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NAV: 18 Nov 2025
₹35.91
Rating
3
Min. SIP amount
₹1,000
Fund size
₹535.11Cr
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Holdings (33)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
Tata Housing Devp. Co. Ltd | Construction | Bonds/NCD | 6.99% |
Nirma Ltd. | Consumer Staples | Debenture | 5.00% |
REC Ltd. | Financial | Bonds | 4.98% |
ONGC Petro Additions Ltd. | Energy | NCD | 4.86% |
Aditya Birla Renewables Ltd. | Energy | Bonds/NCD | 4.79% |
Axis Bank Ltd. | Financial | CD | 4.49% |
Bank Of Baroda | Financial | CD | 4.43% |
Tata Projects Ltd. | Construction | Debenture | 3.82% |
GOI | Sovereign | GOI Sec | 3.80% |
Piramal Finance Ltd. | Financial | Debenture | 3.44% |
Vedanta Ltd - Pref. Shares 7.50 | Metals & Mining | Debenture | 3.01% |
Dhruva Trust | Others | Sec. Debt | 3.01% |
GOI | Sovereign | GOI FRB | 2.92% |
Aadhar Housing Finance Ltd | Financial | Debenture | 2.92% |
Tata Projects Ltd. | Construction | Debenture | 2.92% |
Delhi International Airport Ltd. | Services | NCD | 2.92% |
Vedanta Ltd. | Metals & Mining | Debenture | 2.91% |
Aditya Birla Real Estate Ltd. | Consumer Staples | Debenture | 2.91% |
MAS Financial Services Ltd. | Financial | Debenture | 2.88% |
Aadhar Housing Finance Ltd | Financial | NCD | 2.87% |
Aditya Birla Digital Fashion Ventures Ltd. | Services | Debenture | 2.87% |
JTPM Metal Traders Ltd. | Metals & Mining | Debenture | 2.86% |
IIFL Finance Ltd. | Financial | NCD | 2.28% |
Vajra Trust | Others | Sec. Debt | 2.02% |
GOI | Sovereign | GOI Sec | 1.94% |
Indostar Capital Finance Ltd. | Financial | Debenture | 1.94% |
Aditya Birla Real Estate Ltd. | Consumer Staples | NCD | 1.92% |
GOI | Sovereign | GOI Sec | 1.90% |
GOI | Sovereign | GOI Sec | 1.87% |
Nirma Ltd. | Consumer Staples | Debenture | 0.99% |
GOI | Sovereign | GOI Sec | 0.98% |
Piramal Finance Pvt. Ltd. | Financial | NCD | 0.96% |
Indostar Capital Finance Ltd. | Financial | CP | 0.90% |
See All
Minimum investment amounts
| Min. for 1st investment | ₹5,000 |
| Min. for 2nd investment onwards | ₹1,000 |
| Min. for SIP | ₹1,000 |
Returns and rankings
Category: Debt Credit Risk
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 21.6% | 12.1% | 9.3% | 8.3% |
| Category average | 10.5% | 8.7% | 9.1% | NA |
| Rank with in category | 2 | 2 | 7 | NA |
Understand terms
Peer Comparison
| Debt, Credit Risk funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
Nippon India Credit Risk Fund Direct Growth | 5 | 10.2% | 9.2% | 1,003.37 |
ICICI Prudential Credit Risk Fund Direct Plan Growth | 3 | 10.1% | 9.2% | 5,915.79 |
SBI Credit Risk Fund Direct Growth | 3 | 9.2% | 8.9% | 2,190.00 |
Axis Credit Risk Fund Direct Growth | 4 | 9.7% | 8.8% | 367.08 |
Baroda BNP Paribas Credit Risk Fund Direct Growth | 4 | 9.2% | 8.8% | 199.42 |
Expense ratio, exit load and tax
Expense ratio: 0.96%
Inclusive of GST
Exit load
Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 Year.
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Fund management
Shriram RamanathanJan 2013 - PresentView details
Shriram Ramanathan
Jan 2013 - Present
View details
Education
Shriram is a B.E. (Electrical), PGDBM from XLRI Jamshedpur and CFA.
Experience
Prior to joining HSBC Mutual Fund, he has worked with L&T MF, FIL Fund Management Pvt. Ltd., ING Investment Management, Zurich Asset Management Co., ICICI Ltd., and L&T Ltd.
Also manages these schemes
Kapil PunjabiNov 2022 - PresentView details
Kapil Punjabi
Nov 2022 - Present
View details
Education
Mr. Kapil Punjabi is MMS from Mumbai University.
Experience
Prior to joining HSBC Asset Management (India) Pvt. Ltd., he has worked with Taurus Asset Management Co. Ltd., Edelweiss Asset Management Ltd., Edelweiss Securities Ltd. and Trans Market Group Research (India) Pvt. Ltd.
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
9-11th Floor,NESCO - IT Park Bldg. 3,Western Express Highway, Goregaon East, Mumbai 400063
Phone
NA
Launch Date
27 May 2002
E-mail
NA
HSBC Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
Email
[email protected]Website
www.camsonline.comPros and cons
Category: Debt Credit Risk
Pros
Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
1Y category rank: 2, 3Y category rank: 2
Cons
Higher expense ratio: 0.96%
Compare funds
HSBC Credit Risk Fund Direct Growth
VS
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