HSBC Credit Risk Fund Direct Growth

Debt
Credit Risk
Moderate Risk
5.39%
3Y annualised
+0.07% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 31 Jan 2023₹25.84
Min. SIP amount₹1,000
Rating3
Fund size₹137.99Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Returns and rankings

Category: Debt Credit Risk
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns4.4%5.4%5.1%7.2%
Category average3.7%4.5%3.7%NA
Rank with in category12129NA
Understand terms

Holdings (20)

NameSectorInstrumentAssets
GOISovereignGOI Sec11.1%
IIFL Home Finance Ltd.
FinancialDebenture9.0%
JM Financial Products Ltd.
FinancialNCD7.8%
Century Textiles & Industries Ltd.Consumer StaplesNCD7.8%
Tata Motors Ltd.AutomobileDebenture7.4%
Aadhar Housing Finance Ltd.FinancialNCD7.4%
Godrej Industries Ltd.
DiversifiedDebenture7.4%
ONGC Petro Additions Ltd.EnergyNCD7.4%
Oriental Nagpur Betul Highway Ltd.
ConstructionDebenture6.2%
Tata Power Company Ltd.
EnergyDebenture5.7%
See All

Pros and cons

Category: Debt Credit Risk

Pros

Cons

Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Higher expense ratio: 0.86%

Expense ratio, exit load and tax

Expense ratio: 0.86%

Inclusive of GST

Exit load

Exit load of 1% if units in excess of 10% are redeemed or switched-out within 1 year

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investment₹10,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹1,000

Fund management

Shriram Ramanathan
Jan 2013 - Present
View details

Education
Shriram is a B.E. (Electrical), PGDBM from XLRI Jamshedpur and CFA.
Experience
Prior to joining HSBC Mutual Fund, he has worked with L&T MF, FIL Fund Management Pvt. Ltd., ING Investment Management, Zurich Asset Management Co., ICICI Ltd., and L&T Ltd.
Also manages these schemes

Kapil Punjabi
Nov 2022 - Present
View details

Education
Mr. Kapil Punjabi is MMS from Mumbai University.
Experience
Prior to joining HSBC Asset Management (India) Pvt. Ltd., he has worked with Taurus Asset Management Co. Ltd., Edelweiss Asset Management Ltd., Edelweiss Securities Ltd. and Trans Market Group Research (India) Pvt. Ltd.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
9-11th Floor,NESCO - IT Park Bldg. 3, Nesco Complex,Western Express Highway, Goregaon East, Mumbai 400063
Phone
022-66145000 / 66668819 / 1800-200-2434
Launch Date
27 May 2002
Website
NA
HSBC Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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