How to Invest in DSP Equity Savings Fund Regular IDCW?

You can easily invest in DSP Equity Savings Fund Regular IDCW in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for DSP Equity Savings Fund Regular IDCW from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in DSP Equity Savings Fund Regular IDCW as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does DSP Equity Savings Fund Regular IDCW provide?

The DSP Equity Savings Fund Regular IDCW has been there from 28 Mar 2016 and the average annual returns provided by this fund is 8.54% since its inception.

How much expense ratio is charged by DSP Equity Savings Fund Regular IDCW?

The term Expense Ratio used for DSP Equity Savings Fund Regular IDCW or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of DSP Equity Savings Fund Regular IDCW is 1.43% as of 24 Sep 2023...

What is the AUM of DSP Equity Savings Fund Regular IDCW?

The AUM, short for Assets Under Management of DSP Equity Savings Fund Regular IDCW is ₹661.19Cr as of 24 Sep 2023.

How to Redeem DSP Equity Savings Fund Regular IDCW?

If you want to sell your DSP Equity Savings Fund Regular IDCW holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of DSP Equity Savings Fund Regular IDCW?

You can select either SIP or Lumpsum investment of DSP Equity Savings Fund Regular IDCW based on your investment objective and risk tolerance.

What is the NAV of DSP Equity Savings Fund Regular IDCW?

The NAV of DSP Equity Savings Fund Regular IDCW is ₹11.78 as of 22 Sep 2023.

What is the PE and PB ratio of DSP Equity Savings Fund Regular IDCW?

The PE ratio ratio of DSP Equity Savings Fund Regular IDCW is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

