HSBC Credit Risk Fund Direct Growth

Debt
Credit Risk
Moderate Risk
6.25%
3Y annualised
+0.09% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 05 Nov 2024₹29.47
Min. SIP amount₹1,000
Rating3
Fund size₹577.83Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Returns and rankings

Category: Debt Credit Risk
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns8.0%6.3%6.4%7.2%
Category average8.2%9.0%6.5%NA
Rank with in category131212NA
Understand terms

Holdings (28)

NameSectorInstrumentAssets
SovereignGOI Sec10.69%
GOI
SovereignGOI Sec8.21%
Godrej Housing Finance Ltd.
FinancialDebenture5.59%
Godrej Industries Ltd.
Consumer StaplesNCD4.86%
Nirma Ltd.
Consumer StaplesDebenture4.58%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture4.55%
Metals & MiningDebenture4.52%
SovereignGOI Sec4.52%
National Bank For Agriculture & Rural Development
FinancialDebenture4.48%
Nuvoco Vistas Corporation Ltd.
ConstructionBonds/NCD4.34%
Vajra Trust
OthersSecuritised Debt3.82%
JM Financial Services Pvt. Ltd.
FinancialNCD3.72%
FinancialDebenture3.66%
Tata Projects Ltd.
ConstructionDebenture3.51%
TVS Credit Services Ltd.
FinancialDebenture2.82%
Phoenix ARC Pvt Ltd.
DiversifiedFixed Deposits2.79%
GOI
SovereignGOI Sec2.69%
Consumer StaplesDebenture2.66%
FinancialNCD2.62%
GOI
SovereignGOI Sec1.82%
FinancialDebenture1.78%
EnergyNCD1.78%
FinancialNCD1.77%
Godrej Industries Ltd.
Consumer StaplesDebenture1.75%
Oriental Nagpur Betul Highway Ltd.
ConstructionDebenture1.53%
Tata Power Company Ltd.
EnergyDebenture0.93%
Oriental Nagpur Betul Highway Ltd.
ConstructionDebenture0.90%
Tata Projects Ltd.
ConstructionDebenture0.89%
See All

Pros and cons

Category: Debt Credit Risk

Pros

10Y annualised returns higher than category average by 0.48%

Cons

Consistently lower annualised returns than category average for the past 1Y, 3Y and 5Y
Higher expense ratio: 0.86%

Expense ratio, exit load and tax

Expense ratio: 0.86%

Inclusive of GST

Exit load

Exit Load for units in excess of 10% of the investment, 3% will be charged for redemption within 1 year and 2% if redeemed after 1 year upto 2 year.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹1,000

Fund management

Shriram Ramanathan
Jan 2013 - Present
View details

Education
Shriram is a B.E. (Electrical), PGDBM from XLRI Jamshedpur and CFA.
Experience
Prior to joining HSBC Mutual Fund, he has worked with L&T MF, FIL Fund Management Pvt. Ltd., ING Investment Management, Zurich Asset Management Co., ICICI Ltd., and L&T Ltd.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
9-11th Floor,NESCO - IT Park Bldg. 3,Western Express Highway, Goregaon East, Mumbai 400063
Phone
NA
Launch Date
27 May 2002
HSBC Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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