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HSBC Credit Risk Fund Direct Growth
+11.75%
3Y annualised
+0.04% 1D
NAV: 10 Apr '26
₹36.64
Min. for SIP
₹1,000
Fund size (AUM)
₹475.54 Cr
Expense ratio
0.96%
Rating
3
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,588 | +2.65% | |
| 3 years | ₹1,80,000 | ₹2,16,694 | +20.39% | |
| 5 years | ₹3,00,000 | ₹3,93,419 | +31.14% | |
| 10 years | ₹6,00,000 | ₹9,27,706 | +54.62% |
Holdings (31)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Aditya Birla Renewables Ltd. | Energy | Bonds/NCD | 5.50% |
| Power Grid Corporation Of India Ltd. | Energy | Debenture | 5.49% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 5.47% |
| JTPM Metal Traders Ltd. | Metals & Mining | Debenture | 5.46% |
| Nirma Ltd. | Consumer Staples | Debenture | 5.31% |
| REC Ltd. | Financial | Bonds | 5.30% |
| Bank Of Baroda | Financial | CD | 5.09% |
| JSW Kalinga Steel Ltd. | Metals & Mining | Debenture | 4.22% |
| GOI | Sovereign | GOI Sec | 4.14% |
| Piramal Finance Ltd. | Financial | Debenture | 3.66% |
| Vedanta Ltd. | Metals & Mining | Debenture | 3.41% |
| Aadhar Housing Finance Ltd | Financial | Debenture | 3.38% |
| Aditya Birla Real Estate Ltd. | Consumer Staples | Debenture | 3.37% |
| Tata Projects Ltd. | Construction | Debenture | 3.37% |
| MAS Financial Services Ltd. | Financial | Debenture | 3.36% |
| Aadhar Housing Finance Ltd | Financial | NCD | 3.32% |
| Aditya Birla Digital Fashion Ventures Ltd. | Services | Debenture | 3.30% |
| GOI | Sovereign | GOI FRB | 3.29% |
| Vedanta Ltd - Pref. Shares 7.50 | Metals & Mining | Debenture | 3.21% |
| Delhi International Airport Ltd. | Services | NCD | 3.21% |
| Dhruva Trust | Others | Sec. Debt | 2.73% |
| Indostar Capital Finance Ltd. | Financial | Debenture | 2.26% |
| Aditya Birla Real Estate Ltd. | Consumer Staples | NCD | 2.20% |
| Vajra Trust | Others | Sec. Debt | 1.51% |
| Piramal Finance Pvt. Ltd. | Financial | NCD | 1.12% |
| Nirma Ltd. | Consumer Staples | Debenture | 1.06% |
| GOI | Sovereign | GOI Sec | 1.05% |
| Tamilnadu State | Others | SDL | 1.05% |
| Maharashtra State | Others | SDL | 1.02% |
| GOI | Sovereign | GOI Sec | 1.00% |
| Gujarat State | Construction | SDL | 0.12% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +11.8% | +9.3% | +7.8% | +8.2% |
| Category average (Debt Credit Risk) | +8.7% | +9.0% | +6.4% | -- |
| Rank (Debt Credit Risk) | 3 | 5 | -- | -- |
Exit load, stamp duty and tax
Exit load
Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 Year.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
DSP Credit Risk Fund Direct Plan Growth | +5.39% | +14.58% | 222.83 | |
Invesco India Credit Risk Fund Direct Growth | +6.59% | +9.06% | 159.38 | |
Nippon India Credit Risk Fund Direct Growth | +8.62% | +8.98% | 1,057.55 | |
Axis Credit Risk Fund Direct Growth | +8.42% | +8.56% | 351.04 | |
Baroda BNP Paribas Credit Risk Fund Direct Growth | +7.70% | +8.50% | 174.61 | |
| Compare | ||||
Fund management
SRShriram RamanathanJan 2013 - PresentView details
SR
Shriram Ramanathan
Jan 2013 - Present
View details
About HSBC Credit Risk Fund Direct Growth
HSBC Credit Risk Fund Direct Growth is a Debt Mutual Fund Scheme launched by HSBC Mutual Fund. This scheme was made available to investors on 27 May 2002. Shriram Ramanathan is the Current Fund Manager of HSBC Credit Risk Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,22,500 Cr and the Latest NAV as of 10 Apr 2026 is ₹36.64.
The HSBC Credit Risk Fund Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000. Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 Year.
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Investment Objective
The scheme seeks to generate regular returns and capital appreciation by investing predominantly in AA and below rated corporate bonds, debt, government securities and money market instruments.
Fund benchmarkNIFTY Credit Risk Bond Index B-II
Fund house
Rank (total assets)#21 in India
Total AUM₹1,22,500.19 Cr
Date of Incorporation27 May 2002
Launch Date27 May 2002
Address9-11th Floor,NESCO - IT Park Bldg. 3,Western Express Highway, Goregaon East, Mumbai 400063
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,