DSP Equity Savings Fund Regular IDCW - NAV, Mutual Fund Performance & Portfolio

DSP Equity Savings Fund Regular IDCW
Hybrid
Equity Savings
Moderately High Risk
11.30%
3Y annualised
-0.21% 1D
1M
6M
1Y
3Y
5Y
All
 NAV: 22 Sep 2023₹11.78
Min. SIP amountNot Supported
Rating3
Fund size₹661.19Cr
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Understand termsAnnualised returnsAverage of the yearly returns of a mutual fund over a given period.
Absolute returnsThe total return of a mutual fund over a given period.
Returns and rankingsCategory: Hybrid Equity Savings
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns8.5%11.3%7.8%8.0%
Category average9.3%11.0%7.8%NA
Rank with in category141011NA
Understand terms
Holdings (72)NameSectorInstrumentAssets
GOI
SovereignGOI Sec10.0%
HDFC Bank Ltd.
FinancialEquity7.0%
ICICI Bank Ltd.
FinancialEquity3.9%
HDFC Bank Ltd.
FinancialDebenture3.9%
GOI
SovereignGOI Sec3.7%
Axis Bank Ltd.
FinancialCD3.6%
Small Industries Devp. Bank of India Ltd.
FinancialCD3.6%
IDFC Ltd.
FinancialEquity3.5%
Reliance Industries Ltd.
EnergyEquity3.5%
Axis Bank Ltd.
FinancialEquity3.0%
See All
Understand termsExpense ratioA fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
TaxA percentage of your capital gains payable to the government upon exiting your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit loadA fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp dutyA form of tax payable for the purchase or sale of an asset or security. 
Past expense ratio & exit load
Expense ratio
Exit load
31 Aug 2023 - Present
1.43%
31 Jul 2023 - 31 Aug 2023
1.38%
30 Jun 2023 - 31 Jul 2023
1.40%
31 May 2023 - 30 Jun 2023
1.41%
30 Apr 2023 - 31 May 2023
1.45%
31 Mar 2023 - 30 Apr 2023
1.46%
28 Feb 2023 - 31 Mar 2023
1.45%
31 Jan 2023 - 28 Feb 2023
1.45%
31 Dec 2022 - 31 Jan 2023
1.40%
30 Nov 2022 - 31 Dec 2022
1.44%
30 Nov 2022 - 30 Nov 2022
1.44%
30 Nov 2022 - 30 Nov 2022
1.44%
31 Oct 2022 - 30 Nov 2022
1.46%
31 Oct 2022 - 31 Oct 2022
1.46%
31 Oct 2022 - 31 Oct 2022
1.46%
31 Oct 2022 - 31 Oct 2022
1.46%
30 Sep 2022 - 31 Oct 2022
1.45%
30 Sep 2022 - 30 Sep 2022
1.45%
30 Sep 2022 - 30 Sep 2022
1.45%
31 Aug 2022 - 30 Sep 2022
1.46%
31 Aug 2022 - 31 Aug 2022
1.46%
31 Jul 2022 - 31 Aug 2022
1.42%
31 Jul 2022 - 31 Jul 2022
1.42%
30 Jun 2022 - 31 Jul 2022
1.42%
30 Jun 2022 - 30 Jun 2022
1.42%
31 May 2022 - 30 Jun 2022
1.43%
31 May 2022 - 31 May 2022
1.43%
30 Apr 2022 - 31 May 2022
1.44%
30 Apr 2022 - 30 Apr 2022
1.44%
31 Mar 2022 - 30 Apr 2022
1.44%
31 Mar 2022 - 31 Mar 2022
1.44%
28 Feb 2022 - 31 Mar 2022
1.45%
28 Feb 2022 - 28 Feb 2022
1.45%
31 Jan 2022 - 28 Feb 2022
1.45%
31 Dec 2021 - 31 Jan 2022
1.45%
30 Nov 2021 - 31 Dec 2021
2.38%
31 Oct 2021 - 30 Nov 2021
2.39%
30 Sep 2021 - 31 Oct 2021
2.42%
31 Aug 2021 - 30 Sep 2021
2.40%
31 Jul 2021 - 31 Aug 2021
2.39%
30 Jun 2021 - 31 Jul 2021
2.40%
31 May 2021 - 30 Jun 2021
2.45%
30 Apr 2021 - 31 May 2021
2.40%
31 Mar 2021 - 30 Apr 2021
2.41%
28 Feb 2021 - 31 Mar 2021
2.39%
31 Jan 2021 - 28 Feb 2021
2.40%
31 Dec 2020 - 31 Jan 2021
2.38%
30 Nov 2020 - 31 Dec 2020
2.40%
31 Oct 2020 - 30 Nov 2020
2.40%
30 Sep 2020 - 31 Oct 2020
2.40%
31 Aug 2020 - 30 Sep 2020
2.39%
31 Jul 2020 - 31 Aug 2020
2.39%
30 Jun 2020 - 31 Jul 2020
2.40%
31 May 2020 - 30 Jun 2020
2.39%
30 Apr 2020 - 31 May 2020
2.39%
31 Mar 2020 - 30 Apr 2020
2.34%
29 Feb 2020 - 31 Mar 2020
2.30%
31 Jan 2020 - 29 Feb 2020
2.29%
31 Dec 2019 - 31 Jan 2020
2.25%
30 Nov 2019 - 31 Dec 2019
2.17%
31 Oct 2019 - 30 Nov 2019
2.18%
30 Sep 2019 - 31 Oct 2019
2.17%
31 Aug 2019 - 30 Sep 2019
2.17%
31 Jul 2019 - 31 Aug 2019
2.15%
30 Jun 2019 - 31 Jul 2019
2.13%
31 May 2019 - 30 Jun 2019
2.10%
30 Apr 2019 - 31 May 2019
2.09%
31 Mar 2019 - 30 Apr 2019
2.10%
