit Risk Fund Direct Growth
HSBC Credit Risk Fund Direct Growth is a Debt Mutual Fund Scheme launched by HSBC Mutual Fund. This scheme was made available to investors on 27 May 2002. Shriram Ramanathan is the Current Fund Manager of HSBC Credit Risk Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,57,695 Cr and the Latest NAV as of 18 Sep 2026 is ₹37.80.
The HSBC Credit Risk Fund Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000. Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 Year.
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Investment Objective
The scheme seeks to generate regular returns and capital appreciation by investing predominantly in AA and below rated corporate bonds, debt, government securities and money market instruments.
Fund benchmarkNIFTY Credit Risk Bond Index B-II
Fund house
Rank (total assets)#21 in India
Total AUM₹1,57,695.29 Cr
Date of Incorporation27 May 2002
Launch Date27 May 2002
Address9-11th Floor,NESCO - IT Park Bldg. 3,Western Express Highway, Goregaon East, Mumbai 400063
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,