HSBC Credit Risk Fund Direct Growth

Debt
Credit Risk
Moderate Risk
6.26%
3Y annualised
+0.04% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 19 Nov 2024₹29.55
Min. SIP amount₹1,000
Rating3
Fund size₹577.83Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Returns and rankings

Category: Debt Credit Risk
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns7.9%6.3%6.4%7.2%
Category average8.0%9.0%6.5%NA
Rank with in category131211NA
Understand terms

Holdings (28)

NameSectorInstrumentAssets
SovereignGOI Sec10.72%
GOI
SovereignGOI Sec8.22%
Nuvoco Vistas Corporation Ltd.
ConstructionBonds/NCD6.10%
Tata Housing Devp. Co. Ltd
ConstructionBonds/NCD6.04%
Nirma Ltd.
Consumer StaplesDebenture4.60%
National Bank For Agriculture & Rural Development
FinancialDebenture4.50%
Aditya Birla Renewables Ltd.
EnergyBonds/NCD4.36%
Metals & MiningDebenture4.35%
Dhruva Trust
OthersSecuritised Debt3.96%
JM Financial Services Pvt. Ltd.
FinancialNCD3.75%
SovereignGOI Sec3.60%
Vajra Trust
OthersSecuritised Debt3.54%
Tata Projects Ltd.
ConstructionDebenture3.52%
Godrej Housing Finance Ltd.
FinancialNCD3.51%
Phoenix ARC Pvt Ltd.
DiversifiedFixed Deposits2.80%
FinancialDebenture2.69%
Tata Projects Ltd.
ConstructionDebenture2.68%
Consumer StaplesDebenture2.67%
FinancialNCD2.64%
TVS Credit Services Ltd.
FinancialDebenture2.62%
EnergyNCD1.79%
EnergyDebenture1.78%
GOI
SovereignGOI Sec1.76%
Godrej Industries Ltd.
Consumer StaplesDebenture1.75%
Aditya Birla Real Estate Ltd.
Consumer StaplesNCD1.75%
FinancialNCD1.74%
Tata Power Company Ltd.
EnergyDebenture0.93%
Nirma Ltd.
Consumer StaplesDebenture0.91%
See All

Pros and cons

Category: Debt Credit Risk

Pros

10Y annualised returns higher than category average by 0.48%

Cons

Consistently lower annualised returns than category average for the past 1Y, 3Y and 5Y
Higher expense ratio: 0.86%

Expense ratio, exit load and tax

Expense ratio: 0.86%

Inclusive of GST

Exit load

Exit Load for units in excess of 10% of the investment, 3% will be charged for redemption within 1 year and 2% if redeemed after 1 year upto 2 year.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹1,000

Fund management

Shriram Ramanathan
Jan 2013 - Present
View details

Education
Shriram is a B.E. (Electrical), PGDBM from XLRI Jamshedpur and CFA.
Experience
Prior to joining HSBC Mutual Fund, he has worked with L&T MF, FIL Fund Management Pvt. Ltd., ING Investment Management, Zurich Asset Management Co., ICICI Ltd., and L&T Ltd.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
9-11th Floor,NESCO - IT Park Bldg. 3,Western Express Highway, Goregaon East, Mumbai 400063
Phone
NA
Launch Date
27 May 2002
HSBC Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Compare funds

HSBC Credit Risk Fund Direct Growth
VS
Add mutual fund to compare
Loading...
ⓒ 2016-2024 Groww. All rights reserved, Built with in India
MOST POPULAR ON GROWWVERSION - 5.5.3
STOCK MARKET INDICES:  S&P BSE SENSEX |  S&P BSE 100 |  NIFTY 100 |  NIFTY 50 |  NIFTY MIDCAP 100 |  NIFTY BANK |  NIFTY NEXT 50
MUTUAL FUNDS COMPANIES:  GROWWMF |  SBI |  AXIS |  HDFC |  UTI |  NIPPON INDIA |  ICICI PRUDENTIAL |  TATA |  KOTAK |  DSP |  CANARA ROBECO |  SUNDARAM |  MIRAE ASSET |  IDFC |  FRANKLIN TEMPLETON |  PPFAS |  MOTILAL OSWAL |  INVESCO |  EDELWEISS |  ADITYA BIRLA SUN LIFE |  LIC |  HSBC |  NAVI |  QUANTUM |  UNION |  ITI |  MAHINDRA MANULIFE |  360 ONE |  BOI |  TAURUS |  JM FINANCIAL |  PGIM |  SHRIRAM |  BARODA BNP PARIBAS |  QUANT |  WHITEOAK CAPITAL |  TRUST |  SAMCO |  NJ