28 Feb 2019 - 31 Mar 2019
1.88%
31 Jan 2019 - 28 Feb 2019
2.07%
31 Dec 2018 - 31 Jan 2019
2.06%
30 Nov 2018 - 31 Dec 2018
2.06%
31 Oct 2018 - 30 Nov 2018
2.06%
30 Sep 2018 - 31 Oct 2018
2.13%
31 Aug 2018 - 30 Sep 2018
2.17%
31 Jul 2018 - 31 Aug 2018
2.13%
30 Jun 2018 - 31 Jul 2018
2.09%
31 May 2018 - 30 Jun 2018
2.22%
30 Apr 2018 - 31 May 2018
2.44%
31 Mar 2018 - 30 Apr 2018
2.29%
28 Feb 2018 - 31 Mar 2018
2.35%
31 Jan 2018 - 28 Feb 2018
2.40%
31 Dec 2017 - 31 Jan 2018
2.46%
30 Nov 2017 - 31 Dec 2017
2.47%
31 Oct 2017 - 30 Nov 2017
2.48%
Expense ratio, exit load and taxExpense ratio: 1.43%Inclusive of GST
Exit loadNil
Stamp duty0.005% (from July 1st, 2020)
Tax implicationReturns are taxed at 15%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 10% on returns of Rs 1 lakh+ in a financial year. 
Understand terms
Check past data
Minimum investment amountsMin. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported
Fund managementKedar Karnik
Jul 2021 - Present
View details
Education
Mr. Karnik is a BE and has done his Masters in Management Studies from Jamnalal Bajaj Institute of Management Studies.
Experience
Prior to joining DSP Mutual Fund he was associated with Axis Asset Management. He has also worked with HSBC and CRISIL Ltd..
Also manages these schemes
DSP Equity & Bond Fund Growth
DSP Equity & Bond Fund IDCW
DSP Savings Fund Growth
DSP Savings Fund IDCW Half Yearly
DSP Savings Fund IDCW Monthly
DSP Regular Savings Fund Growth
DSP Regular Savings Fund IDCW Monthly
DSP Regular Savings Fund IDCW Quarterly
DSP Liquidity Regular Plan Growth
DSP Liquidity Regular Plan IDCW Weekly
DSP Liquidity Regular Plan IDCW Daily
DSP Ultra Short Fund Regular Plan Growth
DSP Ultra Short Fund Regular Plan IDCW Weekly
DSP Ultra Short Fund Regular Plan IDCW Daily
DSP Ultra Short Fund Regular Plan IDCW Monthly
DSP US Flexible Equity Fund Growth
DSP US Flexible Equity Fund IDCW
DSP Ultra Short Fund Regular Plan IDCW
DSP Regular Savings Direct Plan IDCW Monthly
DSP Regular Savings Direct Plan IDCW Quarterly
DSP Regular Savings Direct Plan Growth
DSP Equity & Bond Direct Growth
DSP Equity & Bond Direct IDCW
DSP Savings Direct Plan Growth
DSP Savings Direct Plan IDCW Monthly
DSP Savings Direct Plan IDCW Half Yearly
DSP Liquidity Direct IDCW Weekly
DSP Liquidity Direct IDCW Daily
DSP Liquidity Direct Growth
DSP Ultra Short Fund Direct Plan IDCW Daily
DSP Ultra Short Fund Direct Plan IDCW Monthly
DSP Ultra Short Fund Direct Plan Growth
DSP Ultra Short Fund Direct Plan IDCW
DSP Ultra Short Fund Direct Plan IDCW Weekly
DSP US Flexible Equity Direct Plan Growth
DSP US Flexible Equity Direct Plan IDCW
DSP Savings Fund IDCW Daily
DSP Savings Direct Plan IDCW Daily
DSP Global Allocation Fund Regular IDCW
DSP Global Allocation Fund Direct IDCW
DSP Global Allocation Fund Regular Growth
DSP Global Allocation Fund Direct Growth
DSP 3 Years Close Ended Equity Fund Regular Growth
DSP 3 Years Close Ended Equity Fund Direct Growth
DSP 3 Years Close Ended Equity Fund Regular IDCW
DSP Low Duration Fund Regular IDCW Daily
DSP Low Duration Fund Regular IDCW Monthly
DSP Low Duration Fund Regular IDCW Quarterly
DSP Low Duration Fund Direct IDCW Daily
DSP Low Duration Fund Direct IDCW Weekly
DSP Low Duration Fund Direct IDCW Quarterly
DSP Low Duration Fund Direct Growth
DSP Low Duration Fund Regular Growth
DSP Low Duration Fund Regular IDCW Weekly
DSP Low Duration Fund Direct IDCW Monthly
DSP Equity Savings Fund Regular Growth
DSP Equity Savings Fund Regular IDCW
DSP Equity Savings Fund Regular IDCW Monthly
DSP Equity Savings Fund Regular IDCW Quarterly
DSP Equity Savings Fund Direct Growth
DSP Equity Savings Fund Direct IDCW
DSP Equity Savings Fund Direct IDCW Monthly
DSP Equity Savings Fund Direct IDCW Quarterly
