How to Invest in Groww Liquid Fund Direct Growth?

You can easily invest in Groww Liquid Fund Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for Groww Liquid Fund Direct Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in Groww Liquid Fund Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does Groww Liquid Fund Direct Growth provide?

The Groww Liquid Fund Direct Growth has been there from 01 Jan 2013 and the average annual returns provided by this fund is 6.56% since its inception.

How much expense ratio is charged by Groww Liquid Fund Direct Growth?

The term Expense Ratio used for Groww Liquid Fund Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of Groww Liquid Fund Direct Growth is 0.10% as of 20 Jan 2026...

What is the AUM of Groww Liquid Fund Direct Growth?

The AUM, short for Assets Under Management of Groww Liquid Fund Direct Growth is ₹165.23Cr as of 20 Jan 2026.

How to Redeem Groww Liquid Fund Direct Growth?

If you want to sell your Groww Liquid Fund Direct Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of Groww Liquid Fund Direct Growth?

You can select either SIP or Lumpsum investment of Groww Liquid Fund Direct Growth based on your investment objective and risk tolerance.

What is the NAV of Groww Liquid Fund Direct Growth?

The NAV of Groww Liquid Fund Direct Growth is ₹2,638.76 as of 19 Jan 2026.

What is the PE and PB ratio of Groww Liquid Fund Direct Growth?

The PE ratio ratio of Groww Liquid Fund Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

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Groww Liquid Fund Direct Growth

Name: Groww Liquid Fund Direct Growth
Brand: Groww Mutual Fund

Debt

Liquid

Low to Moderate Risk

+6.97%

3Y annualised

+0.01% 1D

All

NAV: 19 Jan '26

₹2,638.76

Min. SIP amount

₹500

Fund size

₹165.23 Cr

Expense ratio

0.10%

Return calculator

Monthly SIP

One time

Monthly investment

₹5,000

Over the past	Total investment	Would've become	Returns
1 year	₹60,000	₹61,674	+2.79%
3 years	₹1,80,000	₹1,98,619	+10.34%
5 years	₹3,00,000	₹3,51,871	+17.29%
10 years	₹6,00,000	₹8,10,340	+35.06%

Holdings (11)

Name	Sector	Instruments	Assets
Bank Of Baroda	Financial	CD	10.47%
Kotak Mahindra Bank Ltd.	Financial	CD	9.01%
Indian Bank	Financial	CD	8.98%
National Bank For Agriculture & Rural Development	Financial	CD	8.97%
Axis Bank Ltd.	Financial	CD	8.97%
Punjab National Bank	Financial	CD	8.97%
Aditya Birla Capital Ltd.	Financial	CP	8.96%
HDFC Securities Ltd.	Financial	CP	8.96%
Small Industries Devp. Bank of India Ltd.	Financial	Debenture	6.06%
Export-Import Bank Of India	Financial	CD	5.98%
HDB Financial Services Ltd.	Financial	NCD	3.03%

See All

Minimum investments

Min. for 1st investment

₹500

Min. for 2nd investment

₹500

Min. for SIP

₹500

Returns and rankings

Annualised returns

Absolute returns

Name	3Y	5Y	10Y	All
Fund returns	+7.0%	+5.8%	+6.2%	+6.8%
Category average (Debt Liquid)	+6.8%	+5.7%	+6.0%	--
Rank (Debt Liquid)	26	27	22	--

Exit load, stamp duty and tax

Exit load

Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.

Check past data

Compare similar funds

	Name	1Y	3Y	Fund Size(Cr)
	Edelweiss Liquid Direct Growth	+6.54%	+7.07%	10,414.02
	PGIM India Liquid Fund Direct Plan Growth	+6.54%	+7.05%	504.53
	Nippon India Liquid Fund Direct Growth	+6.54%	+7.04%	27,591.03
	Franklin India Liquid Fund Super Institutional Plan Direct Growth	+6.58%	+7.03%	2,640.35
	Mirae Asset Liquid Fund Direct Growth	+6.51%	+7.03%	15,756.80
Compare

Fund management

KS
Kaustubh Sule
May 2023 - Present
View details

Education

Mr. Sule is a B.E. (Computer Engineering) & MBA (Finance)

Experience

Prior to joining Groww Mutual Fund (formerly, Indiabulls Mutual Fund), he has worked with Axis Asset Management Company Ltd. HDFC Standard Life Insurance Company Ltd., Reliance Life Insurance Company Ltd., Union Bank of India, Hexaware Technologies Ltd.

Also manages these schemes

Groww Gilt Fund Direct Growth

Groww Money Market Fund Direct Growth

Groww Multi Asset Allocation Fund Direct Growth

Groww Multi Asset Omni FoF Direct Growth

Groww Overnight Fund Direct Growth

Groww Dynamic Bond Fund Direct Growth

Groww Liquid Fund Direct Growth

Groww Aggressive Hybrid Fund Direct Growth

Groww Short Duration Fund Direct Growth

About Groww Liquid Fund Direct Growth

Groww Liquid Fund Direct Growth is a Debt Mutual Fund Scheme launched by Groww Mutual Fund. This scheme was made available to investors on 10 Apr 2008. Kaustubh Sule is the Current Fund Manager of Groww Liquid Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹3,619 Cr and the Latest NAV as of 19 Jan 2026 is ₹2,638.76. The Groww Liquid Fund Direct Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500. Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days. ;

Investment Objective

The scheme seeks to provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91 days.

Fund benchmarkCRISIL Liquid Debt A-I Index

Scheme Information Document(SID)