DSP Savings Unclaimed Redemption Upto 3 years
DSP Savings Unclaimed Redemption Above 3 Yrs
DSP Savings Unclaimed IDCW Upto 3 years
DSP Savings Unclaimed IDCW Above 3 Yrs
DSP Arbitrage Fund Regular IDCW Monthly
DSP Arbitrage Fund Direct IDCW
DSP Arbitrage Fund Regular IDCW
DSP Arbitrage Fund Direct IDCW Monthly
DSP Arbitrage Fund Regular Growth
DSP Arbitrage Fund Direct Growth
DSP Overnight Fund Regular Growth
DSP Overnight Fund Direct Growth
DSP Overnight Fund Direct IDCW Weekly
DSP Overnight Fund Direct IDCW Daily
DSP Overnight Fund Regular IDCW Daily
DSP Floater Fund Regular Growth
DSP Floater Fund Direct IDCW
DSP Floater Fund Regular IDCW
DSP Floater Fund Direct Growth
DSP Overnight Unclaimed Unclaimed Redemption Upto 3 yrs
DSP Overnight Unclaimed Unclaimed Redemption Above 3 years
DSP Overnight Unclaimed Unclaimed IDCW Upto 3 yrs
DSP Overnight Unclaimed Unclaimed IDCW Above 3 yrs
DSP Global Innovation FoF Regular IDCW
DSP Global Innovation FoF Direct IDCW
DSP Global Innovation FoF Direct Growth
DSP Global Innovation FoF Regular Growth
Jay Kothari
Mar 2018 - Present
View details
Education
Mr. Kothari is a BMS and MBA from Mumbai University .
Experience
Prior to becoming the fund manager in DSPIM he has worked as the Vice President in the equity investments division as well a product strategist in DSPBRIM.
Also manages these schemes
DSP Top 100 Equity Regular Fund Growth
DSP Top 100 Equity Regular Fund IDCW
DSP The Infrastructure Growth and Economic Reforms Regular Fund Growth
DSP The Infrastructure Growth and Economic Reforms Regular Fund IDCW
DSP Regular Savings Fund Growth
DSP Regular Savings Fund IDCW Monthly
DSP Regular Savings Fund IDCW Quarterly
DSP Equity Opportunities Fund Growth
DSP Equity Opportunities Fund IDCW
DSP Midcap Regular Plan Growth
DSP Midcap Regular Plan IDCW
DSP Top 100 Equity Fund Institutional IDCW
DSP Small Cap Regular Fund Growth
DSP World Gold FoF Regular Plan IDCW
DSP World Gold FoF Regular Plan Growth
DSP Natural Resources and New Energy Fund Regular Plan Growth
DSP Natural Resources and New Energy Fund Regular Plan IDCW
DSP World Energy Fund Regular Plan Growth
DSP World Energy Fund Regular Plan IDCW
DSP World Mining Fund Regular Plan Growth
DSP World Mining Fund Regular Plan IDCW
DSP Focus Fund Growth
DSP Focus Fund IDCW
DSP Small Cap Regular Fund IDCW
DSP World Agriculture Fund IDCW
DSP World Agriculture Fund Growth
DSP US Flexible Equity Fund Growth
DSP US Flexible Equity Fund IDCW
DSP Regular Savings Direct Plan IDCW Monthly
DSP Regular Savings Direct Plan IDCW Quarterly
DSP Regular Savings Direct Plan Growth
DSP Natural Resources and New Energy Fund Direct Plan Growth
DSP Natural Resources and New Energy Fund Direct Plan IDCW
DSP Midcap Direct Plan IDCW
DSP Midcap Direct Plan Growth
DSP Focus Direct Plan IDCW
DSP Focus Direct Plan Growth
DSP Small Cap Direct Plan Growth
DSP Small Cap Direct Plan IDCW
DSP Equity Opportunities Direct Plan Growth
DSP Equity Opportunities Direct Plan IDCW
DSP The Infrastructure Growth and Economic Reforms Regular Fund Direct Growth
DSP The Infrastructure Growth and Economic Reforms Regular Fund Direct IDCW
DSP Top 100 Equity Direct Plan IDCW
DSP Top 100 Equity Direct Plan Growth
DSP US Flexible Equity Direct Plan Growth
DSP US Flexible Equity Direct Plan IDCW
DSP World Agriculture Direct Plan Growth
DSP World Agriculture Direct Plan IDCW
DSP World Energy Fund Direct Plan Growth
DSP World Energy Fund Direct Plan IDCW
DSP World Gold FoF Direct Plan Growth
DSP World Gold FoF Direct Plan IDCW
DSP World Mining Fund Direct Plan Growth
DSP World Mining Fund Direct Plan IDCW
DSP Global Allocation Fund Regular IDCW
DSP Global Allocation Fund Direct IDCW
DSP Global Allocation Fund Regular Growth
DSP Global Allocation Fund Direct Growth
DSP Equity Savings Fund Regular Growth
DSP Equity Savings Fund Regular IDCW
DSP Equity Savings Fund Regular IDCW Monthly
DSP Equity Savings Fund Regular IDCW Quarterly
DSP Equity Savings Fund Direct Growth
DSP Equity Savings Fund Direct IDCW
DSP Equity Savings Fund Direct IDCW Monthly
DSP Equity Savings Fund Direct IDCW Quarterly
DSP Healthcare Fund Regular IDCW
DSP Healthcare Fund Direct Growth
DSP Healthcare Fund Direct IDCW
DSP Healthcare Fund Regular Growth
DSP Value Fund Regular Growth
DSP Value Fund Direct Growth
DSP Value Fund Direct IDCW
DSP Value Fund Regular IDCW
DSP Global Innovation FoF Regular IDCW
DSP Global Innovation FoF Direct IDCW
DSP Global Innovation FoF Direct Growth
DSP Global Innovation FoF Regular Growth
Abhishek Singh
May 2021 - Present
View details
Education
Mr. Singh is a B-Tech, IIT Kanpur PGDM, IIM Lucknow
Experience
Prior to joining DSP Mutual Fund he has worked with EdelCap Securities Limited, Systematic Trading Division. Kotak Securities Limited, Proprietary Trading and Structured Products Division. Kotak Mahindra Investments Limited, Structured Products Division.
Also manages these schemes
DSP Top 100 Equity Regular Fund Growth
DSP Top 100 Equity Regular Fund IDCW
DSP Regular Savings Fund Growth
DSP Regular Savings Fund IDCW Monthly
DSP Regular Savings Fund IDCW Quarterly
DSP Top 100 Equity Fund Institutional IDCW
DSP Regular Savings Direct Plan IDCW Monthly
DSP Regular Savings Direct Plan IDCW Quarterly
DSP Regular Savings Direct Plan Growth
DSP Top 100 Equity Direct Plan IDCW
DSP Top 100 Equity Direct Plan Growth
DSP Equity Savings Fund Regular Growth
DSP Equity Savings Fund Regular IDCW
DSP Equity Savings Fund Regular IDCW Monthly
DSP Equity Savings Fund Regular IDCW Quarterly
DSP Equity Savings Fund Direct Growth
DSP Equity Savings Fund Direct IDCW
DSP Equity Savings Fund Direct IDCW Monthly
DSP Equity Savings Fund Direct IDCW Quarterly
DSP Arbitrage Fund Regular IDCW Monthly
DSP Arbitrage Fund Direct IDCW
DSP Arbitrage Fund Regular IDCW
DSP Arbitrage Fund Direct IDCW Monthly
DSP Arbitrage Fund Regular Growth
DSP Arbitrage Fund Direct Growth
Fund house & investment objective
DSP Mutual Fund
Rank (total assets)#10 in India
Total AUM₹1,31,376.58Cr
Date of Incorporation16 Dec 1996
 DSP Equity Savings Fund Regular IDCW is a Hybrid Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996. Kedar Karnik, Vikram Chopra, Mayur Patel is the Current Fund Manager of DSP Equity Savings Fund Regular IDCW fund. The fund currently has an Asset Under Management(AUM) of ₹1,31,377 Cr and the Latest NAV as of 22 Sep 2023 is ₹11.78.
The DSP Equity Savings Fund Regular IDCW is rated Moderately High risk. Minimum SIP Investment is set to ₹100.
;
Investment ObjectiveThe Scheme seeks to generate income through investments in fixed income securities and using arbitrage and other derivative Strategies. The Scheme also intends to generate long-term capital appreciation by investing a portion of the Scheme's assets in equity and equity related instruments.
;
Fund benchmarkNIFTY Equity Savings Total Return Index
Scheme Information Document(SID)
Fund house contact details
Address
NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road JunctionWestern Express Highway,Andheri East Mumbai 400069
Phone
1800-208-4499 / 1800-200-4499
Launch Date
16 Dec 1996
E-mail
NA
Website
DSP Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
Email
[email protected]
Website
www.camsonline.com
Compare funds
DSP Equity Savings Fund Regular IDCW
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	1Y	3Y	5Y	All
Fund returns	8.5%	11.3%	7.8%	8.0%
Category average	9.3%	11.0%	7.8%	NA
Rank with in category	14	10	11	NA

Name	Sector	Instrument	Assets
GOI	Sovereign	GOI Sec	10.0%
HDFC Bank Ltd.	Financial	Equity	7.0%
ICICI Bank Ltd.	Financial	Equity	3.9%
HDFC Bank Ltd.	Financial	Debenture	3.9%
GOI	Sovereign	GOI Sec	3.7%
Axis Bank Ltd.	Financial	CD	3.6%
Small Industries Devp. Bank of India Ltd.	Financial	CD	3.6%
IDFC Ltd.	Financial	Equity	3.5%
Reliance Industries Ltd.	Energy	Equity	3.5%
Axis Bank Ltd.	Financial	Equity	3.0%

Min. for 1st investment	Not Supported
Min. for 2nd investment onwards	Not Supported

Rating	3
Fund size	₹661.19Cr

DSP Equity Savings Fund Regular IDCW

Return calculator

Understand terms

Annualised returns

Absolute returns

Returns and rankings

Holdings (72)

Understand terms

Expense ratio

Tax

Exit load

Stamp duty

Past expense ratio & exit load

Expense ratio, exit load and tax

Expense ratio: 1.43%

Exit load

Stamp duty

Tax implication

Minimum investment amounts

Fund management

Kedar KarnikJul 2021 - PresentView details

Jay KothariMar 2018 - PresentView details

Abhishek SinghMay 2021 - PresentView details

Fund house & investment objective

Fund house contact details

Compare funds

Kedar Karnik
Jul 2021 - Present
View details

Jay Kothari
Mar 2018 - Present
View details

Abhishek Singh
May 2021 - Present
View details